Dieter wrote: ↑Tue May 09, 2023 2:05 pm Holy tracking error, Batman!

Well yeah but unlike the Larry Portfolio or even (dare one say it?) the PP you at least get some return to go with your tracking error.

dualstow wrote: ↑Tue May 09, 2023 1:53 pm This does not look computer-generated.

Yeah it’s the exact opposite of “Portfolio Einstein” aka Portfolio Word Salad.

For those who don't follow Portfolio Charts here's a new post that might inspire you to do so: https://portfoliocharts.com/2023/05/08/the-striking-appeal-of-the-weird-portfolio/#more-63571 Now I've only read the first few pages of the 98 page free book linked to in the article but I have to say I fi...

I find the site thoroughly unimpressive. It does indeed read like it was written by a bot. The information provided is minimal and incomplete (who really cares about performance since an arbitrary start year of 1989 - assuming you believe the numbers posted - which I don't). Totally anonymous yet th...

The only thing Roche doesn't address here is the possibility of a default in the next few months due to the debt ceiling circular firing squad antics in Congress. Because of that I'm going to wait to pull the trigger on locking in some high yields with a T Bill ladder until after the clown car has ...

Here's a new post by a guy well worth following, IMHO: https://disciplinefunds.com/2023/04/26/chart-of-the-week-when-does-the-free-lunch-end/ Brokerages certainly count on their customers being oblivious about cash but of course PP'ers tend not to be. But outside of our little echo chamber I'm amaze...

Very smart way to do it Sophie! Thanks for the info and it’s always a treat to see your posts.

Following up on some earlier discussion here with this post from Bogleheads: https://www.bogleheads.org/forum/viewtopic.php?t=402751&sid=baa854c5f56d7725dae21ef92128cbd8 Vanguard is also mentioned in the thread, with forty-some percent of VUSXX in repos vs. over 90% for FIDO. Clearly worth the s...

By far the best source of information and advice on iBonds and TIPS is the TipsWatch site, which I recommend subscribing to (or at least bookmarking). Here's the most recent post:

https://tipswatch.com/2023/04/14/i-bond ... uy-at-all/

Here's a good post by a smart young guy I've been following for the past few years. Cullen also has an excellent series of videos on YouTube that are worth having a look at and perhaps sharing with younger folks who like to absorb financial stuff in bite-sized bits. He's better than anyone else I've...

Kevin K, you identified one thing that I'm not comfortable with, which is too much active management and corporate bonds in the Rollover IRA. I think this might be a better plan for the IRA: 10% IAUM (paper gold) 45% VBIAX (Vanguard Balanced Index Fund) 45% VWENX (Wellington Fund) With this idea, t...

I've been thinking about how to simplify things for my wife to be able to handle when I'm gone and still keep some of the benefits of the PP/GP philosophy. She's a smart, professional-career woman, but she doesn't have a lot of interest in maintaining financial stuff. I can teach her how to handle ...

Thanks barrett for your thoughtful post! It certainly sounds like every choice you've made has involved a lot of careful thought, so one could argue that the level of complexity involved is pretty much just what's necessary - just like with the lawn care protocols! My wife and I have a simpler tax-d...

I've been running a somewhat modified iteration of the Golden Butterfly for the past few years (having migrated there from a pure PP I held since 2008). Like many other Harry Browne fans I've tried to take his warnings about safety seriously and that has led me to what I fear may be an undue level o...

FWIW I think Cullen Roche's counter-cyclical investing strategy is a more elegant iteration on tactical investing that also entails much less work. Here's a good recent interview with him: https://pictureperfectportfolios.com/strategy-behind-discipline-fund-dscf-etf-cullen-roche/ The basic idea is t...

I would propose that it is the reserve status of the dollar that has allowed the U.S. to maintain its dominance in the international order. The reserve status of the dollar is also the reason why the U.S. has enjoyed its extraordinarily profligate standard of living and the privilege of being able ...

For over a year now, I've been asking the question, "Could Harry have anticipated this?" I'm referring primarily to the extraordinarily reckless manner in which the dollar's reserve status has been abused, to the resulting distortions in the financial markets, and to the chaotic bufoonery...

Great post by Ben Carson on this topic:

https://awealthofcommonsense.com/2023/0 ... t-default/

joypog wrote: ↑Sat Jan 14, 2023 2:36 pm Smith got it covered, aside from moving to another economy....

Yeah, I tend to agree. And besides, no way my application for a New Zealand residency visa is gonna be approved before 1/19.

I don't know whether this belongs in the PP discussion, the bond one or politics but here goes: our fearless leaders/clueless clowns are flirting with defaulting on Treasury debt once again. We all know what happened the last time with the Moody's downgrade of Treasury bonds but it certainly seems l...

I highly recommend this article from the Optimized Portfolio site: https://www.optimizedportfolio.com/small-value-showdown/ Personally I'm using half VBR, half AVUV for the SCV allocation in the GB. Whenever possible I prefer to use funds/ETF's from two different companies for each asset class, and ...

-8.38% according to Portfolio Visualizer for my modified GB: https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=4&startYear=2022&firstMonth=1&endYear=2022&lastMonth=12&calendarAligned=true&includeYTD=false&initialAmount=10000&annualOperation=0&a...

I'm interested in revisiting the classic long-term Treasury/money market barbell. I don't mean to incur the wrath of any "stay the course no matter what" purists but I'm under the impression that many of us "fudge" these allocations to some degree anyway. Way back when the permi...

Desert wrote: ↑Mon Nov 14, 2022 8:14 am He couldn't have a more perfect name, Sam Bankman-Fried.

True, although Sam Ponzi-Madoff would also have worked.