In order to not derail the topic of this thread, I started a new topic to discuss the Dalio commentary here: viewtopic.php?f=9&t=10467&p=187828#p187828

Forking this thread off the Corona virus thread... Another great article by Dalio published this week: https://www.linkedin.com/pulse/we-need-coordinated-monetary-fiscal-stimulus-counteract-ray-dalio/?published=t&mc_cid=2445095bbe&mc_eid=ded4b883a5 I'd be curious to debate this part of the a...

Another great article by Dalio published this week: https://www.linkedin.com/pulse/we-need-coordinated-monetary-fiscal-stimulus-counteract-ray-dalio/?published=t&mc_cid=2445095bbe&mc_eid=ded4b883a5 I'd be curious to debate this part of the article: Some people will argue that providing such...

Seems like a lot better plan than buying "FDIC-backed" 5 year CDs, as some on this forum have recommended. I'm not sure what I've missed, but my CDs are doing fine, earning their 3% interest. And I could break them tomorrow and have the cash in my account in a few days, less 6 months inte...

I'll take the consequences of liquidity over the consequences of austerity in a liquidity squeeze any day. Even if it means breaking our republic? IMO principles do matter. In terms of short-term pain, perhaps the liquidity is preferable, but if it moves us away from a republic and into oligarchy w...

VBR is back go ~July 2016 levels. Ouch.

If anyone wants to feel a bit better about the stock selloff the last couple weeks <snip> I don't know why anyone would need to feel better about it. With the performance of gold and LTT lately, my portfolio's at an all-time high. I'll take this performance any day of the week, and twice on sunday!

vnatale wrote: ↑Fri Mar 06, 2020 7:06 pm I lived a pet-free childhood.

I too had allergies to dogs and cats, but we always had them when I was a kid. I just got "allergy shots" for a period of time. No clue if that's something still done, nor how it works (possibly increasing dosages to build immunity?)

My initial gut feeling says to rebalance now, but my second thought says to be patient. I have similar urges to try to capture gains with the swings, but then I remember that's not what this allocation is about. As long as the general trend is up and to the right with reduced risk/low draw-downs, i...

pmward wrote: ↑Fri Mar 06, 2020 9:04 am I'm rebalancing a couple percent of bonds back into stocks today.

Did you hit a band, or are you just taking advantage of the recent swings? As of yesterday, my LTT's are still only at 28%.

Right now my savings is roughly 75% PP(4 x 25) and 25% VWIAX.

I'm not convinced it's best for me from a tax perspective, but overall I've been happy with my choice to diversify strategy/holdings a bit.

pmward wrote: ↑Thu Mar 05, 2020 1:56 pm not waiting on the government to tell them

Well, I believe the companies are doing this due to guidance made by the county. But still, I agree it's a good move.

pmward wrote: ↑Thu Mar 05, 2020 11:30 am My teammates in the Kirkland office were also all told to work from home indefinitely.

Yeah, Amazon in Seattle/Bellevue is WFH until end of month. Microsoft until 3/25.

I do wonder if anyone's chasing that 2% while it lasts, though. I did lock in some 3% 5-year CDs around a year ago with "deep cash" with this in mind. Even broke some CDs and re-purchased at higher rate when things hit 3%. We've discussed relative risks of CDs vs treasuries elsewhere so h...

Who's panicking??? Budd? >:D I too read (and thought about) all the concern on interest rates being so low when I started the PP (4 years ago now?). Yet here I am with 30% capital appreciation on my long bonds and getting 2.5-3% interest. It's worked out well. Buying the lagging assets the past few...

I've never tax-loss harvested before, but understand the basic concept. You can't purchase the same security for 30 days though to avoid the wash sale rule though, right? So what are you thinking of selling, and will you simply sit in cash for the 30 days, potentially missing a bounce back as centra...

I am happy with the pp right now. There’s no guarantee that every day is going to balance perfectly. And it gives me peace of mind. I look at all the red (MSFT down 7% today? Ouch!) and honestly it doesn't phase me. That's what's good about the PP. Even with all the carnage, I'm still up a good chu...

Today is a shining example of the calming effect of the PP. Gold and bonds more than making up for the stock massacre. I'm a little ashamed to say I get a bit excited on days like today, so maybe not so "calming". Happy to have days like this which make up for the tracking error against s...

MangoMan wrote: ↑Sun Feb 23, 2020 9:06 am I use a spreadsheet to keep track of the % in each asset. New contributions go to the laggard.

Same here.

I have no quarrel with anything Xan has said. He has been an excellent administrator, and I intend to do my part to bring down the level of rancor on this forum. Hopefully we can do this without sacrificing our ability to engage in hard-hitting debates over controversial topics. Necessarily this in...

Maddy wrote: ↑Wed Jan 22, 2020 6:55 pm And don't order anything from Amazon.

ebooks are probably okay!

WiseOne wrote: ↑Sat Jan 18, 2020 2:30 pm Hilarious that there's a solution readily available that these articles studiously avoid mentioning.

Why would anyone live below their own means, when not doing so means (hah!) that you can also live on someone else's!?

The migration patterns are interesting here in Bay Area: many techies and tech-related folks move to Texas and Washington as Austin and Seattle are growing as tech hubs and still are less expensive to live. Which just brings more of those problems to Seattle (and I presume Austin). Granted, we alre...

I wouldn't touch stocks with a 20 foot pole unless I was in the PP, so we are all profiting from this, but it just seems so much smoke and mirrors. We go from WW3 starting to All is Well in 48 hours. It's like this is all running on a 2 hour movie timescale. Agreed, I've been struggling with this a...

Thanks for reviving this, vnatale . I've been thinking about this lately as well. For me, it's about 80%. I have a chunk in Vanguard Wellesley as well (VWIAX) -- about 15%, and then another 5% here and there in CDs and an angel investment. I'm currently in the lucky position of being able to save a ...