I've been using IAU for years, its fine in my opinion.
Warning – get ready for a deluge of gold bugs telling you to only own physical.
Search found 180 matches
- Tue Aug 18, 2015 1:44 pm
- Forum: Permanent Portfolio Discussion
- Topic: I keep seeing GLD being recommended over IAU
- Replies: 13
- Views: 6060
- Sun Aug 16, 2015 9:57 am
- Forum: Variable Portfolio Discussion
- Topic: What do you think of Doug Casey? Is he legit?
- Replies: 8
- Views: 7614
Re: What do you think of Doug Casey? Is he legit?
I like Doug Casey, but all these doom and gloom guys do is preach the same thing year after year. And even a broken clock is right twice a day. I would not take any investment advice from him, although I agree with most of his ideology. I bought his book Totally Incorrect and enjoyed it. Inciden...
- Wed Aug 12, 2015 1:10 pm
- Forum: Stocks
- Topic: Total Market Stocks vs. Diverse Mix
- Replies: 15
- Views: 10771
Re: Total Market Stocks vs. Diverse Mix
Sam, I totally agree with all your points. My own research shows much better performance and diversification with the inclusion of Small/Midcaps. But the expense ratio on RSP is a whopping 0.40%! Yikes! Why not use individual Small/Midcap ETFs instead? For example, replace RSP with IJR, IJH, VTI...
- Tue Aug 11, 2015 9:37 pm
- Forum: Other Discussions
- Topic: Ozzy's juicy portfolio
- Replies: 3
- Views: 2577
Re: Ozzy's juicy portfolio
Thanks Tyler.
- Tue Aug 11, 2015 7:55 pm
- Forum: Other Discussions
- Topic: Ozzy's juicy portfolio
- Replies: 3
- Views: 2577
Re: Ozzy's juicy portfolio
Hi rickb, Thanks for the feedback. I'm personally comfortable with my heavy dose of iShares. That said, I certainly have no problem with your suggestion of using similar funds. Depending on your broker, various funds are commission-free, so that needs to be considered too, especially if you're in...
- Tue Aug 11, 2015 4:16 pm
- Forum: Bonds
- Topic: TLT Suffers Record Outflows
- Replies: 30
- Views: 16396
Re: TLT Suffers Record Outflows
And now people are piling back into TLT. I guess it just goes to show its all noise. Just stick to one passive portfolio allocation and ignore all the hype. "Without the Federal Reserve pulling the trigger on an interest rate hike, overseas fixed-income investors have piled into more attracti...
- Fri Aug 07, 2015 1:39 pm
- Forum: Stocks
- Topic: Total Market Stocks vs. Diverse Mix
- Replies: 15
- Views: 10771
Re: Total Market Stocks vs. Diverse Mix
Mathjak- I totally agree that Small/Midcap increase long-term performance. Which is why I use them in my JuicyPP: http://www.tightwadweb.com/customportfolio.html Tyler, PointedStick- Here's the results of Small/Mid vs Large (S&P500). Chart below shows the difference from 1972-2014. I realize...
- Sat Jul 25, 2015 6:00 pm
- Forum: Permanent Portfolio Discussion
- Topic: The Desert Portfolio
- Replies: 52
- Views: 38690
Re: The Desert Portfolio
The Desert Portfolio looks pretty solid to me. I just ran it through PortfolioVisualizer.com and it shows a 9.06% CAGR:
- Mon Jul 13, 2015 7:51 pm
- Forum: Permanent Portfolio Discussion
- Topic: Why do you use the PP?
- Replies: 177
- Views: 74275
Re: Why do you use the PP?
I also use the PP because I believe in the theory behind it. After studying the PP for a couple years I realized its the only truly diversified portfolio. A 50/50 Boglehead portfolio just doesnt cover all the bases. Of course I have fiddled with the percentages and made mine more juicy, but I’m co...
- Fri Jul 10, 2015 1:56 pm
- Forum: Permanent Portfolio Discussion
- Topic: POLL: How Old Are You?
- Replies: 16
- Views: 8067
- Wed Jul 08, 2015 11:38 am
- Forum: Bonds
- Topic: Might rising rates hit LTTs more softly than we fear?
- Replies: 62
- Views: 28364
Re: Might rising rates hit LTTs more softly than we fear?
Thats a good article from Hedgewise. I also believe that LTTs wont be clobbered by rising rates over the long run. I think its a lot of worry over nothing. No doubt LTTs will decline temporarily, but stocks and gold will likely pick up the slack. They always have. Plus, if your LTTs are in a fun...
- Mon Jun 29, 2015 1:21 pm
- Forum: Permanent Portfolio Discussion
- Topic: SP500 + 10y Treasuries since 1900
- Replies: 13
- Views: 9806
- Mon Jun 29, 2015 8:36 am
- Forum: Permanent Portfolio Discussion
- Topic: SP500 + 10y Treasuries since 1900
- Replies: 13
- Views: 9806
- Thu Jun 25, 2015 2:26 pm
- Forum: Variable Portfolio Discussion
- Topic: UUP ETF - Currency Hedge
- Replies: 5
- Views: 3699
Re: UUP ETF - Currency Hedge
Treasuries benefit from a rising dollar. Since dividends are paid in dollars, there is increased demand from a strong reliable dividend generator like long-term treasuries.
Equities are another story, they could go either way.
Equities are another story, they could go either way.
- Mon Jun 15, 2015 12:27 pm
- Forum: Permanent Portfolio Discussion
- Topic: Marc Faber has proposed an eerily familiar asset allocation
- Replies: 3
- Views: 3487
Re: Marc Faber has proposed an eerily familiar asset allocation
Hmm, his portfolio sounds vaguely familiar
- Fri Jun 12, 2015 10:14 am
- Forum: Permanent Portfolio Discussion
- Topic: risk parity / volatility
- Replies: 10
- Views: 4356
Re: risk parity / volatility
Ya, there is no way I could stomach that many treasuries either. It sounds similar to Ray Dalio's All Weather Portfolio http://fmdcapital.com/can-handle-weather-portfolio/
- Thu Jun 04, 2015 5:31 pm
- Forum: Permanent Portfolio Discussion
- Topic: PP for retirement in a comparative context
- Replies: 12
- Views: 7812
Re: PP for retirement in a comparative context
The analysis uses VGPMX for the Gold portion of the PP allocation. Where's the garbage can? PortfolioVisualizer.com lists its data souces here: https://www.portfoliovisualizer.com/faq#dataSources For Gold they use KITCO returns 1972-2004, and GLD from 2004-2014. Thats pretty accurate in my opinion.
- Wed Jun 03, 2015 6:02 pm
- Forum: Other Discussions
- Topic: 29% of Americans over 55 have zero retirement savings
- Replies: 10
- Views: 4370
Re: 29% of Americans over 55 have zero retirement savings
You are exactly correct Mark. Thats always been my observation too.
- Wed Jun 03, 2015 3:07 pm
- Forum: Other Discussions
- Topic: 29% of Americans over 55 have zero retirement savings
- Replies: 10
- Views: 4370
- Thu May 14, 2015 5:38 pm
- Forum: Permanent Portfolio Discussion
- Topic: No where to hide
- Replies: 804
- Views: 303958
Re: No where to hide
For those interested, here's a good 30min video on how the ecomony works, according to Ray Dalio:
How The Economic Machine Works by Ray Dalio
https://youtu.be/PHe0bXAIuk0
How The Economic Machine Works by Ray Dalio
https://youtu.be/PHe0bXAIuk0
- Fri May 08, 2015 12:55 pm
- Forum: Permanent Portfolio Discussion
- Topic: No where to hide
- Replies: 804
- Views: 303958
Re: No where to hide
And then the PP has a day like today, and all is right with the world... ;D Just kidding, of course...have a nice weekend everyone. It is refreshing to have found this forum last year, with calm, rational, understandable people! Yup, couldn't ask for a better day for the PP :-) I agree this forum...
- Thu May 07, 2015 11:55 am
- Forum: Permanent Portfolio Discussion
- Topic: No where to hide
- Replies: 804
- Views: 303958
Re: No where to hide
Designing a portfolio to meet the four conditions was not made up by Harry Browne, either. PP is not a cult or religion. Big commercial providers are in this space, too. Click here to see Compass diagram . Ochotona - One important difference is the PP is passive (e.g. permanent). The Schwab Windha...
- Tue Apr 21, 2015 7:41 pm
- Forum: Variable Portfolio Discussion
- Topic: 20% annual returns over 40 years...interested?
- Replies: 571
- Views: 337217
Re: 20% annual returns over 40 years...interested?
FYI - a relevent article to this discussion: A Different View of Double-Leveraged ETFs. "The authors go on to note that if a hypothetical double-leveraged broad market U.S. equity was held from 1951 through 2014, that make believe ETF would have generated returns 1.67 times better than its non...
- Sun Apr 12, 2015 4:40 pm
- Forum: Permanent Portfolio Discussion
- Topic: My Latest Research on the PP's Big Fat Flaw aka Achilles' Heel
- Replies: 43
- Views: 22158
Re: My Latest Research on the PP's Big Fat Flaw aka Achilles' Heel
I use 15% for gold too.ochotona wrote: I think reduced gold is prudent also. I like 15%, but 20% is more attractive to me than 25%, certainly.
- Thu Apr 09, 2015 7:30 pm
- Forum: Variable Portfolio Discussion
- Topic: 52% have no money in the stock market
- Replies: 10
- Views: 5204
52% have no money in the stock market
"More than half of Americans, 52 percent, are currently not investing in the stock market—either by buying individual stocks or mutual funds, or through a retirement account such as a 401(k) or IRA, according to a new Bankrate.com survey." "A study from the Federal Reserve found that ...