Search found 1754 matches

by Tyler
Wed Sep 25, 2019 11:49 am
Forum: Permanent Portfolio Discussion
Topic: Gold / Stock / Bonds at highs or near highs?
Replies: 65
Views: 3695

Re: Gold / Stock / Bonds at highs or near highs?

for most of the pp history , except for some speed pumps along the way , the trend was for rates to fall . The 1970's were one helluva speed bump. ;) https://i1.wp.com/www.neilkearney.com/wp-content/uploads/2012/10/Historical_Interest_rates_aug_2012.png?resize=645%2C463&ssl=1 FWIW, the PP did just ...
by Tyler
Mon Sep 23, 2019 8:23 pm
Forum: Stocks
Topic: DIY individual stock fund
Replies: 43
Views: 1764

Re: DIY individual stock fund

Thanks for all the comments. It's just something I'm mulling. Years ago I read on the Motley Fool that when your portfolio becomes enormous (I wish it were so) you should become your own index. And I think it was Machine Ghost on these forums who first got me interested in equal-weighting a portfol...
by Tyler
Wed Sep 18, 2019 9:52 pm
Forum: Permanent Portfolio Discussion
Topic: Gold / Stock / Bonds at highs or near highs?
Replies: 65
Views: 3695

Re: Gold / Stock / Bonds at highs or near highs?

My first thought is that you need to account for inflation. Even hard assets that do absolutely nothing will reach all-time highs in price almost every year. And that's before you account for things like companies and economies that naturally grow in value and are supposed to regularly set new highs...
by Tyler
Wed Sep 18, 2019 11:06 am
Forum: Variable Portfolio Discussion
Topic: REITs
Replies: 29
Views: 7151

Re: REITs

Bought some REITs for my vp today. I’ll drip more in each week. Paralysis over O0 It's always good to kick the paralysis one way or another. FWIW, I joined you and bought some SCHH this week. I've been tracking it for so long that I started taking it for granted that it was already part of my portf...
by Tyler
Fri Sep 13, 2019 12:15 pm
Forum: Permanent Portfolio Discussion
Topic: Indexing overtakes Active Investing
Replies: 4
Views: 416

Re: Indexing overtakes Active Investing

The articles I've found about active vs passive funds are written to make it sound like it's a big deal but are all very vague about an important qualifier. For reference, mutual funds and ETFs combined only own about 29% of the US stock market. So even if passive funds are now more than half of all...
by Tyler
Thu Sep 12, 2019 8:24 pm
Forum: Permanent Portfolio Discussion
Topic: Best resource for PP backtesting?
Replies: 13
Views: 2552

Re: Best resource for PP backtesting?

Relatively new to the Forum but I'm gathering that the Tyler below and the Tyler here: https://portfoliocharts.com/about/....are one and the same? Yep. Same guy. ;D Yes. Does portfoliocharts do the 15/35 rebalancing bands? Right now it just does simple annual rebalancing. But one of these days I'll...
by Tyler
Thu Sep 12, 2019 1:40 pm
Forum: Permanent Portfolio Discussion
Topic: How many brokerage firms are you using?
Replies: 40
Views: 2151

Re: How many brokerage firms are you using?

I started with Fidelity back when they were the 401k provider for my original employer and eventually opened a brokerage account with them. I have always been very happy with their fund options and service, and have never really felt the need to open an investing account elsewhere. To address any sh...
by Tyler
Fri Sep 06, 2019 10:49 am
Forum: Other Discussions
Topic: Basic Income back in the news
Replies: 13
Views: 971

Re: Basic Income back in the news

https://www.theglobeandmail.com/opinion/article-i-dont-want-to-do-my-phd-i-want-a-universal-basic-income/ Apparently not satire. You know you're in trouble when the best example you can think of for an even more rigorous and stressful degree than your own (that hospitalized you from stress) is the ...
by Tyler
Fri Sep 06, 2019 10:43 am
Forum: Variable Portfolio Discussion
Topic: REITs
Replies: 29
Views: 7151

Re: REITs

So in the past REITs have been an uncorrelated diversifier in backtests? With financialization increasing, should we expect that to continue? They crashed with stocks in 08. Whats the macroeconomic/real world explanation for why they might outperform total stock market. Leverage? Companies leverage...
by Tyler
Thu Aug 29, 2019 2:27 pm
Forum: Stocks
Topic: Bubble in Passive Investing?
Replies: 6
Views: 3443

Re: Bubble in Passive Investing?

I really enjoyed Josh Brown's rebuttal. In short, passive investing is nothing new -- it's the historical norm.

"The Real Bubble Has Always Been in Active Management"

https://thereformedbroker.com/2019/08/2 ... anagement/
by Tyler
Mon Aug 26, 2019 12:34 pm
Forum: Permanent Portfolio Discussion
Topic: Best resource for PP backtesting?
Replies: 13
Views: 2552

Re: Best resource for PP backtesting?

https://www.portfoliovisualizer.com/ Tyler...pretty big delta between your site and these guys on the Pinwheel. It's because PV has no data for emerging markets prior to 1995 and only runs the numbers from 1995 to present. For reference, the PC data always goes back to 1970 (using replacement asset...
by Tyler
Mon Aug 26, 2019 10:11 am
Forum: Permanent Portfolio Discussion
Topic: Best resource for PP backtesting?
Replies: 13
Views: 2552

Re: Best resource for PP backtesting?

jason wrote:
Mon Aug 26, 2019 9:24 am
Regarding the Portfolio Charts data, do they do the 15/35 rebalancing bands?
Portfolio Charts uses annual rebalancing, so if you're looking at the trading bands P2T is your best option. I'm glad it's working for you again. :)