Search found 219 matches

by Hal
Tue Jan 07, 2020 4:19 pm
Forum: Permanent Portfolio Discussion
Topic: Putting your mouth in the money: What is your current allocation?
Replies: 45
Views: 9632

Re: Putting your mouth in the money: What is your current allocation?

Is anyone else on the forum doing the the two fund route when implementing the PP? A simple Vanguard stock/bond fund plus a gold fund? What about Treasury bonds? Er, what about them? 8) PP requires Treasuries (they make up 50% of the portfolio). Vanguard stock/bond mix funds typically include mainl...
by Hal
Sat Jan 04, 2020 5:07 am
Forum: Gold
Topic: Perth Gold and Australia Fires
Replies: 10
Views: 741

Re: Perth Gold and Australia Fires

Hi Kevin, Don't worry about it. As Mark Leavy mentioned, there is a lot of "nothingness" between the East Coast and Perth. https://www.google.com/search?q=nullarbor+plain&client=safari&channel=mac_bm&source=lnms&tbm=isch&sa=X&ved=2ahUKEwjq0KuU5OnmAhWO4nMBHU0oA94Q_AUoAnoECBIQBA&biw=800&bih=537 I live...
by Hal
Mon Dec 30, 2019 4:56 am
Forum: Other Discussions
Topic: For the biblically inclined
Replies: 0
Views: 425

For the biblically inclined

Interesting discussion on money and the economy

https://www.youtube.com/watch?v=FnAfKeYot58
by Hal
Thu Dec 26, 2019 4:48 pm
Forum: Other Discussions
Topic: YouTube Junkie
Replies: 680
Views: 145404

Re: YouTube Junkie

by Hal
Thu Dec 26, 2019 9:01 am
Forum: Variable Portfolio Discussion
Topic: Golden Butterfly Portfolio
Replies: 448
Views: 97900

Re: Golden Butterfly Portfolio

Short term treasuries in the EU have a negative yield. We have "bank loans" that provide a couple of percent interest (at the cost of not being allowed to use it for a year or two). Can I use that for the GB instead? Or do short-term treasuries provide some special behavior that is essential? With ...
by Hal
Sat Dec 21, 2019 9:14 am
Forum: Variable Portfolio Discussion
Topic: Golden Butterfly Portfolio
Replies: 448
Views: 97900

Re: Golden Butterfly Portfolio

When I tried the allocation on Portfolio Charts using 25% each SCV,LT,ST,GLD I got a BL-LT return of 5.3% vs 5.5% for the GB and 4.2% for the PP as you mentioned. Its quite interesting that the PP using SCV went from a BL-LT return ranking of 14 to 3 I think 25% each SCV,LT,BIL,GLD goes to 5.0%? I ...
by Hal
Sat Dec 21, 2019 5:49 am
Forum: Variable Portfolio Discussion
Topic: Golden Butterfly Portfolio
Replies: 448
Views: 97900

Re: Golden Butterfly Portfolio

For those interested in a prima facie comparison, here's an SCV tilted Permanent Portfolio (in blue) vs the Golden Butterfly (in red). How is the data you are using different from PortfolioCharts? Here the baseline LT return for the GB is 5.5% versus 4.2% for the PP: https://portfoliocharts.com/por...
by Hal
Fri Dec 20, 2019 2:45 am
Forum: Variable Portfolio Discussion
Topic: Golden Butterfly Portfolio
Replies: 448
Views: 97900

Re: Golden Butterfly Portfolio

Just a quick query regarding the USA Golden Butterfly and the PP As I understand it, the GB share allocation is expanded by adding SCV to take advantage of "prosperity" which is the most common economic climate. I found that using the standard PP and with 25% SCV instead of TSM (and 25% ST) the resu...
by Hal
Tue Dec 17, 2019 4:25 pm
Forum: Permanent Portfolio Discussion
Topic: Going to be hard not to tweak a bit this January
Replies: 20
Views: 1126

Re: Going to be hard not to tweak a bit this January

But I read parts of Rickard's book as well, and he advocates 30% cash, which helped convince me I need to raise my cash level. Why does he advocate such a large cash component? And regardless, is his record as a prognosticator any better than the other gurus who are wrong at least half the time? Yo...
by Hal
Sun Dec 08, 2019 6:56 am
Forum: Other Discussions
Topic: Do you buy land and houses/apartments or pavillions to rent ?
Replies: 22
Views: 853

Re: Do you buy land and houses/apartments or pavillions to rent ?

You may wish to research Marc Fabers asset allocation. https://mebfaber.com/2015/06/01/chapter-8-the-marc-faber-portfolio/ It's been a while since I have listened to him, however a few years back he was purchasing land in SE Asia. He doesn't use REITS, so rebalancing may be an issue for small portfo...
by Hal
Wed Dec 04, 2019 5:03 am
Forum: Permanent Portfolio Discussion
Topic: What is your current portfolio?
Replies: 36
Views: 10467

Re: What is your current portfolio?

The very first investing book I ever read was the Intelligent Investor by Benjamin Graham, Buffet’s mentor, which has a section IIRC correctly concerning someone who just doesn’t want to get into value investing/do the work etc. For this kind of investor he recommended a 50/50 stock/bond portfolio....