Search found 926 matches

by KevinW
Tue Jul 17, 2018 12:08 am
Forum: Permanent Portfolio Discussion
Topic: Best Allocation: Living off just the interest
Replies: 31
Views: 6882

Re: Best Allocation: Living off just the interest

The question was whether or not a HBPP or GB should theoretically have a different weighting (primarily in its cash component) as it scales due to its underlying principles since a very wealthy person would be at less risk of liquidating lagging assets to make ends meet during a recession. No, acco...
by KevinW
Tue Feb 13, 2018 12:29 am
Forum: Permanent Portfolio Discussion
Topic: Is the PP going to hold up?
Replies: 108
Views: 21003

Re: Is the PP going to hold up?

I propose a portfolio which is a traditional permanent portfolio mix with a bitcoin variable portfolio sidecar. Hows: 24% gold 24% cash 24% stocks 24% long term bonds 4% bitcoin Turns out the back testing is amazing. Ill need your help with the name. How about the "Fifth Element Portfolio"? ~~~ Mom...
by KevinW
Tue May 02, 2017 7:37 pm
Forum: Permanent Portfolio Discussion
Topic: Options in 401k when i cannot implement PP
Replies: 8
Views: 3624

Re: Options in 401k when i cannot implement PP

The ETF picks look good. I hold IAU for my paper gold.

IMO, 30/70 total stock/total bond is a solid portfolio where the PP is unavailable.
by KevinW
Wed Mar 15, 2017 4:14 pm
Forum: Permanent Portfolio Discussion
Topic: Question for original forum members
Replies: 42
Views: 12006

Re: Question for original forum members

Member since 2010, just shy of 1000 posts. 1. About what % of your investments are still in the PP, if any? Nearly 100%. DW and I each have a 401k and IRA, and each of the 4 accounts is a separate, conventional 4x25 PP. There is a small legacy retirement account in PRPFX. The only ex-PP assets are o...
by KevinW
Tue Jan 10, 2017 2:58 pm
Forum: Permanent Portfolio Discussion
Topic: PP FORUM STAYING -- details here
Replies: 44
Views: 12413

Re: PP FORUM STAYING -- details here

Thanks, Craig, for years of gracious hosting.

And thanks, Xan, for carrying the torch forward.
by KevinW
Tue Jan 10, 2017 2:55 pm
Forum: Permanent Portfolio Discussion
Topic: PP Performance for 2016
Replies: 118
Views: 27933

Re: PP Performance for 2016

Most of our funds are in plain 4x25 PPs, so those were in the ballpark of the 5.88% Sophie cited. DW also has a PRPFX holding which, I see, was up about 9% in 2016.

No plans to do anything different in 2017; we'll just keep chipping in and rebalancing as needed.
by KevinW
Mon Oct 17, 2016 11:24 pm
Forum: Bonds
Topic: Any opinions on FZFXX
Replies: 3
Views: 2305

Re: Any opinions on FZFXX

As cash vehicles go, FZFXX looks pretty good. It "...normally invests at least 80% of the fund's assets in U.S. Treasury securities and repurchase agreements for those securities" and 80% T-bills is a pretty good proportion. It's hard to find much better. The expense ratio is high but not outrageous...
by KevinW
Mon Oct 17, 2016 11:17 pm
Forum: Permanent Portfolio Discussion
Topic: HB audios still available somewhere (else)?
Replies: 3
Views: 1552

Re: HB audios still available somewhere (else)?

Also, a little birdie told me that there used to be torrents for these.
by KevinW
Sun Sep 18, 2016 1:39 am
Forum: Permanent Portfolio Discussion
Topic: What would the PP look like without fiat currency and central banks?
Replies: 19
Views: 5567

Re: What would the PP look like without fiat currency and central banks?

Back on topic, if gold and cash were interchangeable then 25x4 is equivalent to 50% cash, 25% long term bonds, 25% stocks. Note that the total bond market is mostly short term bonds. So the 50/25/25 allocation is very similar to a 75% total bond market, 25% total stock market portfolio. In other wor...
by KevinW
Fri Aug 05, 2016 1:27 am
Forum: Permanent Portfolio Discussion
Topic: 401(k) Rollover
Replies: 12
Views: 4651

Re: 401(k) Rollover

I prefer to rollover into an IRA instead of the new employer's 401k. With an IRA you can choose the broker, and change brokers at a whim, so you will always have a PP-friendly custodian. Even 401k's with a brokerage window tend to gave a few "gotchas" that cause headaches. For example mine requires ...
by KevinW
Fri Aug 05, 2016 1:18 am
Forum: Permanent Portfolio Funds
Topic: PRPFX article on MarketWatch
Replies: 5
Views: 9172

Re: PRPFX article on MarketWatch

The short take on PRPFX: it's a convenient, legitimate one-fund PP; expense ratio is quite high; the asset allocation is not 4x25, but is in the same ballpark; it does not always track the 4x25, but that's well explained by the asset allocation differences; returns and volatility are pretty close to...
by KevinW
Fri Jul 22, 2016 12:12 am
Forum: Permanent Portfolio Discussion
Topic: Things about the PP that do not make sense to me
Replies: 37
Views: 9054

Re: Things about the PP that do not make sense to me

I believe the Cash FAQ sticky thread on this forum has essentially the same contents as the Crawling Road blog post:
http://www.gyroscopicinvesting.com/foru ... p?f=4&t=17