Search found 2311 matches

by AdamA
Wed Jan 26, 2011 2:42 pm
Forum: Permanent Portfolio Discussion
Topic: Thrift Savings Plan
Replies: 24
Views: 5507

Thrift Savings Plan

Is anyone familiar with Thrift Savings Plan for federal employees?

I use it for a portion of my portfolio.  From what I've read it's pretty safe and also low expense.  Just curious if anyone on this site knows anything about it...

Thanks,
Adam
by AdamA
Wed Jan 26, 2011 10:44 am
Forum: Permanent Portfolio Discussion
Topic: Where/How to Start
Replies: 37
Views: 8351

Re: Where/How to Start

SuperNoob-- I'm fairly new to this as well, but have a couple of thoughts. 1.  I don't really like the Wells Fargo cash fund that you have.  You want short-term treasuries, not debt from insurance companies.  You are introducing unnecessary credit risk with this fund. My advice would be to dump this...
by AdamA
Tue Jan 25, 2011 7:52 pm
Forum: Permanent Portfolio Discussion
Topic: Rebalancing Deficit
Replies: 5
Views: 1794

Re: Rebalancing Deficit

The thing is...I do make pretty heavy contributions (relative to the size of the portfolio)...but I guess you're right...best just to deal with this stuff as best as possible as it comes it up.

Thanks for the info.

Adam
by AdamA
Mon Jan 24, 2011 11:14 pm
Forum: Gold
Topic: What's up with GTU?
Replies: 9
Views: 3148

Re: What's up with GTU?

Any guess as to how the CAGR would differ using GTU versus GLD?  How about in a tax-deferred account versus a taxable account?

Thanks (Again),
Adam
by AdamA
Mon Jan 24, 2011 10:45 pm
Forum: Gold
Topic: What's up with GTU?
Replies: 9
Views: 3148

Re: What's up with GTU?

I've read a few posts on this, but still don't quite understand...

Can someone explain (in very elementary terms) how GTU's premium to NAV will effect the performance of the fund, and how it effects my portfolio when I rebalance? 

Thanks,
Adam
by AdamA
Mon Jan 24, 2011 10:16 pm
Forum: Permanent Portfolio Discussion
Topic: Rebalancing Deficit
Replies: 5
Views: 1794

Rebalancing Deficit

All-- I have a roth IRA and a 401K.  The 401k has a great low cost S&P index fund, and even a good short term treasury fund, and the roth is good for gold and long bonds.  Problem is, when one fund outperforms there's no way I can see to move money to the other.  The only thing I can think of is to ...
by AdamA
Mon Jan 24, 2011 12:23 am
Forum: Stocks
Topic: Total Stock vs. Small Cap Value/Emerging Split
Replies: 35
Views: 10154

Re: Total Stock vs. Small Cap Value/Emerging Split

Does anyone think it may be worth it to replace an S&P or total market index with either a growth or value index?  I know HB's original rec was for a growth fund...right?