Search found 308 matches

by jhogue
Sun Feb 11, 2018 9:57 am
Forum: Cash
Topic: New I Bond Rate 11/1/17 - 4/30/18
Replies: 47
Views: 14531

Re: New I Bond Rate 11/1/17 - 4/30/18

I keep electronic I bonds in a Treasury Direct account as well as paper I bonds in a safe deposit box at my local bank. I like both forms for different reasons: I bonds held at Treasury Direct can be redeemed and the cash transferred to my bank account as a computer transaction 24/7/365, just like s...
by jhogue
Wed Jan 31, 2018 1:27 pm
Forum: Bonds
Topic: Flat yield curve and switching to intermediate Treasuries
Replies: 38
Views: 8677

Re: Flat yield curve and switching to intermediate Treasuries

This just in. The bond market really is crazy. See the article in today's Wall Street Journal, "Easy-Money Decade Upends Bond Market." The accompanying graph shows that the yield on 10 year Portuguese government bonds is now higher than 10 year U.S. Treasurys. Think about it: Which would you rather...
by jhogue
Wed Jan 31, 2018 9:25 am
Forum: Variable Portfolio Discussion
Topic: Is the stock market getting too hot? Discuss...
Replies: 76
Views: 12793

Re: Is the stock market getting too hot? Discuss...

Consider this alternative:

1. Sell 50% of your VP.
2. Move those gains to your PP and distribute 1/3 each to gold/cash/ LTTs. (I am assuming your stocks in your PP have moved up as well.)

-You can still play your VP bet on stocks, just not as aggressively.

-You will sleep better with a larger PP.
by jhogue
Wed Jan 31, 2018 8:56 am
Forum: Bonds
Topic: Flat yield curve and switching to intermediate Treasuries
Replies: 38
Views: 8677

Re: Flat yield curve and switching to intermediate Treasuries

This just in. The bond market really is crazy. See the article in today's Wall Street Journal, "Easy-Money Decade Upends Bond Market." The accompanying graph shows that the yield on 10 year Portuguese government bonds is now higher than 10 year U.S. Treasurys. Think about it: Which would you rather ...
by jhogue
Tue Jan 30, 2018 8:16 am
Forum: Bonds
Topic: Flat yield curve and switching to intermediate Treasuries
Replies: 38
Views: 8677

Re: Flat yield curve and switching to intermediate Treasuries

When you put it like that, I guess I am not missing anything!
by jhogue
Mon Jan 29, 2018 11:20 am
Forum: Permanent Portfolio Discussion
Topic: How to Invest in an Overpriced World
Replies: 20
Views: 4915

Re: How to Invest in an Overpriced World

Thanks for correcting my mis-perception of your views on gold.

You may be correct that gold is under-valued at the moment, but how can you tell?
by jhogue
Mon Jan 29, 2018 10:09 am
Forum: Bonds
Topic: Flat yield curve and switching to intermediate Treasuries
Replies: 38
Views: 8677

Re: Flat yield curve and switching to intermediate Treasuries

ochotona wrote:I see tax loss harvesting in my future...
Are you saying you look forward to tax loss harvesting LTTs in a taxable account?

All my LTTs are in tax deferred (76%) or Roth accounts (24%). I have no LTTs in taxable and have been wondering if I should re-think that asset location strategy.
by jhogue
Mon Jan 29, 2018 9:36 am
Forum: Permanent Portfolio Discussion
Topic: How to Invest in an Overpriced World
Replies: 20
Views: 4915

Re: How to Invest in an Overpriced World

Investors in the PP will want to read Burton Malkiel's editorial in today's Wall Street Journal, "How to Invest in an Overpriced World." Malkiel, a Princeton economics professor whose book "A Random Walk Down Wall Street," has become an investment classic that foresaw and supported the rise of pass...
by jhogue
Wed Jan 24, 2018 8:18 am
Forum: Permanent Portfolio Discussion
Topic: How to Invest in an Overpriced World
Replies: 20
Views: 4915

How to Invest in an Overpriced World

Investors in the PP will want to read Burton Malkiel's editorial in today's Wall Street Journal, "How to Invest in an Overpriced World." Malkiel, a Princeton economics professor whose book "A Random Walk Down Wall Street," has become an investment classic that foresaw and supported the rise of passi...
by jhogue
Sun Dec 17, 2017 9:41 pm
Forum: Cash
Topic: Short term treasuries and high state/local income tax
Replies: 3
Views: 2030

Re: Short term treasuries and high state/local income tax

I used Sophie’s “tax trickery” with high coupon short term Treasurys a couple of years ago. We sold our old house and had to park the proceeds in something cash-like for a short time while we finished building a new house. An additional consideration was that the amount of cash we parked exceeded th...
by jhogue
Tue Nov 28, 2017 2:04 pm
Forum: Cash
Topic: New I Bond Rate 11/1/17 - 4/30/18
Replies: 47
Views: 14531

Re: New I Bond Rate 11/1/17 - 4/30/18

Yup. There have been rumors for years that the Treasury Department is going to drop paper I bonds through IRS tax returns. I think political pressure from Congress has prevented abandoning a popular program. For details, see: GAO Report on the Future of Paper US savings bonds: http://www.gao.gov/pro...
by jhogue
Sun Nov 12, 2017 10:37 am
Forum: Gold
Topic: Numismatic coin
Replies: 15
Views: 4127

Re: Numismatic coin

^ My favorite coin design of all time. In addition to the coin's beauty, I love the history about Teddy Roosevelt and Augustus Saint Gaudens's roles in creating it. On a somewhat related line of thought, I think that Machine Ghost used to advocate stocking up on what he called "semi-numismatic" coin...