Search found 203 matches

by jhogue
Wed Jul 05, 2017 12:54 pm
Forum: Cash
Topic: Europe -- CDs versus T-Bills
Replies: 9
Views: 2963

Re: Europe -- CDs versus T-Bills

There has been talk of phasing out the 1,000 Swiss franc bank notes. The Swiss have the highest rate of bank note usage in the developed world. One claim is that circulation of large denomination notes is due to money laundering by foreign organized crime. Some Swiss economists claim that the Swiss ...
by jhogue
Wed Jul 05, 2017 12:09 pm
Forum: Cash
Topic: Europe -- CDs versus T-Bills
Replies: 9
Views: 2963

Re: Europe -- CDs versus T-Bills

<snip> There is another simple option: Cash in the PP is for liquidity, only secondarily for interest. If I was in your shoes, I would not accept a negative yield on my cash or less than 1% to tie up my money for a year. I would take 25% of my portfolio in 100 euro notes and put them into a safe de...
by jhogue
Wed Jul 05, 2017 10:57 am
Forum: Other Discussions
Topic: Home office deduction
Replies: 27
Views: 5109

Re: Home office deduction

I was a history professor until I retired last year and claimed the home office deduction for the past decade. I was never audited, and never worried about any "red flags." I think the key to the home office deduction is to make absolutely sure that your designated office area is both for the "exclu...
by jhogue
Tue Jul 04, 2017 4:07 pm
Forum: Cash
Topic: Europe -- CDs versus T-Bills
Replies: 9
Views: 2963

Re: Europe -- CDs versus T-Bills

From what I've read here on the board, you can put your cash in ~1 year T-Bills according to the book(s). But lots of people also put them in CDs. Are there other options? Does it matter which one you pick? In my case, I'd either get Dutch 1 year bonds, which yield -0.74% at the moment. For a one y...
by jhogue
Tue Jul 04, 2017 10:20 am
Forum: Other Discussions
Topic: Items That Make Life Better
Replies: 41
Views: 7534

Re: Items That Make Life Better

Lots of good non-IPA brews out there in the brewniverse . Unfortunately the shelves are full of this fad. Ha. Also, while I love beer, do you think people are getting a little carried away with hops these past several years? I do. No. Once you have had a good IPA, the rest of the stuff they call be...
by jhogue
Mon Jul 03, 2017 8:09 am
Forum: Cash
Topic: Ally Bank No Penalty CD
Replies: 8
Views: 2761

Re: Ally Bank No Penalty CD

1 year Treasury: 1.27% 6/30/2017 Fidelity min. $1,000 1 year CD: 1.40% 6/30/2017 synchrony min. $2,000 Current I-bond rate: 1.96% 5/01/2017 Treasury Direct min. $ 25 Previous I-bond rate: 2.76% 5/01/2017 Treasury Direct min. $ 25 Happy 4th of July to everyone!
by jhogue
Mon Jul 03, 2017 12:10 am
Forum: Cash
Topic: ee bonds
Replies: 22
Views: 5568

Re: ee bonds

barrett, I share your enthusiasm for savings bonds! 1. Paper savings bonds have a special attraction for me, even though it is pretty clear the US Treasury would simply like to get rid of them. They don’t sell paper EE bonds any more, but you can still get $5,000 in paper I bonds as part of your ann...
by jhogue
Fri Jun 30, 2017 7:20 pm
Forum: Cash
Topic: ee bonds
Replies: 22
Views: 5568

Re: ee bonds

Thanks for the refresher/reminder, jhogue! For some reason I thought the doubling occurred at 17 years ??? EDIT: It may be because they're pre-2005 . I bought my first EE bonds (and I bonds) around the year 2000 at my dad's suggestion. I was out of work for a while and the purchase was a substitute...
by jhogue
Fri Jun 30, 2017 6:53 pm
Forum: Cash
Topic: ee bonds
Replies: 22
Views: 5568

Re: ee bonds

jhogue - thanks for the reply and taking the time to dig up those links to previous discussion on I and EE bonds. It would be interesting to know if the participants in that discussion are still around and if their views and enthusiasm have changed given the real rates for these products have sunk ...
by jhogue
Fri Jun 30, 2017 6:48 pm
Forum: Cash
Topic: ee bonds
Replies: 22
Views: 5568

Re: ee bonds

jhogue - thanks for the reply and taking the time to dig up those links to previous discussion on I and EE bonds. It would be interesting to know if the participants in that discussion are still around and if their views and enthusiasm have changed given the real rates for these products have sunk ...
by jhogue
Wed Jun 28, 2017 10:50 pm
Forum: Cash
Topic: ee bonds
Replies: 22
Views: 5568

Re: ee bonds

Dear fellow PP’ers, Long term lurker (since 2013) here. I have learned a great deal about investment and how to implement Harry Browne’s Permanent Portfolio by reading the posts of so many on this forum. Thank you all. Recently, I have been studying past threads on the role of US savings bonds in th...