Search found 165 matches

by europeanwizard
Mon Apr 27, 2020 12:22 am
Forum: Permanent Portfolio Discussion
Topic: Simple 4 ETF PP
Replies: 14
Views: 1881

Re: Simple 4 ETF PP

I run it with three ETFs, personally. I have replaced the t-bills part with real cash, meaning a savings account. I don't see anything wrong with that, and I'm surprised that you'd say "only 4 ETFs".

Isn't that the beauty of the PP, its simplicity?
by europeanwizard
Mon Apr 20, 2020 2:53 am
Forum: Other Discussions
Topic: What Does Life Look Like For You Now?
Replies: 104
Views: 5525

Re: What Does Life Look Like For You Now?

I live in one of the European countries that doesn't have a strict quarantine, but has instated a mild lockdown. So weirdly enough, my life hasn't been all that different. I'm a freelancer who was already working out of my own office for half of the week. The other half of the week, I'd occupy a des...
by europeanwizard
Sat Apr 18, 2020 12:25 am
Forum: Cash
Topic: Vanguard and Fidelity Treasury MM funds closed to new investors
Replies: 16
Views: 1562

Re: Vanguard and Fidelity Treasury MM funds closed to new investors

I'm really curious what kind of investor is going there. Does it reflect the "normal" distribution of the market?
by europeanwizard
Thu Apr 16, 2020 12:58 pm
Forum: Other Discussions
Topic: Harry Browne, Computer Buff
Replies: 4
Views: 444

Re: Harry Browne, Computer Buff

Amazing. Ahead of their time.
by europeanwizard
Wed Apr 15, 2020 12:33 am
Forum: Gold
Topic: A possible solution to the high premiums
Replies: 1
Views: 320

Re: A possible solution to the high premiums

LOL. I'd missed that one. For those who are like me, and need a bit more explanation:
https://www.explainxkcd.com/wiki/index. ... haven_RHIC
by europeanwizard
Tue Apr 14, 2020 2:12 am
Forum: Other Discussions
Topic: Time to replace Macbook Pro?
Replies: 106
Views: 4562

Re: Time to replace Macbook Pro?

If Mac, I'd steer clear of the 13" MacBook Pro until updated with a better Keyboard (rumors say this year soonish). (no direct experience, but LOTS of online complaints about the keyboard. I do have experience with those keyboards, and I can tell you: it's going to annoy you. If you are going to bu...
by europeanwizard
Sat Apr 11, 2020 7:02 am
Forum: Permanent Portfolio Discussion
Topic: PP article
Replies: 6
Views: 799

Re: PP article

Not worth posting, really. It's just that if asked, you give the advice to include a little gold to a beginner's portfolio, you're bound to get down votes on Reddit.
by europeanwizard
Sat Apr 11, 2020 1:34 am
Forum: Permanent Portfolio Discussion
Topic: PP article
Replies: 6
Views: 799

Re: PP article

Yeah with all the volatility in stocks, the PP is definitely getting more attention. I still get downvoted on Reddit though ;-) Thanks for posting.
by europeanwizard
Mon Mar 30, 2020 3:43 am
Forum: Other Discussions
Topic: Owl or lark?
Replies: 5
Views: 381

Re: Owl or lark?

I clicked lark, but since I live in Central European Time and start quite early (around 7 AM), it's entirely possible that I'm with the owls here :)
by europeanwizard
Thu Mar 26, 2020 1:34 am
Forum: Permanent Portfolio Discussion
Topic: Bitcoin in the PP?
Replies: 30
Views: 2309

Re: Bitcoin in the PP?

I am honestly curious what the thought process of the risk/reward ratio is of putting 0.5%-1.0% bitcoin in one's portfolio? Well, I for one think it's a very good idea. The PP provides for this, in some sense. Besides the Permanent Portfolio, it's advised to keep a VP = Variable Portfolio, if you w...
by europeanwizard
Tue Mar 24, 2020 1:40 am
Forum: Permanent Portfolio Discussion
Topic: My first bear market and I'm sleeping tight
Replies: 9
Views: 1028

My first bear market and I'm sleeping tight

Hi folks, When I started freelancing about five years ago, I knew I had to step up saving and investing. First for the inevitable drought in work, and second because I'd no longer have a employer-provided pension. A lot of blogs were touting Buy & Hold 100% stocks portfolios. But from what I read ab...