Search found 117 matches

by thisisallen
Mon Jul 24, 2017 5:48 pm
Forum: Cash
Topic: All America Bank 1.5%
Replies: 89
Views: 36401

Re: All America Bank 1.5%

Did I lose the plot here? This is a discussion in the Cash sub forum. Are people suggesting to use I bonds and CDs as cash in the PP?
by thisisallen
Mon Jul 17, 2017 2:26 pm
Forum: Bonds
Topic: Modelling TLT in an Era of Rising Rates, part 2
Replies: 10
Views: 5784

Re: Modelling TLT in an Era of Rising Rates, part 2

In all fairness, you need to consider cash and bonds as one block, even so, the results aren't pretty. I am a big proponent of cash + 10 year Treasury, average duration about 5 years. Why is it necessary to consider cash and bonds as one block? Not necessary, but a worthwhile mental model. Cash and...
by thisisallen
Sun Jul 16, 2017 8:46 pm
Forum: Bonds
Topic: Modelling TLT in an Era of Rising Rates, part 2
Replies: 10
Views: 5784

Re: Modelling TLT in an Era of Rising Rates, part 2

ochotona wrote:In all fairness, you need to consider cash and bonds as one block, even so, the results aren't pretty.

I am a big proponent of cash + 10 year Treasury, average duration about 5 years.
Why is it necessary to consider cash and bonds as one block?
by thisisallen
Sun Jul 16, 2017 10:46 am
Forum: Cash
Topic: Treasury ladder
Replies: 4
Views: 3051

Re: Treasury ladder

Clarification: the ladder takes 2 yrs to "setup " - 2 yrs for ALL rungs to reach 2 yrs. This investment would be for "secondary" cash since I feel OK with holding cash (that I would draw on first/regularly) in a high yield savings account. I appreciate the comment about keeping it simple by just buy...
by thisisallen
Sat Jul 15, 2017 12:54 pm
Forum: Cash
Topic: Treasury ladder
Replies: 4
Views: 3051

Treasury ladder

Would a two-year treasury ladder (eight rungs, each three months apart) be considered equivalent to cash, SHY, etc for the cash portion of the PP?
To clarify: it would take two years to set up the ladder, and then every three months the proceeds of a two year treasury bond would be available.
by thisisallen
Wed Jul 12, 2017 8:08 am
Forum: Variable Portfolio Discussion
Topic: Tactical Asset Allocation + HBPP an intriguing combo
Replies: 499
Views: 151548

Re: Dual Momentum GEM + HBPP a great combo, easy to test

Correcting my earlier comment: the Fidelity funds (at least the S&P 500 Index and Global Ex-US funds) do not currently have short term redemption fees. It seems like I saw that on FSBAX or FSTMX at some point, but I may be remembering only PRPFX. However, they have very clear rules against excessiv...
by thisisallen
Mon Jul 10, 2017 9:25 pm
Forum: Cash
Topic: All America Bank 1.5%
Replies: 89
Views: 36401

All America Bank 1.5%

All America Bank Savings (Mega Money Market) acct is at 1.5%, max. $35,000.
by thisisallen
Sun Jul 09, 2017 7:45 pm
Forum: Variable Portfolio Discussion
Topic: Tactical Asset Allocation + HBPP an intriguing combo
Replies: 499
Views: 151548

Re: Dual Momentum GEM + HBPP a great combo, easy to test

Fidelity explained that the early redemption fee is a decision by the fund manager. If a fund manager feels he needs to hold the money for a specified period I n order to boost performance then he is able to make the restriction, charge an early redemption fee.
by thisisallen
Sun May 21, 2017 11:07 pm
Forum: Other Discussions
Topic: Bitcoin Costs More than Gold?
Replies: 110
Views: 41685

Re: Bitcoin Costs More than Gold?

Q: can you buy gold with Bitcoin?
by thisisallen
Sat May 06, 2017 4:12 am
Forum: Variable Portfolio Discussion
Topic: Tactical Asset Allocation + HBPP an intriguing combo
Replies: 499
Views: 151548

Re: Dual Momentum GEM + HBPP a great combo, easy to test

This website updates the signals for this strategy. (And some other ones also). So at the first of each month you can easily see which fund to choose.
http://indexswingtrader.blogspot.in/p/s ... gnals.html
by thisisallen
Fri Apr 07, 2017 4:33 am
Forum: Gold
Topic: The GOLD scream room
Replies: 2945
Views: 655339

Re: The GOLD scream room

Didn't you just buy at $1200?

What is the 200MA number?
by thisisallen
Sat Apr 01, 2017 10:02 pm
Forum: Bonds
Topic: Still trying to understand LTT
Replies: 3
Views: 3213

Re: Still trying to understand LTT

Exactly. Correct. Never knew that about Fidelity. Just checked the account again and the bonds from Friday are up.
"All's well that ends well"
Many thanks