Search found 117 matches

by thisisallen
Thu Dec 27, 2018 10:05 pm
Forum: Bonds
Topic: How to calculate average maturity including cash?
Replies: 4
Views: 1455

Re: How to calculate average maturity including cash?

Many thx for the replies and understandings and example. Fortunately iShares provides the duration of TLT at their site. I have individual bonds so a special formula is required for calculating the duration of a single bond. I saw that there are online calculators for this and it can likely be done ...
by thisisallen
Thu Dec 27, 2018 5:46 pm
Forum: Bonds
Topic: How to calculate average maturity including cash?
Replies: 4
Views: 1455

How to calculate average maturity including cash?

Sometimes a person will post that they are using/including cash in their calculation of the average maturity of the bond portion of the PP. For example, the person says that he has a barbell of LTT and cash that equals a intermediate term bond maturity. Is there a formula to calculate the average ma...
by thisisallen
Mon Jul 09, 2018 5:27 pm
Forum: Other Discussions
Topic: The Permanent Tooth and Gum Care Regime
Replies: 175
Views: 128591

Re: The Permanent Tooth and Gum Care Regime

On the subject of magnesium. . . A friend recently mentioned that she had been soaking her feet in epsom salts and finding it an effective remedy for muscle cramps in her feet. My ears perked up because I've recently been plagued with intractable foot and leg cramps at night which have been noticea...
by thisisallen
Mon Jul 09, 2018 5:23 pm
Forum: Other Discussions
Topic: The Permanent Tooth and Gum Care Regime
Replies: 175
Views: 128591

Re: The Permanent Tooth and Gum Care Regime

As we know, the Japanese eat Allota rice. Yet they have some of the longest lifelongevity in the world. How do the no fiber gurus understand that phenomenon? Do you really think steamed white rice has a lot of fiber? Carbs, yes. Fiber, no. Ya, but carbs are supposed to be poison, according to the l...
by thisisallen
Mon Jul 09, 2018 2:54 pm
Forum: Other Discussions
Topic: The Permanent Tooth and Gum Care Regime
Replies: 175
Views: 128591

Re: The Permanent Tooth and Gum Care Regime

As we know, the Japanese eat Allota rice. Yet they have some of the longest lifelongevity in the world. How do the no fiber gurus understand that phenomenon?
by thisisallen
Mon Jul 02, 2018 9:51 pm
Forum: Permanent Portfolio Discussion
Topic: 1800 ETFs trade free through Vanguard
Replies: 6
Views: 2800

Re: 1800 ETFs trade free through Vanguard

Companies that already offer free ETF trading like M1Finance May still have an advantage because they offer purchase of fractionalized shares resulting in all of your investment amount being utilized.
by thisisallen
Thu Jun 21, 2018 3:25 pm
Forum: Gold
Topic: The GOLD scream room
Replies: 2945
Views: 655260

Re: The GOLD scream room

Budd, mathjack107 reported success with the Fidelity Monitor & Insight Newsletter. He mentioned an annual gain of approximately 11% or a bit more. Sounds OK for a high net worth individual. I believe the newsletter deemphasizes gold. The newsletter might be nice when implementing a VP. Hulbert Fina...
by thisisallen
Sat Jun 09, 2018 1:52 pm
Forum: Bonds
Topic: vanguard vs fidelity
Replies: 39
Views: 14542

Re: vanguard vs fidelity

Very good, actionable replies about handling these things as cash. Appreciated
by thisisallen
Fri Jun 08, 2018 5:08 pm
Forum: Bonds
Topic: vanguard vs fidelity
Replies: 39
Views: 14542

Re: vanguard vs fidelity

Following the bouncing ball here...
if tax deferral is not an issue right now then is it best to buy I bonds or 1 yr t-bills or what?
Thx
by thisisallen
Mon Jun 04, 2018 9:37 pm
Forum: Bonds
Topic: vanguard vs fidelity
Replies: 39
Views: 14542

Re: vanguard vs fidelity

But that's the point - you're not a big a. So then why do these different outcomes happen to different people? Has to be something else going on...
by thisisallen
Mon Jun 04, 2018 3:04 pm
Forum: Bonds
Topic: vanguard vs fidelity
Replies: 39
Views: 14542

Re: vanguard vs fidelity

Interestingly enough, doesn’t it happen in so many fields of life that people have different experiences (success vs failure, results achieved more quickly vs more slowly, etc) trying to accomplish the same thing? This leads me to believe that there is a more subtle and more powerful influence at wo...
by thisisallen
Sat Jun 02, 2018 9:33 pm
Forum: Bonds
Topic: vanguard vs fidelity
Replies: 39
Views: 14542

Re: vanguard vs fidelity

My experience at Fidelity is different than what is being discussed. A rep walked me thru a bond purchase (I was not charged anything for her service). Prior to speaking with her I had initiated a transfer and she was able to use it to purchase the bond. And on top of that she was able to initiate a...