Search found 79 matches

by Matthew19
Sat Jun 13, 2015 10:17 pm
Forum: Permanent Portfolio Discussion
Topic: Go full in or pay off mortgage?
Replies: 50
Views: 11247

Go full in or pay off mortgage?

I've read the old posts on this topic, but I'd love to know more about the pros and cons of paying off the mortgage. I have 750k liquid and owe 189k on a 4% mortgage. Bankrate has a nice calculator which gave me an effective rate of 2.8% after mortgage interest deductions. So it's a guaranteed 2.8% ...
by Matthew19
Fri Jun 05, 2015 11:50 pm
Forum: Permanent Portfolio Discussion
Topic: New PPer needs guidance.
Replies: 117
Views: 22232

Re: New PPer needs guidance.

I didn't expect this thread to end up with exploding heads haha I'll say this for anyone who feels like they are missing out the stock market gains: the people who are stock heavy aren't selling, and you probably wouldn't be either. When it turns and takes a dump they will give it all back. I did it...
by Matthew19
Fri Jun 05, 2015 9:26 am
Forum: Permanent Portfolio Discussion
Topic: New PPer needs guidance.
Replies: 117
Views: 22232

Re: New PPer needs guidance.

Run as far away as fast as possible...I could not be more sincere. This portfolio is not what they make it out to be. This is the 7th day of straight losses...the money you can't affort to lose...my a$$ I'm sorry for the losses but I really don't plan to run. I can appreciate that this is a strange...
by Matthew19
Fri Jun 05, 2015 9:21 am
Forum: Permanent Portfolio Discussion
Topic: New PPer needs guidance.
Replies: 117
Views: 22232

Re: New PPer needs guidance.

Thanks for the tips on the personal capital app. If I didnt have a good way to zoom out and see the portfolio as a whole it would be harder to accept and implement. I feel like I understand everything except the cash portion. Is a treasury note ladder a pain to manage and would I be better with a mo...
by Matthew19
Thu Jun 04, 2015 10:54 pm
Forum: Permanent Portfolio Discussion
Topic: New PPer needs guidance.
Replies: 117
Views: 22232

Re: New PPer needs guidance.

Thanks Sophie! I'm assuming you're not using a Roth solo 401k since fidelity doesn't  offer one? I can't quite wrap my head around if there are benefits to a Roth vs traditional. Btw I only have about 30k in tax sheltered accounts so I need to get some big contributions if possible. 
by Matthew19
Thu Jun 04, 2015 10:21 pm
Forum: Permanent Portfolio Discussion
Topic: New PPer needs guidance.
Replies: 117
Views: 22232

Re: New PPer needs guidance.

Thanks for all of the comments everyone. It's a bit hard to believe in any type of market timing after reading the Best Laid Investments book. I mean, I watched Peter Schiff predict the housing market bust and simultaneously lose lots of money for his clients because he didn't understand how the mar...
by Matthew19
Wed Jun 03, 2015 11:53 pm
Forum: Permanent Portfolio Discussion
Topic: New PPer needs guidance.
Replies: 117
Views: 22232

New PPer needs guidance.

Hi everyone. I'm 32 years old with a wife and two kids. We have 750k in liquid assets. The PP is fascinating to me, I've read Craig's book as well as ' the best laid  Investments'. Up until now iv been a Peter schiff fan who bought lots of gold miners. Big mistake. Harry's book lopened my eyes! I'm ...