What would be the best replacement for SHY to buy and keep for 30 days to avoid wash sale at Fidelity? Sold some SHY for tax-loss harvesting. Probably just keeping the money in the settlement fund is good enough? I've been using SGOV lately. Thank you for your reply. So, does it make sense to buy t...

What would be the best replacement for SHY to buy and keep for 30 days to avoid wash sale at Fidelity?
Sold some SHY for tax-loss harvesting.
Probably just keeping the money in the settlement fund is good enough?

Matthew19 wrote: ↑Tue Oct 03, 2023 11:09 am I came close during covid. LTT must be getting close for some of us.

My LTTs are 15.8%. I think I'm ready to rebalance.
In Fidelity accounts, what is better for buying LTT funds: TLT ETF or FNBGX index?
I currently already have both.

I had the very great honor of meeting and corresponding with Harry Browne, and I've read "Fail-Safe Investing" multiple times. So I know Harry would chuckle at my feeble attempts to time the market but... at what point should I rebalance my TLT (now dipping below the 15% band) with the la...

Mike59 wrote: ↑Wed Oct 04, 2023 11:30 am And does it ever take courage to buy more when it's a sea of red in the bond market every day?!

This is exactly what should be done in terms of rebalancing. Buy cheap, right?

Matthew19 wrote: ↑Tue Oct 03, 2023 11:09 am I came close during covid. LTT must be getting close for some of us.

The LTTs are 16.4% of my classic 4x25 HBPP

Would have been even closer to 15% if the other componentes didn't have sunk at the same time recently.

Great tip! But, I think it will not work in my case. All my LTTs are in the tax deferred accounts. No loss harvesting for me, I guess... Ugly_Bird Your appearances here are so infrequent (this was your 7th in 2023) .... That kinda jives with the PP concept. Things are slow and boring... Not much to...

Thoughts? At 16.7% of my PP... Getting close to the 15% rebalance band. I hope it doesn't happen this year but will in 2024. Will have to report my 2023 to FAFSA, so I do not want to sell anything from my brokerage accounts :-[ You have no lots of long Treasuries--or LTT ETF/mutual fund shares--you...

Thoughts? At 16.7% of my PP... Getting close to the 15% rebalance band. I hope it doesn't happen this year but will in 2024. Will have to report my 2023 to FAFSA, so I do not want to sell anything from my brokerage accounts :-[ Regarding FAFSA, make sure your ordinary income qualifies you for finan...

amdda01 wrote: ↑Mon Sep 25, 2023 9:03 amThoughts?

At 16.7% of my PP... Getting close to the 15% rebalance band. I hope it doesn't happen this year but will in 2024.
Will have to report my 2023 to FAFSA, so I do not want to sell anything from my brokerage accounts

@xmj - any reference material you have on monthly rebalancing would be appreciated, because I’ve heard several different approaches to rebalancing including never rebalancing. From this forum a while ago... https://www.gyroscopicinvesting.com/forum/viewtopic.php?f=1&t=1601&p=19157&hilit...

dualstow wrote: ↑Thu Jan 19, 2023 2:11 pm If gold keeps going up, I’m going to retire and spend my leisure time reading other forums on why gold is a barbarous relic and a poor choice for a portfolio.

seajay wrote: ↑Fri Jan 13, 2023 2:40 am

Smith1776 wrote: ↑Thu Jan 12, 2023 2:52 pm That explosive gold discussion on the Knuckleheads forum finally got shut down.

Looks like it was only temporarily locked to clear out some posts.

Would you share the link? Thanks!

Matthew19 wrote: ↑Tue Jan 03, 2023 10:24 am I haven’t looked, but did anyone hit any rebalance bands?

I was close for LTTs. 16.7% But now they are going up.
Might be missing out or maybe not if Feds increase the rates again this year.
Would be nice to be able to time this but... We do not do market timing, don't we? :-)

stpeter wrote: ↑Fri Dec 30, 2022 5:17 pm It's a wrap! What kind of results did y'all see in your portfolios for 2022?

My US based classic 4x25 HBPP is -12.7% YTD

Hello, I have increased my assets through company sales and real estate sales this year. After some consideration, I have now built a European Permanent Portfolio last month. I live in Germany. The portfolio consists of: - Developed Europe Stock ETF - German Gov Bond (2050) - German Gov Bond (2023)...

Hello, I have increased my assets through company sales and real estate sales this year. After some consideration, I have now built a European Permanent Portfolio last month. I live in Germany. The portfolio consists of: - Developed Europe Stock ETF - German Gov Bond (2050) - German Gov Bond (2023)...

Wow, when did gold creep up into the 1700s On the downside...bonds, stocks and gold are all moving in lock step. As of late we are getting zilch diversification. Had to bring in some shade on the little ray of light I introduced. :-) Bonds still should go down if the feds keep bumping up the rates....

Kbg wrote: ↑Fri Nov 04, 2022 10:32 am How many times do we get to say gold is up nicely today!?

There, it was said.

I hope it is finally time to shine :-)

dopplerdave wrote: ↑Thu Oct 20, 2022 11:03 am I have been using VTI, TLT, SHY and IAU for my PP but do not want to support the wokeness of Blackrock and Vanguard. Are there altenative ETFs that are not into the ESG movement?

What is this about? Is there some new bogus affecting our PP investments?
Could someone explain please?

My grandparents were of the depression generation. They never had really high paying jobs nor did they ever invest a penny into the stock market or real estate etc. However, they did retire with a pretty good nestegg thanks to thrifty savings and also the fact that they saved most of their money in...

I just accidentally discovered that 48oz of gold = 88,888.88 USD. 60oz is 111,11 As mathematicians say - we are in the same basket of equivalence - I am also counting hours/days to return back home from Germany, not much to do here anymore ... ;D By the way - with regards to inflation - yesterday a...

I take solace in the fact that markets don't always react immediately (IIRC, in March of 2020 it seemed like everything was crashing, but then bonds and gold started to come back before stocks did and it was a great time to rebalance). Patience, grasshopper! :-) Maybe it was good time to rebalance ...

I think so too. I found this quote from review of book: https://taylorpearson.me/bookreview/fail-safe-investing/ Stocks take advantage of prosperity. They tend to do poorly during periods of inflation, deflation, and tight money, but over time those periods don’t undo the gains that stocks achieve ...

I Shrugged wrote: ↑Tue Mar 08, 2022 9:47 am I like wide rebalance bands.

I missed rebalancing last time on the wake of pandemics. Missed by 2-3% because I was sticking to 15/35% :-)