Search found 123 matches

by mukramesh
Tue Sep 29, 2015 1:42 pm
Forum: Permanent Portfolio Discussion
Topic: The Reason to Quit PP
Replies: 271
Views: 33789

Re: The Reason to Quit PP

ochotona wrote: Why bother donning a winter coat in summer, just because we know winter is coming? Enjoy the summer, but know where the coat is.
Maybe one can find a good deal on a winter coat in the summer because no one else is buying?
by mukramesh
Wed Sep 02, 2015 12:28 pm
Forum: Permanent Portfolio Discussion
Topic: Signal-to-noise ratio problem
Replies: 24
Views: 2844

Re: Signal-to-noise ratio problem

So what you're saying is... gold is going to save the day? It's the only asset which, according to you, isn't 'possibly topping.' I don't understand why everyone is so anti-PP all of a sudden, especially with it handily beating the market YTD. It is performing within the expected bounds (according t...
by mukramesh
Fri Aug 28, 2015 4:40 pm
Forum: Variable Portfolio Discussion
Topic: 401k Lemonade
Replies: 10
Views: 2849

Re: 401k Lemonade

Sounds like a good plan to me. Glad I could help  :D
by mukramesh
Wed Aug 26, 2015 5:56 pm
Forum: Permanent Portfolio Discussion
Topic: Black Monday
Replies: 83
Views: 10928

Re: Black Monday

I don't see why average returns would be useful for projecting forward. I lost many hours of my life reading about this last night that I'll never get back.  It's boring and confusing.  Let me see if I can summarize so you don't suffer the same fate. Thanks for the response, Tyler! Though, I still ...
by mukramesh
Wed Aug 26, 2015 5:47 pm
Forum: Variable Portfolio Discussion
Topic: 401k Lemonade
Replies: 10
Views: 2849

Re: 401k Lemonade

Yes there are definitely some scenarios where you wouldn't have enough cash to buy the assets in the IRA. I actually put my yearly IRA contribution and 401k contributions in Cash and decide what to do when I hit a rebalancing band. Since I am in the accumulation phase, I expect to only hit rebalanci...
by mukramesh
Wed Aug 26, 2015 2:28 pm
Forum: Variable Portfolio Discussion
Topic: 401k Lemonade
Replies: 10
Views: 2849

Re: 401k Lemonade

Okay, interesting. I think I'm following. So I'd use as much cash as necessary in the IRA to rebalance the Gold and LTT. Then, I'd rebalance my cash portion by moving the stock proceeds into the stable value fund. Yeah that sounds like it will work! Yes that is essentially the idea! If we're okay r...
by mukramesh
Wed Aug 26, 2015 12:28 pm
Forum: Variable Portfolio Discussion
Topic: 401k Lemonade
Replies: 10
Views: 2849

Re: 401k Lemonade

In the hypothetical case you described (Stocks hitting the 35% rebalancing band), you would have to sell them down back to 25% and buy the additional Gold and LTTs in your IRA. The leftover portion that should be in Cash would be a combination of your IRA Cash and 401k Stable Value Fund. The whole p...
by mukramesh
Wed Aug 26, 2015 12:05 pm
Forum: Permanent Portfolio Discussion
Topic: Black Monday
Replies: 83
Views: 10928

Re: Black Monday

it is so important to understand i will say it again    lol .for looking at things in the past you use cagr returns . projecting in to the future you use average since sequence risk can be big . Say it again. Louder and slower. I still don't understand what use I have for average returns. Actually ...
by mukramesh
Wed Aug 26, 2015 11:26 am
Forum: Variable Portfolio Discussion
Topic: 401k Lemonade
Replies: 10
Views: 2849

Re: 401k Lemonade

I am assuming you are only investing in your 401k and IRA and do not have a taxable investment account. One option is to hold the entire Stock portion of your PP in your 401k and use your IRA to hold the Cash, Gold, and LTTs. This would effectively give you a larger PP than what you have now just us...
by mukramesh
Mon Aug 10, 2015 11:37 am
Forum: Bonds
Topic: Please review my order:
Replies: 3
Views: 1831

Re: Please review my order:

I just pulled up the CUSIPs in my Fidelity account. Looks good to me  :)
I'm assuming you bought the correct amount of each.

You're okay on the stock and gold portions?
by mukramesh
Fri Aug 07, 2015 1:32 pm
Forum: Other Discussions
Topic: GOP Candidate
Replies: 8
Views: 1521

Re: GOP Candidate

PP67 wrote: I added Hillary Clinton...
You may want to rephrase the question then. It is currently: Who would you like to see as the GOP Presidential Candidate?