Search found 135 matches

by mukramesh
Tue Jan 19, 2016 2:19 pm
Forum: Variable Portfolio Discussion
Topic: Momentum Butterfly portfolio
Replies: 23
Views: 6271

Re: Momentum Butterfly portfolio

You are very correct. Thanks for not taking offense at my comment :) Some other thoughts: 1. Can you implement a US Permanent Portfolio from Sweden? You already hold Gold and US Long Bonds so you are only missing the US Stocks portion; maybe you can find an appropriate index fund. User LC475 believ...
by mukramesh
Tue Jan 19, 2016 12:00 pm
Forum: Variable Portfolio Discussion
Topic: Momentum Butterfly portfolio
Replies: 23
Views: 6271

Re: Momentum Butterfly portfolio

After a year of passive investment using the Permanent Portfolio I frew tired of loosing my hard earned money. So in November I switched to an Absolute Momentum Portfolio and begun worrying about my money on a daily basis. When the market tanked at the beginning of the year I sold. The following da...
by mukramesh
Fri Jan 08, 2016 2:04 pm
Forum: Permanent Portfolio Discussion
Topic: Tax optimizing the PP
Replies: 7
Views: 2591

Re: Tax optimizing the PP

There is no approach with PP assets that will avoid all tax issues. You could hold the entire PP in an HSA. Contributions, earnings, and withdrawals are tax-free  ;) I just re-read the question and I think we're getting off topic here. Is the OP just asking if rebalancing in a tax-deferred account ...
by mukramesh
Thu Jan 07, 2016 4:43 pm
Forum: Permanent Portfolio Discussion
Topic: Tax optimizing the PP
Replies: 7
Views: 2591

Re: Tax optimizing the PP

Almost all portfolio backtesting research ignores taxes since those are very much dependent on individual circumstances. You can just take the results from www.peaktotrough.com and assume they are for a tax deferred account.
by mukramesh
Tue Dec 22, 2015 12:35 pm
Forum: Other Discussions
Topic: Star Wars
Replies: 27
Views: 6419

Re: Star Wars

ZedThou wrote: I will see it in a week or two, trying to avoid crowded theaters.

In the meantime I am trying to avoid any spoilers...
Maybe avoid clicking on threads titled "Star Wars"  ;)
by mukramesh
Mon Dec 07, 2015 3:25 pm
Forum: Permanent Portfolio Discussion
Topic: MachineGhost's Research Depot
Replies: 56
Views: 9355

Re: Heterodox "All Weather" Portfolios

I might not be reading your charts correctly, but couldn't expected out-performance of the 3x Parity PP and the Tilt PP relative to the HBPP be due to not having a cash/short term treasury component?
by mukramesh
Thu Nov 26, 2015 10:35 am
Forum: Permanent Portfolio Discussion
Topic: This Forum & Dissenting Opinions of the HBPP
Replies: 193
Views: 26300

Re: This Forum & Dissenting Opinions of the HBPP

The following is my opinion only:

Dissenting opinions = fine
Thread jacking = Depends on the circumstance. Sometimes it happens accidentally and often times not a big deal.
Purposely thread jacking every thread = Absolutely not fine and ban-worthy
by mukramesh
Wed Nov 25, 2015 3:13 pm
Forum: Bonds
Topic: Getting Started with Bonds
Replies: 57
Views: 15376

Re: Getting Started with Bonds

Wow, I didn't realize I'd start such a lively discussion. Sorry for going silent, I got busy with work. I'm reading through the replies with wide eyes. With the long weekend I hope to do some more reading and get a sense of my comfort level with bonds. Thanks and Happy Thanksgiving to all! SG This ...
by mukramesh
Mon Nov 02, 2015 4:02 pm
Forum: Permanent Portfolio Discussion
Topic: Investing in an HSA - Tax Efficiency
Replies: 13
Views: 3188

Re: Investing in an HSA - Tax Efficiency

I have one with Fidelity through my employer's health plan and they pay all fees (other than trading fees). It has a brokerage window (Fidelity trades iShares and US Treasuries for free) and I can also use it to invest in our 401k funds. Seems like a great deal to me :) I will likely put the HSA fun...
by mukramesh
Mon Nov 02, 2015 11:25 am
Forum: Permanent Portfolio Discussion
Topic: Investing in an HSA - Tax Efficiency
Replies: 13
Views: 3188

Re: Investing in an HSA - Tax Efficiency

Xan wrote: I think your HSA would just be an extension of your traditional IRA.
I think this answers the question. So essentially I would put in the asset that has the highest growth prospects in the HSA, similar to a traditional IRA. I guess this would be... stocks?

Thanks!
by mukramesh
Fri Oct 30, 2015 2:20 pm
Forum: Permanent Portfolio Discussion
Topic: Investing in an HSA - Tax Efficiency
Replies: 13
Views: 3188

Investing in an HSA - Tax Efficiency

Hi All, I currently have a Health Savings Account (HSA) with a balance that is 100% cash (the Core position that can be used to pay for qualified medical expenses). I do consider this part of my Permanent Portfolio. To increase my tax efficiency, I am considering using these funds to invest in eithe...
by mukramesh
Wed Sep 30, 2015 3:18 pm
Forum: Permanent Portfolio Discussion
Topic: The Reason to Quit PP
Replies: 273
Views: 40535

Re: The Reason to Quit PP

Why bother donning a winter coat in summer, just because we know winter is coming? Enjoy the summer, but know where the coat is. Maybe one can find a good deal on a winter coat in the summer because no one else is buying? maybe if they live in the bahamas they shouldn't be buying a winter coat befo...