Search found 39 matches

by stpeter
Mon Apr 06, 2015 8:13 pm
Forum: Permanent Portfolio Discussion
Topic: Sign Up at IRS.gov, SSA.gov, AnnualCreditReport.com Before Thieves Do It For You
Replies: 10
Views: 4128

Re: Sign Up at IRS.gov, SSA.gov, AnnualCreditReport.com Before Thieves Do It For You

sixdollars wrote: Is there anything else you can really do with ACR besides file forms periodically to monitor for fraud?
Not that I know of. I don't even see a way to register an account there, unless I'm missing something really obvious...
by stpeter
Sun Feb 08, 2015 8:13 pm
Forum: Permanent Portfolio Discussion
Topic: Uncharted Waters?
Replies: 44
Views: 10525

Uncharted Waters?

While reading the latest weekly market comment  from John Hussman - http://www.hussmanfunds.com/wmc/wmc150209.htm - I came across this sobering paragraph: [quote] By our estimates, never in history, prior to the past 5 weeks, have the prospective 10-year nominal annual total returns of both stocks a...
by stpeter
Sun Jan 25, 2015 8:19 pm
Forum: Permanent Portfolio Discussion
Topic: How Would The PP Perform In A Global Depression?
Replies: 25
Views: 6546

Re: How Would The PP Perform In A Global Depression?

One thing I know is triple A corporate bonds held up very well during the Great Depression, so that is probably what we'll see when faith in the U.S. government erodes. My recollection is that there was some survivorship bias there: for corporations that didn't go bust, their bonds held up OK. But ...
by stpeter
Sun Jan 18, 2015 7:48 pm
Forum: Gold
Topic: GTU Is The Ideal PP ETF
Replies: 31
Views: 8761

Re: GTU Is The Ideal PP ETF

I do the same thing, BBB. Of my paper gold, a fraction is SGOL and the remainder is GTU. I buy SGOL because it's commission-free, and when the GTU discount gets to -8%, I sell all the SGOL and replace it with GTU, on the reasoning that my money is buying more shares, enhancing its purchasing power....
by stpeter
Sun Jan 18, 2015 7:41 pm
Forum: Gold
Topic: New Gold Heist: Are you listening, students?
Replies: 6
Views: 2112

Re: New Gold Heist: Are you listening, students?

Goodasgold, you are absolutely right. I googled "safe deposit box insurance" as opposed to gold coin insurance.  Previous threads on this topic fizzled out because it turned out to be very expensive to insure coins.  However, I discovered that it is NOT so expensive to insure safe deposit boxes! Th...
by stpeter
Sun Jan 18, 2015 7:34 pm
Forum: Permanent Portfolio Discussion
Topic: Is The PP Good For Investing?
Replies: 62
Views: 16034

Re: Is The PP Good For Investing?

The yield curve was inverted in 1969 so it may not have made much difference, but the above numbers are for 10 year Treasuries.  There were no 30 years issued then, so perhaps MG's data was extrapolated somehow...with no gold and no Treasury options, the PP in 1969 is a purely mythological beast an...
by stpeter
Wed Dec 31, 2014 10:23 am
Forum: Permanent Portfolio Discussion
Topic: Mixed Europe/US Permanent Portfolio
Replies: 33
Views: 8082

Re: Mixed Europe/US Permanent Portfolio

As someone who bought in at the top (early 2000) and sold at the bottom (early 2009), I have vowed never to do that again. I went all-cash in 2009 (then did years of research, then last year discovered PP) and I'm not about to put 25% of that into a stock index fund at these levels. Yes, I realize t...
by stpeter
Tue Dec 30, 2014 9:38 pm
Forum: Gold
Topic: minimizing gold storage fees
Replies: 5
Views: 2138

Re: minimizing gold storage fees

I think safe deposit boxes are a fine option.  You might want to think about insurance.  See this thread: http://gyroscopicinvesting.com/forum/gold/do-you-insure-your-gold/ That's a super-helpful thread. Thanks for the pointer! BTW, here is an updated link for XL Specialty Insurance: http://xlgroup...
by stpeter
Mon Dec 29, 2014 7:14 pm
Forum: Gold
Topic: SGOL Outflows
Replies: 1
Views: 942

SGOL Outflows

by stpeter
Mon Dec 29, 2014 5:10 pm
Forum: Gold
Topic: Do I need a Gold ETF in my PP?
Replies: 8
Views: 1974

Re: Do I need a Gold ETF in my PP?

As far as I can see, the only reason to hold a gold ETF is if you have a lot of money tied up in tax-deferred instruments, such as a 401(k) plan or IRA.
by stpeter
Mon Dec 29, 2014 2:06 pm
Forum: Gold
Topic: minimizing gold storage fees
Replies: 5
Views: 2138

Re: minimizing gold storage fees

I haven't bothered with overseas storage, either, and I have Canadian cousins. Still, many of those wiser than me -- pretty much everyone here is -- do recommend it. I pay nothing for my safe deposit box storage just for keeping US$10K in a checking account at the bank. If I open a new box at a dif...
by stpeter
Mon Dec 29, 2014 10:49 am
Forum: Gold
Topic: minimizing gold storage fees
Replies: 5
Views: 2138

minimizing gold storage fees

Having become convinced that PP is the way to go, I am finally getting around to implementation. Naturally, part of that is seeking to minimize fees (e.g., why buy an actively managed stock mutual fund with an expense ratio of 1% or more when I can buy an index fund with an expense ratio of 0.10%?)....