Search found 689 matches

by BearBones
Sat Feb 20, 2016 8:43 am
Forum: Other Discussions
Topic: Big Googly Brother
Replies: 18
Views: 5884

Re: Big Googly Brother

Thanks, you all. Will try DDG and Startpage. Anyone pay for a private VPN?
by BearBones
Fri Feb 19, 2016 9:16 pm
Forum: Cash
Topic: Buying CDs
Replies: 12
Views: 6884

Re: Buying CDs

Thanks, Austen. I take notes from the better things I see posted here, and I am saving that one. Nicely explained.
by BearBones
Fri Feb 19, 2016 5:58 pm
Forum: Cash
Topic: Buying CDs
Replies: 12
Views: 6884

Re: Buying CDs

Austen Heller wrote: If rates stay the same, you will still get capital gains from 'riding the yield curve'.
Nice analysis. Thanks. Can you explain this?
by BearBones
Fri Feb 19, 2016 4:47 pm
Forum: Gold
Topic: Alternatives to Physical Gold
Replies: 11
Views: 4487

Re: Alternatives to Physical Gold

technovelist wrote: Really the first question to answer is "why is physical gold unacceptable?"
The same reason that buying 30 year bonds and administering a 1-5 year treasury ladder is unacceptable to many. Just harder, and at some point we all sin  :)
by BearBones
Fri Feb 19, 2016 9:09 am
Forum: Permanent Portfolio Discussion
Topic: Question for Melveyr
Replies: 95
Views: 20149

Re: Question for Melveyr

I'm just now starting to fund my IRA's after neglecting them for years. I have a solo 401k set up for my business (roth option through vanguard, expenses are high though) and some personal Roth IRAs. how big of a difference is it to just do a 4x25 portfolio for each account? It would be much more s...
by BearBones
Fri Feb 19, 2016 8:29 am
Forum: Gold
Topic: Alternatives to Physical Gold
Replies: 11
Views: 4487

Re: Alternatives to Physical Gold

IAU large and lowest of ERs.

PHYS (formerly GTU) for some in taxable account so can harvest gains with least taxes.
by BearBones
Fri Feb 19, 2016 8:26 am
Forum: Permanent Portfolio Discussion
Topic: Question for Melveyr
Replies: 95
Views: 20149

Re: Question for Melveyr

I hope the above is a helpful summary.  Ryan, if there's anything I missed please comment! Very nice summary, Sophie. Thanks! Yes, I think that many of us bought into the PP when gold was hot. Many are disillusioned by "tracking error" (i.e., doubt, jealousy) and have turned toward equities again. ...
by BearBones
Wed Feb 17, 2016 8:38 pm
Forum: Other Discussions
Topic: VoIP
Replies: 17
Views: 4516

Re: VoIP

Obi200 http://www.amazon.com/gp/product/B00BUV7C9A/ref=as_li_qf_sp_asin_il?ie=UTF8&camp=1789&creative=9325&creativeASIN=B00BUV7C9A&linkCode=as2&tag=obihatechn-20 Love that amazing little thing! Pair with Googlevoice number and for <$50 have free landline. No ongoing fees. Can add e911 for <$1 a month.
by BearBones
Tue Feb 16, 2016 7:44 pm
Forum: Stocks
Topic: Demographics and the Stock Market
Replies: 17
Views: 8266

Re: Demographics and the Stock Market

Really nice post. MT, you more than anyone have helped me with my phobia of intermediate and long term treasuries.
by BearBones
Mon Feb 15, 2016 2:50 pm
Forum: Other Discussions
Topic: Red flags for infidelity
Replies: 33
Views: 6004

Re: Red flags for infidelity

Pointedstick wrote: Thanks everyone. Sadly the vaccine isn't approved for people younger than 50
Given at 1 year. And can be given again later if no evidence of immunity.
http://www.cdc.gov/vaccines/schedules/h ... adult.html
by BearBones
Mon Feb 15, 2016 10:54 am
Forum: Permanent Portfolio Discussion
Topic: Question for Melveyr
Replies: 95
Views: 20149

Re: Question for Melveyr

Not so much here on this forum but many gold holders were betting on a big inflation coming because of charts like this... The idea was that banks lend in direct proportion to the amount of reserves that they have, and that once things returned to normal we would have an explosion of credit and spe...
by BearBones
Mon Feb 15, 2016 6:04 am
Forum: Permanent Portfolio Discussion
Topic: Question for Melveyr
Replies: 95
Views: 20149

Re: Question for Melveyr

Might as well ask here. Elsewhere you said, "I found that the main advocates for gold were using old models that have already been proven wrong." Can you elaborate a bit more?