Search found 174 matches

by jason
Wed Jan 16, 2019 1:20 pm
Forum: Cash
Topic: FDIC risk
Replies: 11
Views: 6063

FDIC risk

HB talked about the fact that the FDIC is underfunded and insured bank deposits are a bit risky because of that. A law was passed in 2009 that authorized the FDIC to borrow as much as $500 billion from the treasury, as discussed in the article below: https://www.marketwatch.com/story/obama-signs-bil...
by jason
Wed Aug 01, 2018 1:14 pm
Forum: Other Discussions
Topic: Interventionism versus non-interventionism
Replies: 44
Views: 6529

Re: Interventionism versus non-interventionism

So does everyone here agree that if the West changed its interventionist foreign policy to non-interventionism, that the West would run the risk of being overrun by the East, and 50 years from now, Westerners might be speaking Chinese?
by jason
Tue Jul 31, 2018 4:06 pm
Forum: Other Discussions
Topic: Interventionism versus non-interventionism
Replies: 44
Views: 6529

Interventionism versus non-interventionism

The most common criticism of Libertarians I have seen is that their non-interventionist policies would allow other rival powers, such as China or Russia, to grow in influence and to eventually take over much of the globe, greatly weakening the strength of the US and Europe, and ultimately could lead...
by jason
Thu Feb 08, 2018 2:21 pm
Forum: Permanent Portfolio Discussion
Topic: Is the PP going to hold up?
Replies: 108
Views: 22762

Is the PP going to hold up?

Bonds and stocks are going down lately. Gold has been pretty flat. If this trend continues, is gold likely to come to the rescue, even if inflation stays low? Have there been economic scenarios in the past that are similar to what is going on now? If so, how did the PP play out?
by jason
Fri Jan 19, 2018 2:24 pm
Forum: Permanent Portfolio Discussion
Topic: Alternatives to peaktotrough.com?
Replies: 6
Views: 2799

Re: Alternatives to peaktotrough.com?

How far back does the Yahoo Finance data go? And can you automatically calculate re-balancing using 15/35 bands? Thanks If you use the Vanguard mutual funds you can go back through 1997 (for Gold I did kitco before GLD started in 2006). It will auto calculate re-balancing, but you have to setup the...
by jason
Wed Jan 17, 2018 10:23 pm
Forum: Permanent Portfolio Discussion
Topic: Alternatives to peaktotrough.com?
Replies: 6
Views: 2799

Re: Alternatives to peaktotrough.com?

InsuranceGuy wrote:I use the SMF add-in for Excel to pull from Yahoo Finance.
How far back does the Yahoo Finance data go? And can you automatically calculate re-balancing using 15/35 bands?

Thanks
by jason
Tue Jan 16, 2018 2:30 pm
Forum: Permanent Portfolio Discussion
Topic: Alternatives to peaktotrough.com?
Replies: 6
Views: 2799

Re: Alternatives to peaktotrough.com?

Portfolio Visualizer doesn't go all the way back to 1972, does it? How can I re-create peaktotrough.com using Excel? Are there any other options?
by jason
Tue Jan 02, 2018 12:34 pm
Forum: Bonds
Topic: Google sheets and WSJ bond prices
Replies: 2
Views: 2827

Google sheets and WSJ bond prices

I frequently have problems loading bond prices into my google spread sheet. I am using this formula: =importhtml("http://www.wsj.com/mdc/public/page/2_3020-treasury.html", "table", 3) Sometimes, if I change the ,3 to something else like 0, it will work. But I can't get it to work consistently. It of...
by jason
Tue Jan 02, 2018 12:31 pm
Forum: Permanent Portfolio Discussion
Topic: Re-balance instantly or wait a little while?
Replies: 23
Views: 7466

Re: Re-balance instantly or wait a little while?

I did not pull the trigger in 2017 to re-balance. Now, in 2018, my stocks are not over 35% anymore. So should I wait until it hits 35% again before re-balancing? I know HB said to only check the account around once a year so if I had not been checking it, I would not have known it had temporarily mo...
by jason
Wed Dec 27, 2017 4:54 pm
Forum: Permanent Portfolio Discussion
Topic: Re-balance instantly or wait a little while?
Replies: 23
Views: 7466

Re: Re-balance instantly or wait a little while?

Jason, Are you making $470,701 and over for married-filing-jointly? Is that why your long-term cap gains tax rate is 20%? If so, just be thankful that you have such a problem, rebalance your portfolio and pay the damn tax. For people making below that, there is no 20% capital gains tax rate. Look a...
by jason
Mon Dec 11, 2017 3:20 pm
Forum: Permanent Portfolio Discussion
Topic: How much is "enough" in the Permanent Portfolio?
Replies: 37
Views: 9235

Re: How much is "enough" in the Permanent Portfolio?

I agree that based on the historical PP data, a 4% SWR is safe for retirement. But if it's in a taxable account, the taxes will come out of the 4%. For example, if someone has a PP with $6 million in it, they can safely take out $240,000 per year, but taxes will apply to that $240,000. So, how does...
by jason
Mon Dec 11, 2017 10:52 am
Forum: Permanent Portfolio Discussion
Topic: Re-balance instantly or wait a little while?
Replies: 23
Views: 7466

Re: Re-balance instantly or wait a little while?

OK, I'm officially over 35% on stocks right now - 35.06% to be exact. Thanks for all the input. I'm leaning towards waiting until after January 1st to re-balance in order to defer the taxes. The question is, WWHD (what would Harry do)?