Search found 1051 matches

by stuper1
Wed Apr 10, 2013 2:26 pm
Forum: Bonds
Topic: Poll Regarding LTT Allocation for Newbie
Replies: 10
Views: 2332

Re: Poll Regarding LTT Allocation for Newbie

What I'm trying to ask is whether you would go a bit light on LTTs right now, if you were planning to start into the PP with 100% of your assets.  I don't want a VP.

I know that a PP starting with less than 25% LTTs isn't really a PP, but I'd rather leave that aside for now.
by stuper1
Wed Apr 10, 2013 2:21 pm
Forum: Permanent Portfolio Discussion
Topic: Morningstar Advisor Risk Parity & PP
Replies: 12
Views: 3384

Re: Morningstar Advisor Risk Parity & PP

I think the PP's assets really should have been weighted to the probability of the economic regimes occuring.  The "inflationary recession" risk is the smallest of the four, yet gold is overweight to that probability. MG, what's your take on the asset allocation that would be weighted to the regime...
by stuper1
Wed Apr 10, 2013 11:07 am
Forum: Bonds
Topic: Poll Regarding LTT Allocation for Newbie
Replies: 10
Views: 2332

Re: Poll Regarding LTT Allocation for Newbie

Somebody voted for 15% but didn't provide a recommended allocation for stocks/bonds/cash/gold.  Come on now; don't be shy.  And don't worry about leading me astray; I'm taking all of this under careful advisement and will probably just stick with the 4x25, especially since that's what most people ar...
by stuper1
Tue Apr 09, 2013 9:07 pm
Forum: Bonds
Topic: Poll Regarding LTT Allocation for Newbie
Replies: 10
Views: 2332

Poll Regarding LTT Allocation for Newbie

If you vote for anything besides 25% in bonds, please tell us what percentages you would put in stocks/bonds/cash/gold.

As you can tell, I'm looking for advice to set up my PP or strategically-tilted-PP, as the case may be.

Thanks!
by stuper1
Sun Apr 07, 2013 10:23 pm
Forum: Variable Portfolio Discussion
Topic: VP Input Request
Replies: 50
Views: 9683

Re: VP Input Request

I can only put up to 25% of my 401k money in the brokerage window, which makes things a little difficult.  The bottom line is that I have to buy some of the TBM index in the 401k.  My main remaining question is whether to consider that TBM money as 50% bonds and 50% cash, or 24% bonds and 76% cash (...
by stuper1
Sun Apr 07, 2013 8:46 pm
Forum: Variable Portfolio Discussion
Topic: VP Input Request
Replies: 50
Views: 9683

Re: VP Input Request

Yes, that's the index it uses.  This TBM fund has an average maturity of 6.34 years.  If I use 25 years as the average maturity for LTT bonds and 0.5 year as the avg mat for cash, then my calculation tells me that this TBM index fund should be considered as about 24% LTT bonds and 76% cash.  Here's ...
by stuper1
Sun Apr 07, 2013 6:20 pm
Forum: Variable Portfolio Discussion
Topic: VP Input Request
Replies: 50
Views: 9683

Re: VP Input Request

Thanks to all for the input so far.  Just to clarify what melveyr and desert are saying, when you recommend TBM, you are talking about the total U.S. corp/gov bond index fund and not the PIMCO Total Return fund.  Is that correct?
by stuper1
Sun Apr 07, 2013 11:16 am
Forum: Variable Portfolio Discussion
Topic: VP Input Request
Replies: 50
Views: 9683

VP Input Request

Hi, My 401k makes it hard for me to do a pure PP.  I'm thinking about doing a VP to use some of the low expense ratio 401k offerings and maybe complement my PP.  One fund I'm thinking of for the VP is the PIMCO Total Return Fund, which we get with a 0.46% exp ratio, which I understand is fairly low ...
by stuper1
Tue Mar 26, 2013 8:34 am
Forum: Permanent Portfolio Discussion
Topic: Barbell and Bullet
Replies: 3
Views: 1908

Barbell and Bullet

I see a lot of discussion on here about barbells versus bullets for cash/bonds.  I'm wondering whether there would be any benefit to having both.  Here's an idea: 25% stocks 24% gold 17% 30-year Treasuries 17% 5/7-year Treasuries 17% T-bills Rebalance annually What would be the pros/cons of this por...
by stuper1
Fri Mar 22, 2013 1:32 pm
Forum: Permanent Portfolio Discussion
Topic: Too Good to Be True?
Replies: 28
Views: 6860

Too Good to Be True?

You know the old saying from a business person to a customer:  "good, fast, or cheap -- pick two".  From what I'm reading about the PP, it seems like you get all three.  You get good performance with much lower fluctuations than most portfolios.  The PP is fast in terms of not requiring much persona...
by stuper1
Fri Mar 22, 2013 1:09 pm
Forum: Permanent Portfolio Discussion
Topic: New Long Run Graphs
Replies: 9
Views: 2503

Re: New Long Run Graphs

Melveyr,

That's a beautiful website.  Clean and simple.  Thanks for the good info.  I'll be checking back.
by stuper1
Wed Mar 20, 2013 11:40 pm
Forum: Permanent Portfolio Discussion
Topic: Gold in context of PP
Replies: 7
Views: 2736

Re: Gold in context of PP

Regarding the convenience of TLT over buying LTTs directly, if you have an account with Fidelity, Vanguard, or probably others, buying LTTs directly is very simple.  I am very much a newbie at this stuff, and I've already done it.  It's very easy.  Just buy one that's close to 30-years left, hold it...