Search found 1051 matches

by stuper1
Thu Jun 06, 2013 1:24 pm
Forum: Gold
Topic: What % of your PP gold is physical?
Replies: 70
Views: 16910

Re: What % of your PP gold is physical?

If I'm missing something, please let me know.  I'm a novice at this! I think what you're missing is that you're going to pay a lot more in fees than you would for a gold ETF/CEF, and you're not going to have actual physical possession of your gold.  You can hold IAU for 0.25% per year in your Roth ...
by stuper1
Tue Jun 04, 2013 2:19 pm
Forum: Gold
Topic: What % of your PP gold is physical?
Replies: 70
Views: 16910

Re: What % of your PP gold is physical?

I've seen that program also, and wondered whether any of the PPers are using it.  I believe they also charge a 0.5% annual storage fee if you have them store the gold for you.  If not, then there is a delivery charge for you to take possession, but the website doesn't say how much the delivery charg...
by stuper1
Tue May 28, 2013 4:01 pm
Forum: Other Discussions
Topic: Foods to Avoid
Replies: 238
Views: 36906

Re: Foods to Avoid

I have been under the care of multiple gastroenterologists for over 20 years for an intestinal disease, and not once in all that time has any one of them ever provided dietary advice, or even recommended getting such advice from someone else.  Only in recent years have I figured out on my own that c...
by stuper1
Mon May 06, 2013 6:20 pm
Forum: Gold
Topic: Physical VS SGOL
Replies: 10
Views: 3361

Re: Physical VS SGOL

Something you could think about would be exchanging some of your SGOL for GTU or PHYS, which are both trading at a relatively low premium right now.  That way you are diversified in your paper gold. Also try to get a few percent in physical gold.  Just start with one coin and see how that feels.  Th...
by stuper1
Fri May 03, 2013 4:48 pm
Forum: Gold
Topic: Should You Incorporate Gold / Precious Metals in to Your Asset Allocation?
Replies: 5
Views: 1796

Re: Should You Incorporate Gold / Precious Metals in to Your Asset Allocation?

It sounds like his main reason for not buying gold is because the so-called experts say not to (or only up to 3%).  All other evidence is rationalized away.

How is 3% of any asset going to have any significant impact on your portfolio?
by stuper1
Thu May 02, 2013 3:00 pm
Forum: Gold
Topic: What % of your PP gold is physical?
Replies: 70
Views: 16910

Re: What % of your PP gold is physical?

But do the gold bars have the lowest spread?  From what I've seen, the American Eagles and the Krugerrands have the lowest spread, so you pay less of a premium between your buy and sell points.  Also, the coins are harder to counterfeit than a bar.
by stuper1
Thu Apr 25, 2013 3:39 pm
Forum: Gold
Topic: Withdraw Roth IRA Contributions for Physical Gold
Replies: 16
Views: 5813

Re: Withdraw Roth IRA Contributions for Physical Gold

I wouldn't even think of it if there were any penalties or taxes to be paid, but withdrawing contributions from a Roth IRA doesn't trigger any of that.

But once it's out, it's out.  There's no putting it back in if we change our minds and decide we'd rather have stocks or bonds instead of gold.
by stuper1
Thu Apr 25, 2013 2:44 pm
Forum: Gold
Topic: Withdraw Roth IRA Contributions for Physical Gold
Replies: 16
Views: 5813

Re: Withdraw Roth IRA Contributions for Physical Gold

Here's the tradeoff in my mind.  If we leave it in the Roth, it grows tax free, but it's paper gold.  If we take it out and buy physical, we have it against possible WCS, but we lose the tax benefits, which probably isn't that big a deal, because we'll probably die without ever selling it and just l...
by stuper1
Thu Apr 25, 2013 2:07 pm
Forum: Gold
Topic: Withdraw Roth IRA Contributions for Physical Gold
Replies: 16
Views: 5813

Re: Withdraw Roth IRA Contributions for Physical Gold

Good question.  I should have covered that.  We can't buy any more gold with our non-retirement money, because that's our emergency fund plus some savings toward some future big purchases.
by stuper1
Thu Apr 25, 2013 12:45 pm
Forum: Gold
Topic: GLD Timing
Replies: 9
Views: 2549

Re: GLD Timing

What is your overall plan?  Are you planning to re-balance every month?  I doubt it. My backtesting, and that of others I've read, indicates that wider re-balancing bands give better returns (up to a point of course), probably due to momentum. Do you know which way gold is going from here? I'd recom...
by stuper1
Thu Apr 25, 2013 12:32 pm
Forum: Gold
Topic: Withdraw Roth IRA Contributions for Physical Gold
Replies: 16
Views: 5813

Withdraw Roth IRA Contributions for Physical Gold

Our PP is spread across my 401k, my Roth IRA, my wife's Roth IRA, and our non-retirement accounts.  About 85% is in the retirement accounts.  Currently, we have less than 1% in physical gold, and the remainder is in IAU/GTU/PHYS in the 401k brokerage window and Roth IRAs.  We could take out some or ...
by stuper1
Thu Apr 18, 2013 5:38 pm
Forum: Variable Portfolio Discussion
Topic: Performance Chasing Backtest
Replies: 8
Views: 2852

Re: Performance Chasing Backtest

It looks like there were a fair number of times when switches occurred after just one month in an asset. I wonder if it would be possible to optimize this by trying different averaging periods to see which one minimizes one-month switches? I know you're trying to avoid data mining, but I can't help ...