Search found 996 matches

by stuper1
Tue Nov 19, 2013 7:29 pm
Forum: Other Discussions
Topic: Fred Reed Reflects on Veteran's Day
Replies: 18
Views: 3386

Re: Fred Reed Reflects on Veteran's Day

Agreed on the point about doing it for themselves. Of course, today's military is a volunteer force, versus the drafted force in Vietnam.  People like me who never served do feel great appreciation for those who choose to serve for honorable reasons (no matter how dishonorable the whole scheme is), ...
by stuper1
Tue Nov 19, 2013 7:16 pm
Forum: Gold
Topic: Deciding on Future Allocation to Physical Gold
Replies: 10
Views: 2485

Re: Deciding on Future Allocation to Physical Gold

I'm already saving over 25% of my gross income, and supporting a family of four on my own.  I'll have to doublecheck on my marginal tax rate.  I can't recall offhand, but I think we may still be in the 15% bracket after all the deductions. I won't be able to increase my savings rate, which I think i...
by stuper1
Tue Nov 19, 2013 6:58 pm
Forum: Gold
Topic: Deciding on Future Allocation to Physical Gold
Replies: 10
Views: 2485

Deciding on Future Allocation to Physical Gold

I'm running a fairly pure 4x25 PP, spread across my 401k, Roth IRA, and non-retirement accounts.  I'm 47, and my current total portfolio is about 4 times my annual salary.  One thing that concerns me is that my 25% gold is only about 2% physical and 23% paper.  I hold paper gold in both the 401k and...
by stuper1
Fri Nov 15, 2013 3:32 pm
Forum: Permanent Portfolio Funds
Topic: Help With Setting Up PP
Replies: 14
Views: 7518

Re: Help With Setting Up PP

Consider using Treasury Direct for buying non-IRA T-bills.  And also consider buying I-bonds with cash that is not part of your emergency fund ("deep cash").  I-bond interest is tax-deferred, so it's kind of like a traditional IRA except using post-tax money.  I-bonds will pay as much interest as th...
by stuper1
Thu Nov 14, 2013 12:43 pm
Forum: Permanent Portfolio Discussion
Topic: Considering PP; have questions
Replies: 29
Views: 6194

Re: Considering PP; have questions

Gold prices went up considerably from 2002 to 2013, and inflation wasn't very high during that period.  The thing I like about gold is that it's uncorrelated to stocks and bonds.  If you try some backtesting on various portfolios, you'll start to see that once you add a good chunk of gold in (say 10...
by stuper1
Thu Nov 14, 2013 10:52 am
Forum: Other Discussions
Topic: I'm "Almost" Embarrassed to Ask This
Replies: 18
Views: 4941

Re: I'm "Almost" Embarrassed to Ask This

Are there any Fidelity funds that are similar to Vanguard's TRI or Wellesley?
by stuper1
Wed Nov 13, 2013 7:36 pm
Forum: Permanent Portfolio Discussion
Topic: Considering PP; have questions
Replies: 29
Views: 6194

Re: Considering PP; have questions

dr ratdog, I have a few thoughts for you.  The PP is great for a conservative investor, especially one who doesn't want to be an active manager.  You aren't going to hit a lot of home runs with it, but you should get a lot of base hits, and without spending a lot of time on batting practice.  That l...
by stuper1
Mon Nov 11, 2013 3:24 pm
Forum: Other Discussions
Topic: I'm "Almost" Embarrassed to Ask This
Replies: 18
Views: 4941

Re: I'm "Almost" Embarrassed to Ask This

Below is the link to the previous thread I mentioned.  I may have mischaracterized what it was about a bit, but you may find some helpful ideas if you didn't see it earlier.

http://gyroscopicinvesting.com/forum/va ... /#msg60872
by stuper1
Mon Nov 11, 2013 2:20 pm
Forum: Other Discussions
Topic: I'm "Almost" Embarrassed to Ask This
Replies: 18
Views: 4941

Re: I'm "Almost" Embarrassed to Ask This

Mountaineer, You might consider the Wellesley income fund also, which has outperformed TRI by about 2% annually on average, and with a $50k investment has almost the same expense ratio.  There was a thread a while back about simple PP alternatives for people in your situation.  I think somebody reco...
by stuper1
Fri Nov 01, 2013 2:21 pm
Forum: Other Discussions
Topic: Fred Reed: Keep those women away from our sons!
Replies: 40
Views: 7095

Re: Fred Reed: Keep those women away from our sons!

He does have a point, although he overplays it quite a bit, but that's how you get hits on your website. The fact is that boys would be better off if there were more male teachers. I'm glad my son and daughter are home-schooled, but I wish I could do more of the teaching of my son, instead of my wif...
by stuper1
Tue Oct 15, 2013 2:35 pm
Forum: Permanent Portfolio Discussion
Topic: Is the PP dead in light of Fama, Hansen and Shiller's "Nobel"
Replies: 25
Views: 9359

Re: Is the PP dead in light of Fama, Hansen and Shiller's "Nobel"

frommi wrote: i really don`t want to be in gold when it drops below 1000$.
That sounds like a good time to buy gold.  Shouldn't the idea be to buy low and sell high?  That's what the PP is based on.
by stuper1
Fri Oct 11, 2013 1:40 pm
Forum: Gold
Topic: Someone Playing with The Gold Market Today?
Replies: 14
Views: 3899

Re: Someone Playing with The Gold Market Today?

My advice? Don't trade paper. Its damn near impossible now. Buy physical and hold it. Don't own the etf, don't own futures for non speculative purposes. For the PP buy physical and make sure YOU have access to it. This house of cards will one day get really ugly and I wouldn't want to own paper whe...