Search found 1129 matches

by stuper1
Thu Mar 05, 2015 11:15 am
Forum: Permanent Portfolio Discussion
Topic: "You Haven't Lost Money Until You Sell" & the PP
Replies: 2
Views: 1399

Re: "You Haven't Lost Money Until You Sell" & the PP

I think "buy low, sell high" always applies.  The PP has that idea baked in with the 15/35 rebalancing bands, which keeps you from selling losing assets until they turn around and become winning assets.
by stuper1
Thu Mar 05, 2015 11:13 am
Forum: Permanent Portfolio Discussion
Topic: How Are You Doing In PP?
Replies: 98
Views: 26306

Re: How Are You Doing In PP?

Not sure where you got 9% long term.  The "expectation" I've heard is 4% real return, after inflation, as a 3- to 5-year average.  I think the PP is keeping up with that pretty well, and I don't see why it won't continue to.
by stuper1
Thu Mar 05, 2015 11:10 am
Forum: Gold
Topic: Question About Gold and Taxes
Replies: 25
Views: 8707

Re: Question About Gold and Taxes

I'm pretty sure that if you leave the bullion to your church in your will, they aren't going to reject it.  They'll find a way to accept it.

For me, it will go to my children, along with detailed instructions on how to set up a Permanent Portfolio for themselves, if they haven't already.
by stuper1
Fri Feb 27, 2015 12:04 pm
Forum: Other Discussions
Topic: Dan Carlin's Common Sense
Replies: 8
Views: 3147

Re: Dan Carlin's Common Sense

Thanks for the tip, Moda.  These podcasts make for great listening in the car.  I just started the recent one on U.S. torture of (alleged) terrorists.  I wish everyone who thinks its okay to waterboard these guys would listen to this.  Mr. Carlin sounds like what a true American should sound like --...
by stuper1
Sun Feb 22, 2015 10:20 pm
Forum: Other Discussions
Topic: My Mom is the best
Replies: 8
Views: 2797

Re: My Mom is the best

It sounds like you are both lucky to have each other.  Sorry for being so nosy.  It did cross my mind that maybe you were riffing, but I couldn't help asking, because I thought it would be pretty interesting if you did send her actual gold.
by stuper1
Sun Feb 22, 2015 10:16 pm
Forum: Gold
Topic: physical vs GLD
Replies: 13
Views: 5072

Re: physical vs GLD

The best part of gold is having it in your possession (or close thereto; e.g., a bank safe deposit) in case of lots of different types of catastrophes.  For example, what if the ETF managers turn out to be crooks, or what if a solar flare hits and knocks out all electrical supplies (all those zeros ...
by stuper1
Sun Feb 22, 2015 4:54 pm
Forum: Other Discussions
Topic: My Mom is the best
Replies: 8
Views: 2797

Re: My Mom is the best

Thanks, Mark.  That sounds a lot like my 14 year old son.  Hopefully, he'll get motivated at some point also.

Now, I'm curious about the second half of what you said.  You send her gold every month?  As in bullion?
by stuper1
Sat Feb 21, 2015 11:02 pm
Forum: Other Discussions
Topic: My Mom is the best
Replies: 8
Views: 2797

Re: My Mom is the best

Mark Leavy wrote: She fixed my son when I had no idea what to do.
Do you care to elaborate?  Just curious as a fellow parent with a teenage son and wanting to be as ready as possible for whatever interesting situations might be headed our way.
by stuper1
Fri Feb 20, 2015 5:21 pm
Forum: Other Discussions
Topic: Federal Judge Blocks Obama Immigration Amnesty
Replies: 81
Views: 16500

Re: Federal Judge Blocks Obama Immigration Amnesty

I recently finished an entertaining novel called "The Barbarian Nurseries" by Hector Tobar, which deals with immigration issues, more from an immigrant's perspective.  I recommend it, especially since it's one of the rare novels that didn't leave me depressed by the end. I still say, "keep them out,...
by stuper1
Fri Feb 20, 2015 4:54 pm
Forum: Other Discussions
Topic: Federal Judge Blocks Obama Immigration Amnesty
Replies: 81
Views: 16500

Re: Federal Judge Blocks Obama Immigration Amnesty

stuper1, You're probably right.  I'm not very studied on the topic.  But this is what I want: 1) Significantly lower the inflow of new illegal immigrants. 2) Respect somewhat the dignity of people who consider the U.S. home by not starving/transporting them out of the country. Sounds good to me.  T...
by stuper1
Fri Feb 20, 2015 4:30 pm
Forum: Gold
Topic: physical vs GLD
Replies: 13
Views: 5072

Re: physical vs GLD

It sounds like you are in retirement already.  To me, a good balance would be toward the end of each year to pull out as much money from your retirement account to just keep you below the next higher tax bracket, and use that money to buy physical gold.  That way you don't pay a higher tax rate on t...
by stuper1
Fri Feb 20, 2015 4:07 pm
Forum: Permanent Portfolio Discussion
Topic: Guidance and Opinions Requested
Replies: 11
Views: 3991

Re: Guidance and Opinions Requested

Good choice.  You will sleep much better at night knowing that if push comes to shove you can always walk over to your bank, sew a few gold coins into your clothing, and fly off to start a new life in some remote place. YMMV.
by stuper1
Fri Feb 20, 2015 2:05 pm
Forum: Other Discussions
Topic: Federal Judge Blocks Obama Immigration Amnesty
Replies: 81
Views: 16500

Re: Federal Judge Blocks Obama Immigration Amnesty

In theory, I'm in favor of building a "wall".  In practice, I think it would be a terrible waste of money, because it wouldn't work (no matter what form it takes).  Humans are smart.  Desperate humans are especially smart.  They will find a way to get past the "wall".  Think of the wall as a permeab...
by stuper1
Fri Feb 20, 2015 1:31 pm
Forum: Other Discussions
Topic: No Big Bang? Quantum equation predicts universe has no beginning!
Replies: 13
Views: 4393

Re: No Big Bang? Quantum equation predicts universe has no beginning!

Counterintuitively, the more we learn about the universe the more mysterious it becomes. My purely intuitive personal belief is that eventually our assumptions about the speed and linearity of time will be broken, which will shed startling new light on scientific core beliefs like evolution and the...
by stuper1
Fri Feb 20, 2015 1:22 pm
Forum: Gold
Topic: Recovering GoldBug
Replies: 10
Views: 4791

Re: Recovering GoldBug

Gold down = bad day ? 

I have some advice for you:  get a life. 

Maybe find a new hobby.  Try to get more exercise.  Maybe do both at the same time.  Ever played pickleball?
by stuper1
Fri Feb 20, 2015 1:07 pm
Forum: Other Discussions
Topic: Federal Judge Blocks Obama Immigration Amnesty
Replies: 81
Views: 16500

Re: Federal Judge Blocks Obama Immigration Amnesty

There is a big difference between driving 1 mph, or even 10 mph, over the speed limit and entering a foreign country illegally. And then using services which you have not contributed to the cost support of. If you enter Iran or North Korea without permission, you will find yourself jailed in a gool...
by stuper1
Fri Feb 20, 2015 1:03 pm
Forum: Other Discussions
Topic: Federal Judge Blocks Obama Immigration Amnesty
Replies: 81
Views: 16500

Re: Federal Judge Blocks Obama Immigration Amnesty

No one said the illegals don't work hard, or do jobs that [lazy!] Americans are loathe to do. But they still came here WITHOUT PERMISSION, and broke the law in doing so. None of the rest of the arguments really mean much at that point. They were also born into poverty WITHOUT PERMISSION.  What woul...
by stuper1
Fri Feb 20, 2015 12:32 pm
Forum: Other Discussions
Topic: Federal Judge Blocks Obama Immigration Amnesty
Replies: 81
Views: 16500

Re: Federal Judge Blocks Obama Immigration Amnesty

There is a big difference between driving 1 mph, or even 10 mph, over the speed limit and entering a foreign country illegally. And then using services which you have not contributed to the cost support of. If you enter Iran or North Korea without permission, you will find yourself jailed in a gool...
by stuper1
Fri Feb 20, 2015 12:05 pm
Forum: Permanent Portfolio Discussion
Topic: Guidance and Opinions Requested
Replies: 11
Views: 3991

Re: Guidance and Opinions Requested

Since you don't have any physical gold, my vote is for purchasing physical gold with the entire 3%.  Unless you have a good percentage of your gold allocation in physical form, say in a bank safe deposit box, then you are missing out on some of the insurance aspects of gold for dealing with a seriou...
by stuper1
Fri Feb 20, 2015 12:00 pm
Forum: Other Discussions
Topic: Federal Judge Blocks Obama Immigration Amnesty
Replies: 81
Views: 16500

Re: Federal Judge Blocks Obama Immigration Amnesty

Moda, I agree with you 100%.  I bet all of these guys who like to call them "illegal" immigrants, don't call themselves "illegal" drivers when they drive 31 mph in a 30 mph zone.  That's just so you can get to your destination 30 seconds sooner, but when somebody who has absolutely no future in thei...
by stuper1
Thu Feb 19, 2015 12:44 pm
Forum: Permanent Portfolio Discussion
Topic: Uncharted Waters?
Replies: 44
Views: 13884

Re: Uncharted Waters?

Gee, but if you just step back a little bit, gold, stocks, and bonds are all up since Jan 1, and the portfolio as a whole is up 1.5% in the first 6 weeks of 2015.  What's the problem?  You guys are like teenage girls constantly clicking on the latest news about the Kardashians. If you want a little ...
by stuper1
Tue Feb 17, 2015 2:05 pm
Forum: Other Discussions
Topic: Federal Judge Blocks Obama Immigration Amnesty
Replies: 81
Views: 16500

Re: Federal Judge Blocks Obama Immigration Amnesty

The immigration system is not broken. It suffers from extreme lack of enforcement from most all presidents. The dems want big government voters which illegals being amnestied provide. The GOP wants cheap labor to exploit which the illegals provide. It's a win-win for both of them. That's a great su...
by stuper1
Fri Feb 13, 2015 10:34 am
Forum: Gold
Topic: Adaptive gold allocation rule
Replies: 58
Views: 17886

Re: Adaptive gold allocation rule

But gold is a range limited oscillator in a band of $250 to $2500 in 2015 dollars. If you're at the bottom, you can see the future... the future is up! If you're at the top, you can see the future... it's down. In the middle... who knows. If we get to $2,500 gold, then who's to say it couldn't go t...
by stuper1
Wed Feb 11, 2015 7:40 pm
Forum: Permanent Portfolio Discussion
Topic: Uncharted Waters?
Replies: 44
Views: 13884

Re: Uncharted Waters?

OK, the Hussman calculus goes to what I was mentioning a few weeks ago.  With only half of the PP assets being of a type that beats inflation in the long run, and with the yields and prices being what they are, there is no way in heck a PPer should be counting on more than about 2% real over the co...
by stuper1
Wed Feb 11, 2015 2:19 pm
Forum: Other Discussions
Topic: Tax Software Deals
Replies: 44
Views: 9320

Re: Tax Software Deals

I've used TaxAct for several years with good results.  Online reviews rate it highly.