Search found 714 matches

by rocketdog
Sun Jul 20, 2014 8:39 pm
Forum: Permanent Portfolio Discussion
Topic: Your Personal Mortality Estimate
Replies: 12
Views: 3065

Re: Your Personal Mortality Estimate

EDIT: you have to give an email address at the end. Know that before you start. Well, yes.  The key word there is "an" e-mail address, as opposed to "your" e-mail address.  Take a look at e4ward.com.  I've been using them to anonymize my "real" e-mail address for many years.  I've even turned my fa...
by rocketdog
Sun Jul 20, 2014 8:34 pm
Forum: Permanent Portfolio Discussion
Topic: PP and contributions
Replies: 7
Views: 1479

Re: PP and contributions

I'm with the others:  I put new money and dividends into cash until I'm ready to deploy the funds.  This cuts down on transactions and commissions and makes my life easier*.  It also forces me to pick the "best" (cheapest) asset when it's time to invest those funds.  * My wife works for a registered...
by rocketdog
Sun Jul 20, 2014 8:28 pm
Forum: Permanent Portfolio Discussion
Topic: I broke the golden rule
Replies: 20
Views: 5103

Re: I broke the golden rule

I have to confess. I couldn't stop myself. Last week I reduced my stock exposure to 9%, bonds to 14%, gold up to 30% and the rest in cash. I guess I'll ask the obvious question:  why did you do this with your PP instead of your VP?  This, of course, is assuming you're not already 100% PP.  The reas...
by rocketdog
Sun Jul 20, 2014 8:16 pm
Forum: Permanent Portfolio Discussion
Topic: Who Routinely Trounces the Stock Market? Try 2 Out of 2,862 Funds
Replies: 2
Views: 1410

Who Routinely Trounces the Stock Market? Try 2 Out of 2,862 Funds

Hey there PP investors! :D Yes, I've been totally AWOL for a while now, but circumstances have prevented me from even logging in, let alone posting to the PP forums (i.e. work restrictions).  But I saw this article and wanted to share: http://www.nytimes.com/2014/07/20/your-money/who-routinely-troun...
by rocketdog
Mon May 05, 2014 10:28 am
Forum: Permanent Portfolio Discussion
Topic: Will invest for food
Replies: 0
Views: 737

Will invest for food

by rocketdog
Sun Apr 13, 2014 4:26 pm
Forum: Permanent Portfolio Discussion
Topic: Whitepaper by R. Ferri & A. Benke (2013) - Compares Index Portfolios v. Managed
Replies: 3
Views: 1580

Re: Whitepaper by R. Ferri & A. Benke (2013) - Compares Index Portfolios v. Managed

Rick Ferri may be a smart guy but when it comes to gold he has a major blind spot. So I take anything he says with several grains of salt. Lots of otherwise experienced and intelligent people have blind spots in regards to gold.  Here are a few of them: "Gold is a speculation.  It has absolutely no...
by rocketdog
Sun Apr 13, 2014 3:53 pm
Forum: Permanent Portfolio Discussion
Topic: The 4% withdrawal rule and taxes
Replies: 7
Views: 1730

Re: The 4% withdrawal rule and taxes

Not that this impacts someone who's purely PP, but I recently read a controversial article titled "Reducing Retirement Risk with a Rising Equity Glide-Path" that makes the argument that retirees should gradually increase their equity positions over time.  This goes against the traditional advice of ...
by rocketdog
Sun Apr 13, 2014 3:45 pm
Forum: Permanent Portfolio Discussion
Topic: Vanguard Vs Fidelity Vs Schwab Vs ETrade Vs Other? Best In Class At What?
Replies: 13
Views: 9140

Re: Vanguard Vs Fidelity Vs Schwab Vs ETrade Vs Other? Best In Class At What?

A mere $10,000 holding would cost an additional $14/year in expenses if held in Schwab's commission free SGOL vs paying the commission and buying IAU. If you have more than 10k to invest in gold ETFs, find a place with low commissions and buy the ETF with the lower expense ratio. True, but you can ...
by rocketdog
Sun Apr 13, 2014 3:24 pm
Forum: Permanent Portfolio Discussion
Topic: YTD Results of Permanent Portolio with/out Cash
Replies: 17
Views: 5499

Re: YTD Results of Permanent Portolio with/out Cash

Harry Browne Permanent Portfolio http://www.myplaniq.com/LTISystem/jsp/portfolio/ViewPortfolio.action?ID=17551 Harry Browne Permanent Portfolio Without Cash http://www.myplaniq.com/LTISystem/jsp/portfolio/ViewPortfolio.action?ID=38351 That's pretty much what I would have expected to see:  increased...
by rocketdog
Sun Apr 13, 2014 3:21 pm
Forum: Permanent Portfolio Discussion
Topic: Replacing Cash with VWINX, the results look juicy
Replies: 78
Views: 17860

Re: Replacing Cash with VWINX, the results look juicy

You're not restricted from owning both VWINX and VWELX, don't forget.  You can mix and match them to get the blend you want: heavier on VWELX while you're young, then gradually shifting more and more into VWINX as retirement approaches.  Just a thought. 
by rocketdog
Sun Apr 13, 2014 3:18 pm
Forum: Permanent Portfolio Discussion
Topic: YTD Results of Permanent Portolio with/out Cash
Replies: 17
Views: 5499

Re: YTD Results of Permanent Portolio with/out Cash

Personally, I keep 6 months emergency cash outside my investment accounts, and very little cash inside my investment accounts (5%-10%).  So I don't view the cash sitting in a checking account as being part of my PP.  I don't go 25% cash in my PP because of its weak long-term performance.  I have 15-...
by rocketdog
Sun Apr 13, 2014 3:02 pm
Forum: Permanent Portfolio Discussion
Topic: What does Draw down mean exactly?
Replies: 5
Views: 1440

Re: What does Draw down mean exactly?

During the accumulation phase, "max draw down" refers to the maximum loss a portfolio or other investment might suffer over some period of time.  Investopedia explains it as follows: Definition of 'Drawdown' The peak-to-trough decline during a specific record period of an investment, fund or commodi...