Search found 907 matches

by frugal
Sat Nov 17, 2012 2:39 pm
Forum: Cash
Topic: Cash in EUROPE
Replies: 14
Views: 7238

Re: Cash in EUROPE

It works fine for all PP's really.  The LGB is just for reducing the volatility.  Actual returns over the extreme long term is pretty much the same.  It goes to show that the LT bond market is actually pricing the cash-flow risks pretty well. Isn't that funny? We typically think of cash as the vola...
by frugal
Sat Nov 17, 2012 2:25 pm
Forum: Permanent Portfolio Discussion
Topic: EUROPEAN PP family
Replies: 22
Views: 6654

Re: EUROPEAN PP family

Keep in mind that financial guaranteed from governments that can't print dollars are actually guarantees to raise taxes or beg for foreign aid with strings attached when they inevitably mismanage things and come up short. As AdamA said, there's a reason those rates are so high. I took a look at por...
by frugal
Sat Nov 17, 2012 9:11 am
Forum: Permanent Portfolio Discussion
Topic: EUROPEAN PP family
Replies: 22
Views: 6654

Re: EUROPEAN PP family

AdamA wrote:
frugal wrote:
Here we can find CD up to 4-5%/year.
Careful...there's a reason those rates are so high!
Yes, more risky.

But my account is under protection of State guarantee fund...

Regards
by frugal
Sat Nov 17, 2012 9:09 am
Forum: Cash
Topic: Cash in EUROPE
Replies: 14
Views: 7238

Re: Cash in EUROPE

Hi,

I was thinking to do,

33%stocks
33% LTB
33% gold
Etf's

A bit different.
Cash I have home CD, which can represent 50% of my savings.

Regards.
by frugal
Sat Nov 17, 2012 9:02 am
Forum: Permanent Portfolio Discussion
Topic: EUROPEAN PP family
Replies: 22
Views: 6654

Re: EUROPEAN PP family

Hi,

I am now in Portugal, which is more risky.

I was thinking to have a portfolio like Marc. But cash in germany pays very very bad.

Here we can find CD up to 4-5%/year.

Regards
by frugal
Sat Nov 17, 2012 5:09 am
Forum: Variable Portfolio Discussion
Topic: Making Variable Portfolio complementary to Permanent Portfolio
Replies: 22
Views: 7039

Re: Making Variable Portfolio complementary to Permanent Portfolio

I like REITs, muni bonds (VPAIX) and VCIT (corp bonds) in my VP. First: Living in Europe we should make hedge to these type of international ETF's ? This to avoid currency risk, or it has not so much influence in the end results.  Second: what is your opinion about the following for VP: REIT       ...
by frugal
Sat Nov 17, 2012 4:42 am
Forum: Permanent Portfolio Discussion
Topic: Chances of losing (and winning!) are close to zero.
Replies: 365
Views: 48971

Re: Chances of losing (and winning!) are close to zero.

http://forumdacasa.com/extensions/InlineImages/image.jpg.php?AttachmentID=7798 maybe without considering money printing. Don't know whether it affects our little lifes here in our small but good country :) ALL PORTFOLIOS IN THE SAME ZONE WILL HAVE SAME INFLATION :-) Waiting your comments I remain. ...
by frugal
Sat Nov 17, 2012 4:37 am
Forum: Permanent Portfolio Discussion
Topic: EUROPEAN PP family
Replies: 22
Views: 6654

EUROPEAN PP family

Hello,

I would like to know you all that are using or thinking to use a PERMANENT PORTFOLIO living in a EUROPEAN country.

Say "Hi!" here in this topic and share your experience.

Thank you very much for your posts!

Cheers.
by frugal
Sat Nov 17, 2012 4:23 am
Forum: Cash
Topic: Cash in EUROPE
Replies: 14
Views: 7238

Re: Cash in EUROPE

The market certainly feels that German Bunds are safe. German Bund yields are actually lower than US Treasury yields right now. Germany Bund 2 Year Yield -0.03% Germany Bund 5 Year Yield 0.35% Germany Bund 10 Year Yield 1.33% Germany Bund 30 Year Yield 2.25% vs... US Treasury 2 Year Yield 0.24% US ...
by frugal
Fri Nov 16, 2012 5:42 am
Forum: Permanent Portfolio Discussion
Topic: European PP achilles heel?
Replies: 45
Views: 11935

Re: European PP achilles heel?

Anyone of you has the monthly turnover of the European PP over the last decades? I only find yearly charts. You can find them since 1999 on my website: Returns Permanent Portfolio After Inflation Or do you mean before 1999? If yes, that is impossible to calculate as every nation had another currenc...
by frugal
Fri Nov 16, 2012 5:27 am
Forum: Permanent Portfolio Discussion
Topic: Chances of losing (and winning!) are close to zero.
Replies: 365
Views: 48971

Re: Chances of losing (and winning!) are close to zero.

Dear PP users, This is a good discussion but as we can't control inflation, we have to work with what we control. I am still searching strategies, and up to now, I couldn't find a better risk/performance asset alocation. I think I will mix European Permanent Portfolio + US lazy portfolio as variable...
by frugal
Thu Nov 15, 2012 4:13 pm
Forum: Cash
Topic: Cash in EUROPE
Replies: 14
Views: 7238

Re: Cash in EUROPE

Thank you for your reply.

If I have a CD cash deposit in a home country bank, that has more than 25% of my portfolio, do I need to have more CASH in this foreign country (German) ?