Search found 894 matches

by frugal
Wed Dec 06, 2017 3:46 pm
Forum: Variable Portfolio Discussion
Topic: Marc De Messel Portfolio
Replies: 20
Views: 5342

Re: Marc De Messel Portfolio

Marc give away probably more than

20.000 USD = 2 bitcoin

!

normal bikes are better :)
by frugal
Mon Dec 04, 2017 3:27 pm
Forum: Variable Portfolio Discussion
Topic: Marc De Messel Portfolio
Replies: 20
Views: 5342

Re: Marc De Messel Portfolio

Yes sure he will come!

Very nice guy and intelligent he is.

Regards :)
by frugal
Sun Nov 19, 2017 10:34 am
Forum: Permanent Portfolio Discussion
Topic: How to convince someone to use HB-PP
Replies: 19
Views: 5726

Re: How to convince someone to use HB-PP

The most effective strategy, I've found, is to be secretive and mysterious about my investment style and strategy. If the subject comes up, I'll say cryptic things like, "I do things a little differently, let's just say", "I'm unconventional," or, "I don't run with the herd" and leave it at that. I...
by frugal
Sat Nov 18, 2017 12:45 am
Forum: Permanent Portfolio Discussion
Topic: How to convince someone to use HB-PP
Replies: 19
Views: 5726

Re: How to convince someone to use HB-PP

Frugal, sounds like your first battle is to enlighten your friends about passive vs. active investing. That's hard enough to do without adding the complication of the PP. There are lots of resources for this - check the Bogleheads wiki, which may include some in your language, as well as Harry Brow...
by frugal
Tue Nov 14, 2017 3:18 pm
Forum: Permanent Portfolio Discussion
Topic: How to convince someone to use HB-PP
Replies: 19
Views: 5726

Re: How to convince someone to use HB-PP

The PP is a difficult portfolio to hold as it contains three volatile assets. Just look at the angst on this board when bonds or gold are taking a drubbing. Most people hold stocks and shorter duration bonds and only ever worry about the stock market. Even then, they have plenty of company when sto...
by frugal
Tue Nov 14, 2017 3:11 pm
Forum: Permanent Portfolio Discussion
Topic: How to convince someone to use HB-PP
Replies: 19
Views: 5726

Re: How to convince someone to use HB-PP

Now, my advice is to be made to my brothers, not for my neighbors. I think I should spread the word inside the family. Am I right? Never this happened to you? Several years ago I gave copies of "Fail Safe Investing" to both of my brothers and also my brother-in-law. The last time I checked, none of...
by frugal
Mon Nov 13, 2017 11:53 am
Forum: Permanent Portfolio Discussion
Topic: PP Podcasts
Replies: 2
Views: 1489

PP Podcasts

Hi,

I think I will ear again HB mp3's and Craig's podcast.

Last one I heard was from Tyler!

Do you recommend any other ?

New or old audio about PP are welcome :)

Regards.
by frugal
Sat Nov 11, 2017 11:52 am
Forum: Permanent Portfolio Discussion
Topic: EU-PP whilst buying a house.
Replies: 6
Views: 2310

Re: EU-PP whilst buying a house.

Frugal, The decision to buy a house should not be based on your long-term investments. It's a consumer/quality of life decision first and foremost. Then figure out how much you need to save for a the standard 20% down payment, and what your anticipated fixed costs will be - counting everything incl...
by frugal
Sat Nov 11, 2017 2:21 am
Forum: Permanent Portfolio Discussion
Topic: EU-PP whilst buying a house.
Replies: 6
Views: 2310

Re: EU-PP whilst buying a house.

hi

how much you pay of % interest of the loan to the bank?

EUPP interest should be higher.

Are you comfortable with loans?

Can't you buy a less maintenance and cheaper house?

Saludos
by frugal
Tue Nov 07, 2017 3:20 pm
Forum: Permanent Portfolio Discussion
Topic: What to do after a windfall :
Replies: 36
Views: 8773

Re: What to do after a windfall :

dualstow wrote:As of the end of November, I'm

45% stocks
45% cash & bonds
10% gold

This is vp + pp.
I haven't untangled the cash from the bonds yet, as I'd have to go through a lot of stuff like 5-year notes.

Hmm, that's less stock than I thought. 5% less.
hi

only 10% gold?

Why?

Regards
by frugal
Mon Nov 06, 2017 2:45 pm
Forum: Permanent Portfolio Discussion
Topic: What to do after a windfall :
Replies: 36
Views: 8773

Re: What to do after a windfall :

1. I have never met anyone who later regretted paying off their mortgage. Before you do that, though, you should check the implications for future taxes. Also, be prepared for having a change in perspective on all sorts of things once you are finally debt free. 2. I think that buying rental real es...
by frugal
Mon Nov 06, 2017 2:33 pm
Forum: Permanent Portfolio Discussion
Topic: How to convince someone to use HB-PP
Replies: 19
Views: 5726

Re: How to convince someone to use HB-PP

Refer them to Tyler's portfolio charts website and let them check it out for themselves. Then answer questions if they have any. I agree with farjean. A person's retirement savings is about as sacrosanct as it gets and it has to be their decision. I would never try to convince anyone to use the HB-...