Search found 3116 matches

by sophie
Fri Sep 27, 2019 8:13 am
Forum: Stocks
Topic: DIY individual stock fund
Replies: 43
Views: 1265

Re: DIY individual stock fund

Pet Hog, I'm not doing any kind of quantitative analysis because I don't think that would improve results over random picks. Broadly, I'm going for what I think are solid "value" stocks that have a record of increasing dividend payouts, have a relatively low P/E (or at least not too high), and are i...
by sophie
Wed Sep 25, 2019 11:02 am
Forum: Other Discussions
Topic: What if the unicorns die off?
Replies: 13
Views: 547

Re: What if the unicorns die off?

If Uber and Lyft go out of business, what happens to my cheap, convenient rides? What happens to the drivers? Do they get de-platformed? In Manhattan at least, it would be a major transportation crisis. Potentially also in LA and many other cities. Ironically, NYC's government doesn't seem to reali...
by sophie
Wed Sep 25, 2019 9:22 am
Forum: Stocks
Topic: DIY individual stock fund
Replies: 43
Views: 1265

Re: DIY individual stock fund

Pet Hog, how come you want to do this in the first place? As in what's your goal? Emulating an index fund is going to be difficult, costly because of trading fees, and frankly a royal PITA that will eventually get old. I'm happy to "hire" someone else to do that job, via an index fund. However, I'm ...
by sophie
Wed Sep 25, 2019 9:13 am
Forum: Other Discussions
Topic: Omar accused of treasonous plot with Qatar
Replies: 31
Views: 1244

Re: Omar accused of treasonous plot with Qatar

I just think the idea that American Jews are loyal to Israel first and America second, especially those in office, sounds like...well you know what it sounds like. You're right and you deserve a little more explanation... In my mind I draw a distinction between Orthodox and non-orthodox. Anytime yo...
by sophie
Tue Sep 24, 2019 12:13 pm
Forum: Permanent Portfolio Discussion
Topic: The Lively HSA
Replies: 85
Views: 26923

Re: The Lively HSA

I can only hope it goes more smoothly for you than it did for me. Be warned that Lively will block the transfer multiple times asking via Fidelity for a phone call from you to "confirm", because apparently they don't think the printed, signed form is sufficient. I think I went for about 3 rounds of ...
by sophie
Sun Sep 22, 2019 10:30 am
Forum: Cash
Topic: Cracks emerging in money markets?
Replies: 47
Views: 1798

Re: Cracks emerging in money markets?

77% repos? That's gone up since I last checked (was about 60%). Crazy. I only wish FDLXX could be used as a sweep account. It's not that hard to keep shifting cash into it though. With the smartphone app I can do it while walking to work, or while stuck in boring meetings. I also have 3 sets of T b...
by sophie
Sun Sep 22, 2019 10:23 am
Forum: Permanent Portfolio Discussion
Topic: Finding an Account Manager for PP
Replies: 15
Views: 721

Re: Finding an Account Manager for PP

Snedgar, my niece is a CPA, I will ask her if she is legally allowed to do this type of work. I also want to know if she can do it for me, when I'm elderly she will still be working. We had asked my uncle's accountant what he'd be willing to do, and apparently not much beyond handling tax returns. ...
by sophie
Sun Sep 22, 2019 9:18 am
Forum: Other Discussions
Topic: Omar accused of treasonous plot with Qatar
Replies: 31
Views: 1244

Re: Omar accused of treasonous plot with Qatar

Lieberman was orthodox at the time he was running for office - don't know about now. I looked into it because I thought his positions and views were mostly pretty reasonable. He does or can claim dual citizenship under the Law of Return. However, Orthodox beliefs are very rigid compared to other sec...
by sophie
Sun Sep 22, 2019 8:42 am
Forum: Cash
Topic: Cracks emerging in money markets?
Replies: 47
Views: 1798

Re: Cracks emerging in money markets?

77% repos? That's gone up since I last checked (was about 60%). Crazy. I only wish FDLXX could be used as a sweep account. It's not that hard to keep shifting cash into it though. With the smartphone app I can do it while walking to work, or while stuck in boring meetings. I also have 3 sets of T bi...
by sophie
Sat Sep 21, 2019 8:00 am
Forum: Permanent Portfolio Discussion
Topic: Finding an Account Manager for PP
Replies: 15
Views: 721

Re: Finding an Account Manager for PP

This is a more important question than it seems at first glance! Snedgar, thank you for bringing it up. We're all able to manage our investments just fine now, but what happens when you're getting up into your 80s and start getting cognitively impaired? Finances are the first place where problems st...
by sophie
Sat Sep 21, 2019 7:26 am
Forum: Stocks
Topic: Stock scream room
Replies: 758
Views: 149401

Re: Stock scream room

Yes, HB did indeed caution that the PP is not to be a pool to replenish the VP when your bets go bad. You have a fixed amount of cash to start your VP, and if you lose it, c'est la vie. If your active stock trading is 20% of your assets, then you don't have a PP - you have an actively managed portfo...
by sophie
Sat Sep 21, 2019 7:08 am
Forum: Permanent Portfolio Discussion
Topic: Gold / Stock / Bonds at highs or near highs?
Replies: 65
Views: 2889

Re: Gold / Stock / Bonds at highs or near highs?

At any given time, at least one of the PP assets will be at an "all time high". That's called "getting returns on your investments". It kind of makes me laugh, because the phrase "all time high" suggests an exceptional situation, not something that's expected - it's why you're buying that asset in t...