Search found 187 matches

by modeljc
Fri Mar 15, 2013 12:26 pm
Forum: Stocks
Topic: Tilting
Replies: 33
Views: 7870

Re: Tilting

AgAuMoney, What is your best guess on what the average dividend growth of your stocks if you held them for 10 years.  I know this is only a guess, but you must think you can grow income faster than 10% on average.  Proctor & Gamble appears to have done 11.5% for 19 years.  After losses and mistakes ...
by modeljc
Wed Mar 13, 2013 6:02 pm
Forum: Stocks
Topic: Tilting
Replies: 33
Views: 7870

Re: Tilting

AgAuMoney, Brilliant!! This is the way investing should be.  My son-in-law agrees 100%.  If you can look past the up and big downs, it's the way to go.  No bonds, no cash; just increasing dividends.  Why trust bonds out 30 years for a fixed yield?  I looked at VTI, a 2% yield now.  If you look back ...
by modeljc
Wed Feb 20, 2013 9:14 am
Forum: Bonds
Topic: 40% EDV & 60% TLT Rebalance
Replies: 4
Views: 1805

40% EDV & 60% TLT Rebalance

I think Medium Tex and Pointedstick hold EDV in some percentage to TLT.  My question is how do you rebalance and what is your band?  Do you rebalance each one or do you let the total tell you when to rebalance?  I am thinking of putting EDV in the PP.  Any help would be appreciated.  Anybody do some...
by modeljc
Sun Feb 10, 2013 6:42 pm
Forum: Permanent Portfolio Discussion
Topic: Professor Jemery Siegle says: OWN THE WORLD video
Replies: 11
Views: 2658

Re: Professor Jemery Siegle says: OWN THE WORLD video

Yep. If I wanted total world stock ownership and no hassles I'd use VT. VT only has 13.6% emerging market.  If the growth in 20 or 30 years is outside the developed nations than VT will lag vs the Professor. His allocation is probably +3% to +4% over SPY for 30 or 40 years?? If you are young and ca...
by modeljc
Sun Feb 10, 2013 5:45 pm
Forum: Permanent Portfolio Discussion
Topic: Professor Jemery Siegle says: OWN THE WORLD video
Replies: 11
Views: 2658

Re: Professor Jemery Siegle says: OWN THE WORLD video

Take a look at VT, it takes the guess work out of "own the world" Yep. If I wanted total world stock ownership and no hassles I'd use VT. VT only has 13.6% emerging market.  If the growth in 20 or 30 years is outside the developed nations than VT will lag vs the Professor. His allocation is probabl...
by modeljc
Tue Feb 05, 2013 1:10 pm
Forum: Permanent Portfolio Discussion
Topic: Permanent Portfolio Performance for 2012
Replies: 27
Views: 6705

Re: Permanent Portfolio Performance for 2012

I'm waiting until close of markets Monday to adjust what I posted. There is the readership that wants returns posted early, and my own experience that Morningstar, etc. move the final numbers around as funds report final results for the year. That's why I put this in the early post now: I am hoping...
by modeljc
Mon Feb 04, 2013 3:51 pm
Forum: Permanent Portfolio Discussion
Topic: Cost of Living Data or Inflation Source
Replies: 6
Views: 1394

Re: Cost of Living Data or Inflation Source

The book has different numbers and I would like to know their source.  Table 3.1 on page 17 has very different numbers.  Am I missing something? We were using data from the Ibbotson SBBI Yearbook. All the data was licensed from Morningstar to ensure it was consistent with the benchmarks the industr...
by modeljc
Mon Feb 04, 2013 1:46 pm
Forum: Permanent Portfolio Discussion
Topic: Cost of Living Data or Inflation Source
Replies: 6
Views: 1394

Re: Cost of Living Data or Inflation Source

The annual average BLS numbers seem to match the Federal Reserve Bank of Minneapolis.  Most years are reporting the same % increase.  I am looking at several time periods.  The one of interest to me is 1973-1980 when we had high inflation.  I sorry, but I can't seem to get the numbers in PP book to ...
by modeljc
Tue Jan 29, 2013 3:14 pm
Forum: Permanent Portfolio Discussion
Topic: Cost of Living Data or Inflation Source
Replies: 6
Views: 1394

Cost of Living Data or Inflation Source

The three kids have finished Craig & M.T.'s PP book and we may have one new follower.  In the past I have used the Federal Reserve Bank of Minneapolis as our official site for cost of living in the U.S.  http://www.minneapolisfed.org/community_education/teacher/calc/hist1800.cfm? I have told them th...
by modeljc
Mon Jan 28, 2013 5:19 pm
Forum: Permanent Portfolio Discussion
Topic: How long of an assessment period?
Replies: 16
Views: 3738

Re: How long of an assessment period?

M.T.  Would you define Historical norm for me. 9% or so average annual returns with no large losses along the way. One losing year will happen from time to time, but if I saw back to back losing years with what looked like a third losing year unfolding I would probably reassess the strategy.  It wo...
by modeljc
Mon Jan 28, 2013 3:39 pm
Forum: Permanent Portfolio Discussion
Topic: How long of an assessment period?
Replies: 16
Views: 3738

Re: How long of an assessment period?

M.T.  Would you define Historical norm for me.