Coffee, Can you elaborate on why you wouldn't think of it as a Windows replacement?  I've read the arguments for and against...I'm just wondering what you've thought (beyond the hardware issues.)  I work across platforms and locations, so I've pretty much moved all of my work to the Chrome browser a...

For me, the discovery of the PP made a big difference in this debate.  While having the mortgage paid off would be great, it seems there are some significant considerations for the PP (if one has to choose): 1.  Liquidity is the best security in a crisis.  2.  With the Feds applying financial repres...

PS, Great post.  No doubt, your math adds up for the vast majority.  I wanted to add Bill Bernstein's book to this argument: http://www.amazon.com/The-Ages-Investor-Life-cycle-Investing/dp/1478227133/ref=sr_1_2?ie=UTF8&qid=1373895055&sr=8-2&keywords=william+bernstein I think Bernstein is...

Jake,

Check out Bill Bernstein's analysis:

http://www.efficientfrontier.com/ef/0adhoc/fi.htm

Also,  MG has put up a lot of interesting FI articles, especially regarding low volatility.

One thing to add, in the PP spirit, counter party risk ca be a significant issue with insurance.  I chose to use mass mutuals, since they are investor owned like Vanguard.  For an insurance policy where there is the issue of interpretation, ie. disability, I think this is particularly worth consider...

Against the Gods is amazing.

Also, would add Work Less, Live More by Robert Clyatt.  Sort of a thinking person's version of Your Money or Your Life.

Can one of the better informed here detail the sequence that would lead to considering Vanguard VAs?

Here is my thinking, in terms of maximizing tax avoidance:
Roth 401K
Non-deductible IRA
SEP (if side job, self employed)
....I hadn't thought of a VA. 

"I think a lot of people on this forum share your distaste for carrying debt.  There's an argument to be made for refinancing into a rock-bottom interest rate and then saving with the idea that your investment returns will be at least as good as the mortgage rate.  Then the money is there if yo...

Thanks a lot Dualstow.

I have a Roth 401k with my current job.  I do a bit of consulting work on the side.  If I wanted to invest in a second retirement savings vehicle, I am wondering if there is anything beyond the traditional IRA?  Could I put the money in a SEP for the consult income?  In particular, I am trying to fi...

When I first became aware of the PP, what impressed me the most was HB's rule of investing in career rather than the market.  This resonated very much with my own experience.  In a broader sense, I thought it was helfpul to think about my entire life as an investment.  So, I thought it might be inte...

Thanks for the replies.  To clarify, my grandfather is alive, so it was not an inheritance.  I guess it would just be a gift, since he just transfered the stock to my brokerage account.  I am assuming there is not a gift tax since it is below the IRS minimum (11k or whatever it is now.)  The stocks ...

I'm hoping someone can help with a basic stock question.  My grandfather gifted me a small amount (<10k) of stock for my daughter.  I've never owned stock before outside of mutual funds or ETFs.  I'd like to sell the individual shares to put them in an ETF as part of a PP set up.  He has sent me the...

William Bernstein's new book discusses the problem with alternative asset classes:  as they become better known and more liquid, the returns go down and the correlations go up.  He discusses the PP in this regard as well:

http://www.amazon.com/gp/aw/d/B00AKJ7WZM

"The PP can be expected to underperform during prosperity due to its low stock allocation, and overperform during almost all other times due to its heavy flight-to-safety asset allocation, to borrow a phrase from Sophie that I really like. It's actually quite a pessimistic portfolio. An idea I ...

Pointed stick,

How are doing $10 a month smart phone cell service with a pre-paid SIM?

Thanks.

What is the current price compared to historical values?

Thanks for the clarification

On a previous post, Craig and others warned about one's broker loaning out shares if margin was available on the account...something like that.  Is this possible with ETFs as well?  I have a straight 4 ETF PP with no stocks.  My broker (TD Ameritrade) said it was not possible with ETFs because they ...

Could someone discuss the risks and benefits of considering one's mortgage as part or all of the LTT allocation? 

Benko, thanks for posting.

I seriously considered a First Day for the combination Of quality, philosophy, and sweat equity opportunity. It's worth a look as part of the real life options Out there beyond tiny homes, earth bag/straw bale, etc. Recommend the interview with the architect/creator as well. http://www.firstdaycotta...

Influenza pandemic.  If you want to scare yourself, look into ventilator
resources in such a scenario.  A pandemic of 1918 virulence translates to
50 to 80 million deaths. 

http://en.m.wikipedia.org/wiki/Influenza#section_7

I'd love to hear suggestions on the best ways to secure guns for those with young children in the house.

Small world, Craig- The Get Rich Slowly blogger lives a block over from my house in West Moreland.
Congrats on the book.