So let me get this straight. Pay a college to curry favor for your child and you go to prison. Unless, of course, they put your name on a building, bench, or brick and it's all perfectly normal. Or turn it around and pay the parents of a college athlete who never goes to class, and that's also par f...

That might sound all naive and sappy to some people, and that's okay. But the point is that a "higher stock allocation" isn't really what's going to get me there. There are people with a lot of money that don't have that kind of peace, and people with virtually no money that do. Different people ju...

Yeah, I'm always collecting new data sources and have heard enough weird things about Yahoo data to not trust it. Here's a list of my preferred options, and maybe they'll help you too. https://portfoliocharts.com/portfolio/tools-data/

Cortopassi wrote: ↑

Wed Jan 02, 2019 8:59 am

I agree Warren will be interesting, but I wonder if she shot herself in the foot with the whole Native American thing. You can be sure Trump won't ever let her live that down.

I hear her plan is to win 1/1024 of the vote and declare it proof that she really is the president.

Kevin K. wrote: ↑

Tue Jan 01, 2019 10:22 am

Another possible alternative sophie is the "Sandwich Portfolio" recommended by Bob Clyatt in his pioneering book "Work Less, Live More."

Ooh... Thanks for referencing that! I love that book, but apparently forgot about his portfolio recommendation. Looks like I'll be re-reading it soon.

Then I thought about trying to turn the theoretical into practical, but there seems to be no real option for a "WORLD ex-US Mid Cap Value" ETF/Mutual Fund. That got me thinking, "what exactly would the data set for these returns be?" PortfolioVisualizer doesn't even have a non-US Mid Cap section fo...

Question for Tyler: What's the optimal gold-free portfolio, and how much of an advantage does it give you over the standard 60/40, the three fund portfolio, and a Vanguard target-date retirement fund? Good question, although I'm not sure there's an "optimal" solution suitable for all people. My fir...

Glad you like it, Ochotona. :) For clarification, I think you may have missed the footnote on the World stock allocation. The default assumption is that US-based investors would choose a World Ex-US variant with only non-US investors using a true global fund. Think of it more like "international" wi...

Hi, Folks and Tyler, Am i wrong but it seems the Desert Portfolio has been removed from Portfoliocharts.com. The Desert Portfolio is a lovely portfolio. I may not be looking in the correct place. Wouldn't be the first time. Thanks. Good eye. Yes, I recently removed the Desert Portfolio from Portfol...

At the family Christmas party, the subject of the stock market came up. At one point someone asked me "How come you're so calm about this? We're all stressed out because our retirement accounts are vanishing before our eyes!" Thank you Harry Browne! And Tyler, because I'm working toward Golden Butt...

Wow! Truly impressive.

Personally, I have a separate checking account outside of my brokerage where I manage day-to-day expenses. When I started living solely off my investments, I initially had the same idea where I'd transfer about 3 months worth of expenses from the cash portion of the portfolio to the outside checking...