Search found 1762 matches

by Tyler
Fri Jan 17, 2020 9:38 am
Forum: Other Discussions
Topic: Is the successful salaried retail investor a myth?
Replies: 120
Views: 20511

Re: Is the successful salaried retail investor a myth?

Tyler, I'm curious...didn't you invent your pink/blue checkerboard presentations and launch portfoliocharts.com after this discussion? The charts and info on that are still a priceless resource. Hope you keep it up. From this thread about withdrawal rates to other discussions about how to replicate...
by Tyler
Wed Jan 15, 2020 8:32 pm
Forum: Other Discussions
Topic: Is the successful salaried retail investor a myth?
Replies: 120
Views: 20511

Re: Is the successful salaried retail investor a myth?

Tyler, Has all the above been superseded and updated on your web site? Vinny Yep. That initial research eventually evolved into a tool that can calculate the safe and perpetual withdrawal rates for any portfolio: https://portfoliocharts.com/portfolio/withdrawal-rates/ Here's the page for the Perman...
by Tyler
Tue Jan 14, 2020 5:02 pm
Forum: Permanent Portfolio Discussion
Topic: Larry Swedroe's Comments on the Permanent Portfolio
Replies: 94
Views: 24079

Re: Larry Swedroe's Comments on the Permanent Portfolio

I would highly recommend TIPS as superior to other Fixed Income investments for tax advantaged accounts as they hedge both inflation and deflation, while LT bonds only hedge deflation. And the literature on the subject is all on that side, TIPS should be the preferred choice for tax advantaged acco...
by Tyler
Tue Jan 14, 2020 10:56 am
Forum: Bonds
Topic: TLT - Why Is Income from Govt Obligations so LOW?
Replies: 95
Views: 19340

Re: TLT - Why Is Income from Govt Obligations so LOW?

One thing I've learned is that virtually all index funds today engage in securities lending. It's not just a TLT or BlackRock thing. State Street, Vanguard, Schwab -- they all do it. So if it bothers you, then you should really prioritize holding the assets directly rather than going through a fund.
by Tyler
Sun Jan 12, 2020 5:10 pm
Forum: Variable Portfolio Discussion
Topic: Good summary of 18 portfolios
Replies: 5
Views: 292

Re: Good summary of 18 portfolios

I can work with that. 8)
by Tyler
Sun Jan 12, 2020 12:03 pm
Forum: Variable Portfolio Discussion
Topic: Good summary of 18 portfolios
Replies: 5
Views: 292

Re: Good summary of 18 portfolios

Thanks for the link! I enjoyed the analysis, and it left me wanting more discussion beyond the average return and standard deviation. So it inspired me to make the Risk & Return calculator. (Here's a detailed explanation ). It will help you quickly generate similar charts for lots of different metri...
by Tyler
Sat Jan 11, 2020 5:03 pm
Forum: Gold
Topic: IAU Taxes w/Fidelity and TurboTax
Replies: 40
Views: 2096

Re: IAU Taxes w/Fidelity and TurboTax

Tyler - does what they discussed in this thread match your experience? Specifically, form 8949: https://ttlc.intuit.com/community/investments-and-rental-properties/discussion/i-have-shares-in-a-silver-etf-and-a-gold-etf-my-1099b-is-showing-monthly-proceeds-but-i-didn-t-sell/00/276121 Yes. Turbotax ...
by Tyler
Thu Jan 09, 2020 10:49 pm
Forum: Gold
Topic: IAU Taxes w/Fidelity and TurboTax
Replies: 40
Views: 2096

Re: IAU Taxes w/Fidelity and TurboTax

Tyler - For fidelity, do they assume "proper treatment" is capital gains taxed at the commodities rate? (Asking since it appears your account does the most things "automatically", probably because iShares and Fidelity have an arrangement together I believe.) I haven't personally had a net taxable c...
by Tyler
Thu Jan 09, 2020 4:25 pm
Forum: Gold
Topic: IAU Taxes w/Fidelity and TurboTax
Replies: 40
Views: 2096

Re: IAU Taxes w/Fidelity and TurboTax

Are the individual sales tracked throughout the year somewhere on your Fidelity account? In other words, for example in my Vanguard account, I can go to the tax center any time through the year and look at my "realized capital gains" for the given year. Or do they just come out at the end of the ye...
by Tyler
Wed Jan 08, 2020 10:36 am
Forum: Permanent Portfolio Discussion
Topic: My Latest Research on the PP's Big Fat Flaw aka Achilles' Heel
Replies: 47
Views: 10645

Re: My Latest Research on the PP's Big Fat Flaw aka Achilles' Heel

I take some issue with the title, equating sub-optimal weighting based on historical risk contribution to an Achilles heel.  Even if the PP could theoretically be improved, that doesn't mean the traditional version is dangerously flawed or cause for concern. That said, I admire the research, MG.  V...
by Tyler
Tue Jan 07, 2020 10:06 pm
Forum: Gold
Topic: IAU Taxes w/Fidelity and TurboTax
Replies: 40
Views: 2096

Re: IAU Taxes w/Fidelity and TurboTax

I had a quick follow up question regarding this - how are the small transactions reported? Are they little capital gains (i.e. on the 1099)? If so, if the price of gold goes up and down throughout the year, do some of the gains/losses cancel each other out? Yes, that's exactly how it works. Basical...
by Tyler
Tue Jan 07, 2020 2:09 pm
Forum: Stocks
Topic: Small cap value index: S&P 600 vs Russell 2000
Replies: 11
Views: 580

Re: Small cap value index: S&P 600 vs Russell 2000

I love your community contributions, Tyler! You've always got this great balance between being authoritative but also understanding that different people have different views. Pretty rare these days -- especially on the Internet. Forgive me if you've said this before, but what is your current portf...