Search found 53 matches

by MarySB
Tue Feb 03, 2015 10:17 pm
Forum: Variable Portfolio Discussion
Topic: 3D Systems, Maker of 3D Printers
Replies: 26
Views: 11183

Re: 3D Systems, Maker of 3D Printers

My very techie son just got a 3D printer. It is hand made. I watched him use it. Awesome!
by MarySB
Thu Aug 28, 2014 6:25 pm
Forum: Other Discussions
Topic: Getting Away from it All
Replies: 19
Views: 9135

Re: Getting Away from it All

My husband and I visited the Czech Republic, last year, while on a Danube cruise. It is a beautiful area. We had no trouble navigating around on our own, knowing only English. The Old World charm rivals Western Europe, IMHO. And, the cost of living is much lower than the US and W. Europe. I'd love t...
by MarySB
Fri Jan 10, 2014 10:56 pm
Forum: Other Discussions
Topic: Abortion and 19th Century Science
Replies: 179
Views: 54937

Re: Abortion and 19th Century Science

Mountaineer, I agree with you 100%. And, Roe vs. Wade was/is a tragedy.
by MarySB
Fri Jul 05, 2013 3:34 pm
Forum: Permanent Portfolio Discussion
Topic: Reallocation Bands
Replies: 24
Views: 12119

Re: Reallocation Bands

No problem, Rick. I could just have easily been too obtuse :)
by MarySB
Fri Jul 05, 2013 12:11 pm
Forum: Permanent Portfolio Discussion
Topic: Reallocation Bands
Replies: 24
Views: 12119

Re: Reallocation Bands

Thanks to all for your answers to my question. I will look at the link provided. It sounds like it is an interesting discussion.
by MarySB
Fri Jul 05, 2013 11:23 am
Forum: Permanent Portfolio Discussion
Topic: Reallocation Bands
Replies: 24
Views: 12119

Re: Reallocation Bands

I have the same question and, with all due respect to Rick, don't quite understand the answer. Is one to look at the total of each asset or the amount gained or lost in each asset? For example, my gold asset gained to the point that the gains were more than 35% of the portfolio, but the total dollar...
by MarySB
Sun Oct 14, 2012 11:29 pm
Forum: Permanent Portfolio Discussion
Topic: How do you prioritize your investment accounts?
Replies: 20
Views: 8560

Re: How do you prioritize your investment accounts?

Personally, I'd rather save "too much" than not enough. When you are young, it's tempting to be the grasshopper, not the ant, but we all know how that story ended! ;)
by MarySB
Sun Oct 14, 2012 10:05 pm
Forum: Other Discussions
Topic: The Top 27%
Replies: 47
Views: 18237

Re: The Top 27%

@AGM: Yes, you are right re RMDs. I should proofread, better. And, yes, pay tax now to avoid it later or later to avoid it now? Decisions, decisions.  :o I feel sorry for those who don't realize that they are courting disaster if they SPEND all their RMDs every year. Guess we boomers need to store u...
by MarySB
Fri Oct 12, 2012 12:17 am
Forum: Other Discussions
Topic: The Top 27%
Replies: 47
Views: 18237

Re: The Top 27%

Never fear.

Taxes on the RMDs of boomers should start to flood the coffers when they reach 75.5 years old beginning in 2016...

Couple that with a 55% death/estate tax, including tax on the surviving spouse, on estates valued at over one million...

I really wonder what the fuss is all about  ???
by MarySB
Mon May 14, 2012 11:11 am
Forum: Permanent Portfolio Discussion
Topic: 2012 performance
Replies: 257
Views: 74501

Re: 2012 performance

Hmmm...I've just waded through 15 pages of this thread looking for a discussion of 2012 PP performance. After all, that's what the title of this thread suggests. So, if you are not going to discuss 2012 performance, perhaps you should retitle the thread. JMHO.
by MarySB
Thu Dec 29, 2011 9:37 pm
Forum: Variable Portfolio Discussion
Topic: Anyone Buying Platinum?
Replies: 18
Views: 10392

Re: Anyone Buying Platinum?

I just had the shank of an antique platinum, diamond, and sapphire ring replaced. The jeweler considered platinum to be worth more than gold or silver.
by MarySB
Wed Dec 07, 2011 2:19 pm
Forum: Permanent Portfolio Discussion
Topic: Geographic Diversification - Q and A Thread
Replies: 77
Views: 31910

Re: Geographic Diversification - Q and A Thread

Please excuse my ignorance, but I just looked up ZGLD on my app, and there are eight different ZGLD ETFs listed: ZGLDUS.SW ZGLDF.PK ZGLDGB.SW ZGLDHC.SW ZGLDEU.SW ZGLDHG.SW ZGLD.SW ZGLDHE.SW I assume they are gold holdings in various countries (US, France, Great Britain, etc). So, @craiger, which one...
by MarySB
Wed Nov 30, 2011 11:12 pm
Forum: Other Discussions
Topic: How Old Are You And What Is Your Goal Using The PP?
Replies: 82
Views: 38494

Re: How Old Are You And What Is Your Goal Using The PP?

Well, they say it's not polite to ask a lady her age, especially an "old f---" like me! So far, I am the most ancient one of the group. Dare I say it? 65 and still going strong, like the Energizer bunny. I am using the PP to supply the COLA's that my teacher retirement has decided not to f...
by MarySB
Wed Nov 23, 2011 10:41 pm
Forum: Other Discussions
Topic: ...
Replies: 75
Views: 22367

Re: Inheritance Tax

I'm probably showing my ignorance here, but I thought a Trust could be set up to avoid the Estate tax. And, I thought that one could employ a stretch IRA to pass on to the younger generation any IRA funds that are more than one needed.
by MarySB
Wed Nov 23, 2011 8:54 pm
Forum: Other Discussions
Topic: ...
Replies: 75
Views: 22367

Re: Inheritance Tax

I was thinking that RMD's would be taxed once and then taxed again with the Estate Tax. Sorry, I did not mean to switch the issue.
by MarySB
Wed Nov 23, 2011 2:11 pm
Forum: Other Discussions
Topic: ...
Replies: 75
Views: 22367

Re: Inheritance Tax

What people seem to gloss over is that in five years Boomers will start taking mandatory distributions in the form of RMDs. This will be taxed as ordinary income. Maybe I'm not seeing something here?
by MarySB
Fri Nov 18, 2011 8:56 pm
Forum: Other Discussions
Topic: Historial Temple Complexes in Southeast Asia
Replies: 2
Views: 2056

Re: Historial Temple Complexes in Southeast Asia

I am looking forward to a trip to Thailand in February. We'll be seeing Ankor Wat and Ayutthaya as part of our journey. Do you have any recommendations for other places to visit? We always try to get to all of the UNESCO World Heritage sites when we go on our trips. But, some of the best places are ...
by MarySB
Thu Nov 17, 2011 8:04 pm
Forum: Bonds
Topic: Buying / Selling Treasuries at Schwab, Not Exactly Commission Free
Replies: 11
Views: 8223

Re: Buying / Selling Treasuries at Schwab, Not Exactly Commission Free

USAA charged me 1.5% to trade early out of my zero coupon bond. That was in addition to the lower value of the bond. It turned out to be worth it, since I turned around and started my PP allocation. Still, it left a bad taste in my mouth. For the other zero, I waited til it matured, with no charge a...
by MarySB
Wed Nov 16, 2011 6:15 pm
Forum: Permanent Portfolio Discussion
Topic: How long did it take you to adopt the PP after hearing about it?
Replies: 35
Views: 17346

Re: How long did it take you to adopt the PP after hearing about it?

It took me about a year. I was looking for a "safe"'way to reinvest a maturing zero coupon bond I had purchased in early 1990's. I started out by looking at the Bogelheads forum and stumbled upon the PP. Intrigued, I read the entire PP thread and then, everything I could get my hands on th...
by MarySB
Mon Oct 31, 2011 8:47 pm
Forum: Cash
Topic: Cash and Home Mortgage...
Replies: 9
Views: 5324

Re: Cash and Home Mortgage...

It seems to me there are pros and cons to each. We were advised to pay off our house several years ago. My husband did not want to tie up so much cash in one investment. It turns out that the same advisor has changed her opinion. Personally, I think my husband called it right. We put still have 1/3 ...
by MarySB
Fri Oct 28, 2011 12:41 pm
Forum: Permanent Portfolio Discussion
Topic: Broker Strategies
Replies: 4
Views: 2947

Re: Broker Strategies

Seriously? Are they anywhere close to the same thing, or is that why you think they said the minimum purchase price was $30000?
by MarySB
Thu Oct 27, 2011 6:10 pm
Forum: Permanent Portfolio Discussion
Topic: Broker Strategies
Replies: 4
Views: 2947

Re: Broker Strategies

I think most of us would agree that Fidelity and Vanguard are great places to park your portfolio. Some would advise USAA, as well. Recently, they lowered their rates to be more in line with Fidelity and Vanguard. It probably goes without saying that one should not listen to their "advisors&quo...
by MarySB
Thu Oct 20, 2011 10:32 pm
Forum: Other Discussions
Topic: Home Ownership: Really Worth It?
Replies: 16
Views: 7184

Re: Home Ownership: Really Worth It?

Hmmmmm...

Reverse mortgage, anyone?
by MarySB
Tue Oct 18, 2011 6:46 pm
Forum: Other Discussions
Topic: Do we really need $1 million or a few millions USD to retire?
Replies: 16
Views: 6097

Re: Do we really need $1 million or a few millions USD to retire?

I wonder that myself, since I am one of the "older"'boomers. I think most people, including me, really don't want to be a burden on our families. And, who's to say that even family members would have our best interests at heart? Throw children from former marriages into the mix and you hav...
by MarySB
Sun Oct 16, 2011 6:28 pm
Forum: Other Discussions
Topic: Do we really need $1 million or a few millions USD to retire?
Replies: 16
Views: 6097

Re: Do we really need $1 million or a few millions USD to retire?

Yes, some deaths are more miserable than others. I hope I die peacefully in my sleep, preferably in my own home. My father had a miserable death at home. But the hospice staff were wonderful and they made him as comfortable as possible. LTC insurance pays only for nursing home and, possibly assisted...