This may not be the best spot for this after what Catacomb posted, but how is everyone tracking their rebalancing bands? Do you all just use a spreadsheet, and manually update the data based on the current day's prices? I've downloaded some of the spreadsheets on the forum previously, but I'm wonder...

With the Fed's announcement, and VTI/Gold suffering a little, TLT is at 52-week highs now. Up 2.86% right now.

This is a great example of how one aspect can still return an overall positive result for the portfolio.

To update everyone, I just went all in 2 days ago and now have a portfolio of just TLT, IAU, VTI (which I kept most of and bought a lot more), and SHY (high-yield savings).

Feels better, even though TLT has taken a bit of a tumble past couple days. It's all good.

Thanks!

Right, but daily fluctuations can possibly add to totals prior to selling all positions.

Either way, going back to the original question, what would be acceptable to keep there in the PP approach.

VTI, VXUS, anything else?

Well I'd rather not lose $1000 due to selling, compared to selling, losing the $1000 lets say and getting the tax advantages.

The figures an example obviously, but ya.

I would assume most people are like me, but who knows...

Here's a list of all my holdings. My worry is that if I consolidate to 4 holdings, TLT, VTI, IAU, and SHY I will have to sell quite a lot and take those losses (many of them currently in equities). I was thinking of obviously keeping VTI, and VXUS. Might also keep IWO, but curious what your thoughts...

Thank you for both responses Moda, really appreciated.

So I'll look to put TLT and VTI type funds in the IRA/ROTH IRA, while putting Gold and SHY/cash in brokerage.

That seems simple enough.

Thank you.

I currently have my IRA and Roth IRA with Fidelity, while I have a brokerage account at Vanguard. They all have a variety of ETF's currently ranging from VTI to BND to IWO, IYR and more. My question is 1. If I wanted to implement PP tomorrow, and say go with VTI, SHY, TLT, and some gold ETF, I would...