Search found 76 matches

by tarentola
Thu Sep 05, 2019 3:08 pm
Forum: Permanent Portfolio Discussion
Topic: Portfolio for European investor
Replies: 5
Views: 1639

Re: Portfolio for European investor

Yes, this year gold in Europe (GBS) has gained 19%, while gold in the US (GLD) has gained 15%. So this year at least, gold is doing ok.
by tarentola
Thu Sep 05, 2019 2:56 pm
Forum: Permanent Portfolio Discussion
Topic: EU PP 2016-2019
Replies: 16
Views: 2236

Re: EU PP 2016-2019

For info again: Amundi started a gold ETC last May. Perhaps of interest to European PP investors as Amundi is owned by Crédit Agricole, which is the biggest bank in France and so relatively secure. Backed by physically allocated gold, held by HSBC.
by tarentola
Thu Sep 05, 2019 11:57 am
Forum: Variable Portfolio Discussion
Topic: A bond yield-based asset rotation strategy for the PP
Replies: 0
Views: 111

A bond yield-based asset rotation strategy for the PP

Can anyone help me to understand this article : https://seekingalpha.com/article/4283733-simple-rules-based-asset-rotation-strategy. Without mentioning the Permanent Portfolio, the article describes a timing system to decide which of the three PP components SPY, TLT and GLD to buy. The back-tested r...
by tarentola
Sat Aug 10, 2019 10:36 am
Forum: Permanent Portfolio Discussion
Topic: EU PP 2016-2019
Replies: 16
Views: 2236

Re: EU PP 2016-2019

For info: since 1 January, a vanilla Euro PP of CEU, MTH, GBS and C13, all traded in Paris, is up 12.4%. A vanilla US dollar PP (SPY, TLT, GLD, SHY) is up 10.8%. EUR/USD rate is virtually unchanged since 1 January.
by tarentola
Mon Feb 04, 2019 7:03 am
Forum: Permanent Portfolio Discussion
Topic: 2018 Results Post Here
Replies: 26
Views: 5951

Re: 2018 Results Post Here

FTSE MTS Eurozone Government Bond IG 25Y+ (Mid Price) Index. Sold by Lyxor, traded in Paris. ISIN LU1686832194.

https://www.boursorama.com/bourse/track ... rs/1rTMTH/
by tarentola
Sun Feb 03, 2019 1:29 pm
Forum: Permanent Portfolio Discussion
Topic: 2018 Results Post Here
Replies: 26
Views: 5951

Re: 2018 Results Post Here

My Euro PP: -1.41% A generic Euro PP of four ETFs: CEU -12.14% MSCI Europe Index MTH 5.29% 25+year bonds GBS 3.09% Gold C13 -0.33% 1-3 year bonds Combined -1.02% Interesting that the best performer in Europe was long bonds, which many people (including me) thought should be abandoned because of risi...
by tarentola
Sun Feb 03, 2019 5:35 am
Forum: Cash
Topic: How to withdraw cash in retirement?
Replies: 11
Views: 2708

Re: How to withdraw cash in retirement?

Thanks for the replies. For the first quarter of this year, I estimated the amount I would need for spending in Jan-Mar, and transferred a top-up from the PP to my checking account to complement the pension money I expect to receive in those three months. I will see how it looks on 1 April and adjus...
by tarentola
Mon Dec 24, 2018 1:44 am
Forum: Cash
Topic: How to withdraw cash in retirement?
Replies: 11
Views: 2708

Re: How to withdraw cash in retirement?

That helped reinforce thinking about money once a year and spending the rest of my time enjoying retirement. :) Tyler: thanks, that is a useful idea. Recently I had to spend a lot of time and paperwork organising the payment of state and private pensions, so I would particularly like to stop thinki...
by tarentola
Sun Dec 23, 2018 5:41 am
Forum: Cash
Topic: How to withdraw cash in retirement?
Replies: 11
Views: 2708

How to withdraw cash in retirement?

I have held a Permanent Portfolio for a several years and the time has come for me to draw on it. Up to now, all my cash reserve was in the PP in a short bond ETF and a bank deposit account. I use a current or checking account from the same bank for day-to-day expenses. To draw on the PP, I intend t...
by tarentola
Tue Oct 23, 2018 3:32 am
Forum: Permanent Portfolio Discussion
Topic: Purpose of the PP
Replies: 146
Views: 25322

Re: Purpose of the PP

Primary is Euro PP: 60% of savings
Also dividend growth portfolio: 25%
and Merriman-type multi-asset: 15%

Having several porfolios is just a way of diversifying, as different strategies do better at different times.
by tarentola
Mon Oct 01, 2018 8:13 am
Forum: Permanent Portfolio Discussion
Topic: 2 PP Portfolios, 6 months performance
Replies: 39
Views: 6548

Re: 2 PP Portfolios, 6 months performance

Since 1 Jan: My Euro PP (includes blue chip shares so not completely conventional): -1.23% Conventional Euro PP which I track for comparison (25% each ETFs CEU, MTH, GBS, C13): -1.19% Similar to the US PPs. Gold in Euros is -7% since 1 Jan and the Euro is down relative to the dollar so the Euro pric...
by tarentola
Wed Sep 05, 2018 3:21 am
Forum: Permanent Portfolio Discussion
Topic: European PP
Replies: 11
Views: 3028

Re: European PP

Shaymor I have been running a European PP for a while, also in France. I cannot say the results are good this year. For example, year to date: 1. My PP. This contains individual French blue chips and a DAX ETF: -1.3%. A paper four-ETF PP of CEU, MTH, GBS and C13 (similar to yours) which I follow for...