Search found 386 matches

by D1984
Sun Apr 07, 2019 11:37 pm
Forum: Variable Portfolio Discussion
Topic: Best way to budget for mortgage payment?
Replies: 16
Views: 523

Re: Best way to budget for mortgage payment?

I don't think you should assume that you'll profit from selling your house. Generally, housing prices keep up with inflation but don't do more than that, absent a housing bubble. What most of us do is regard the house as a consumption item. Your home equity figures as part of your net worth, but it...
by D1984
Mon Mar 04, 2019 11:21 pm
Forum: Other Discussions
Topic: Health Care Reform
Replies: 40
Views: 2045

Re: Health Care Reform

The current Medicare-For-All bill reportedly proposes to ban private health insurance, which even the Canadian Supreme Court ruled was a human rights violation. A former aide for Chuck Schumer went on Tucker's show and argued that that was just a starting point, because Americans used to "meet in t...
by D1984
Mon Mar 04, 2019 11:13 pm
Forum: Other Discussions
Topic: Health Care Reform
Replies: 40
Views: 2045

Re: Health Care Reform

This article about a ridiculously expensive ER bill for treating a cat bite came up on the Apple news feed: Total bill: $48,512, with $46,422 of that total for one preventive medication Medical service: Parker's wound was examined, and she received the first in a series of rabies shots, as well as ...
by D1984
Mon Jan 21, 2019 3:39 am
Forum: Permanent Portfolio Funds
Topic: Permanent Portfolio Fund - 2018 Returns.
Replies: 7
Views: 679

Re: Permanent Portfolio Fund - 2018 Returns.

Kbg wrote:
Sun Jan 20, 2019 3:20 pm
I wish starting an etf wasn’t so expensive. I’d love to start a leveraged one. I was listening to a MEB Faber podcast and in his discussion with who ever it was they were talking about etf start up and maintenance costs...not cheap.
A leveraged PP ETF or a 2X or 3X leveraged market timing one?
by D1984
Mon Jan 21, 2019 3:38 am
Forum: Permanent Portfolio Funds
Topic: Permanent Portfolio Fund - 2018 Returns.
Replies: 7
Views: 679

Re: Permanent Portfolio Fund - 2018 Returns.

Awful. One of you please start a real HBPP ETF and charge 10 basis points above the costs of the underlying ETFs. Not a bad idea...although first I would I would like to see what percent of the the underperformance of PRPFX vs the HBPP was due to the mutual fund's allocation vs the "classic" PP (i....
by D1984
Wed Jan 16, 2019 1:52 am
Forum: Variable Portfolio Discussion
Topic: Tactical Asset Allocation + HBPP an intriguing combo
Replies: 347
Views: 47328

Re: Dual Momentum GEM + HBPP a great combo, easy to test

GEM with QQQ/EEM does quite nicely. 1. Backtest is way short - bad 2. Still have the dollar effect 3. Normally when the US market leads it's tech driven, normally when Emerging leads it's commodities driven - good If one was to do this...probably need to study up on how China is handled. Obviously ...
by D1984
Sun Jan 06, 2019 9:51 am
Forum: Permanent Portfolio Discussion
Topic: Desert Portfolio Question
Replies: 28
Views: 4844

Re: Desert Portfolio Question

What was not quite true? If anything pops out of that chart I posted, it's that the relationship between 10 year treasury yields and inflation is not at all straightforward. Your blanket statement that treasuries reliably lag inflation doesn't really capture it. I posted it to explain my main conce...
by D1984
Thu Oct 18, 2018 1:25 am
Forum: Other Discussions
Topic: Universal Basic Income vs Universal Basic Assets
Replies: 50
Views: 4483

Re: Universal Basic Income vs Universal Basic Assets

I think we need to be at the point where robots are doing pretty much everything before we start UBI. Only true if by "UBI" you mean we just take the per capita GDP and divide it equally amongst every citizen; that's so elatively far in the future (and so utopian) I don't think it's even worth cons...
by D1984
Wed Oct 17, 2018 1:08 am
Forum: Other Discussions
Topic: Universal Basic Income vs Universal Basic Assets
Replies: 50
Views: 4483

Re: Universal Basic Income vs Universal Basic Assets

I think we need to be at the point where robots are doing pretty much everything before we start UBI. Only true if by "UBI" you mean we just take the per capita GDP and divide it equally amongst every citizen; that's so elatively far in the future (and so utopian) I don't think it's even worth cons...
by D1984
Mon Oct 08, 2018 8:31 pm
Forum: Other Discussions
Topic: Kavanaugh
Replies: 232
Views: 19283

Re: Kavanaugh

Just FWIW Norway is one of the most equal nations in the world has more state ownership of the means of production/of capital than Venezuela has or had and Norway seems to be doing alright for itself. How absolutely dare you try to make a point that a country with such an unhealthy amount of white ...
by D1984
Mon Oct 08, 2018 4:49 pm
Forum: Other Discussions
Topic: Kavanaugh
Replies: 232
Views: 19283

Re: Kavanaugh

I used the term redneck here as a somewhat snarky placeholder to illustrate the culture war. I should have come up with something similarly snarky for the city-living college grad or just not used those terms at all. I didn't really mean it as a pejorative to owners of towing companies or country f...
by D1984
Wed Sep 12, 2018 10:37 pm
Forum: Other Discussions
Topic: The Health Care Cartels
Replies: 15
Views: 1769

Re: The Health Care Cartels

Actually, I don't like the $50K deductible plan, because the huge expensive structure that drives up the cost of routine office visits, tests, and meds would all remain in place. I would like to see those things removed from the arena of insurance entirely, and made all self-pay. Third party billin...