The SCV underperformance vs. TSM is indeed dramatic and has been for years now. Tyler's comment on his site about the theory behind the GB: "The large/small barbell works well for this but other options are also fine. The permanence of the value premium is also debatable, but it is not central...

Refis are so popular, everyone raised their rates this week. Nobody can beat my current rate, which is decent (sub-4) but nothing amazing. I guess there is too much demand, not enough processing staff. I hope it goes lower over the next months, but if coronavirus has a large impact, the supply side ...

Wasn't paying attention and suddenly my 30-years are sub-1%? Came back to find this discussion

I found it interesting that this was posted last year: https://www.zerohedge.com/news/2017-07-25/if-vix-goes-bananas-what-it-might-look I only understand some of those words. Glad I got cold feet about XIV (I held it briefly but realized I didn't fully understand it), plus KGBs ending of the 3x ETF ...

How bout that xiv? I know you expected it to blow up some time but ouch.

Will rising rates affect the expenses on the 3x funds or your other strategy?

Thanks again kbg! This portfolio has been good to me especially this year, but I have been feeling the same things you have from risk/reward perspective. Beyond risk, just the ulcer factor IMO is high since there is the potential for an urgent rebalance while I’m on vacation or angsting about decay ...

So I'm considering adding some XIV but then I realized I was actually confused and it's the opposite of what I was expecting. My thought was that daily volatility hurts (decays) our 3x ETFs. Therefore we could hedge against decay by going long daily volatility. i.e. VIX But XIV is inverse so... I'm ...

This is worth like fitty bucks $2k!!! now. Nice giveaway, hopefully you're rolling in so much dough you don't need it back!

Don't lose your wallets, people.

That's a great quote. The entire book is worth reading, for anyone interested in science, philosophy or religion. By the way, I'm guessing Pascal wouldn't have been thrilled with the advent of smart phones! I dunno... Looks to me like ol' Blaise is staring into his iPad in the avatar of yours. ;) Y...

Good idea, although that's probably more work than just paper filing to begin with. I assume you are preferring to e-file for speed/convenience? Anyone have a reason NOT to just paper file? I guess you'll delay your refund if that's an issue? I've read it may decrease the risk of audit to paper file...

I've used TaxAct in the past to file this form for GTU/PHYS, around $15. Now they've upped the price and I'm wondering what other options are out there. What does everyone use?

I think worst case I can use the free version TaxAct and then fill out 8621 myself and paper file.

I'd guess it's for people who thing global demand for gold will go up, but don't want additional currency exposure?

So if I've stuck with the PP through it's dog years, I'll probably also stick through a 100% equities portfolio through it's inevitable dog years?

Crap does nobody believe in gyroscopic investing anymore? I know the forum changed hands but now we need to change the domain name?

If you bemoan the poor state of political discourse nowadays but can't resist making bitter, snarky comments about your political opponents and their follies, foibles, and failures, understand that you are part of the problem . Be the change you want to see in the world. Are you talking to me? Beca...

I did rebalance into gold/TLT but so far it's overall negative. Nice to beat the S&P over a 2 month period, but that can happen with almost any holding

I sense that we are about to have a climate change thread. :) Improved air quality and a layer of protection from widespread grid outages are reasons enough to pursue local wind and solar installations. Extra benefit if costs are lower. Uh, air quality and grid outages are just an invention of the ...

Knorr makes a killer boullion.

Who's fighting solar? I'm not a fan of rooftop solar (so ugly) but I'd love for my utility to build plenty of solar and give me a fat discount. If they need funding, they can offer a deal where I pay for the panels and they give me the output.

I think the comment is forgivable if not intended to be be offensive, but the correct response is to apologize not rage quit and imply that the offended party is wrong.

I say this because it didn't initially strike me as offensive either, but dualstow made it extremely clear with his analogy.

Google is missing TLT data in general for the last few days. I like Google's portfolio viewer the best for interface and features, but their historical data is kinda crap. If anyone has another suggestion for a site where I can enter my purchases/sales and it shows me the portfolio over time (not ju...

I mostly use a PP (last year included some 2xPP), but this is IRR of my entire net worth and savings, so it includes some other returns over my entire assets (real estate, cash on hand, etc.). 1 YR - 9.3% 3 YR - 4.8% 5 YR - 5.6% "lifetime" 4.6% (CAGR) - it was up to something like 8% lifet...

Will you make the data available for download? Some of the threads are certainly worth keeping for posterity

It could have been destructive or uneconomical testing, though