Search found 25 matches

by jatwell
Tue Oct 18, 2022 9:15 pm
Forum: Other Discussions
Topic: Best Cash Back Credit Card
Replies: 22
Views: 4030

Re: Best Cash Back Credit Card

If you have 100k in investments you can transfer to Merrill, the 2.625% BodA card is best going for simplicity. Plus you can get a BofA cash rewards card for 3x1.75 = 5.25% back on up to $2500 a quarter ($130/quarter) on a selectable category you can pick/change up to once a month. One category is o...
by jatwell
Wed Oct 20, 2021 9:59 pm
Forum: Gold
Topic: Which Gold ETF Would You Recommend Now?
Replies: 15
Views: 10638

Re: Which Gold ETF Would You Recommend Now?

AAAU was sold to Goldman I think.

When it was no longer backed by the Australian government, I switched to SGOL.
by jatwell
Mon May 31, 2021 8:59 pm
Forum: Variable Portfolio Discussion
Topic: Small Cap Value index funds
Replies: 4
Views: 2022

Re: Small Cap Value index funds

AVUV - 36.82 YTD
by jatwell
Wed Apr 28, 2021 10:07 pm
Forum: Permanent Portfolio Discussion
Topic: Institutional diversification (Fidelity worries)
Replies: 22
Views: 6323

Re: Institutional diversification (Fidelity worries)

I've personally always had the bulk of my money at Fidelity and have had nothing but great experiences with them. To be fair, I've only needed to speak to someone maybe once or twice in the past 10 years. And while I had no wait, perhaps I was lucky or they've changed over time. But I will say that...
by jatwell
Fri Apr 23, 2021 6:14 am
Forum: Permanent Portfolio Discussion
Topic: Golden Butterfly asset location when retired with RMDs
Replies: 43
Views: 14296

Re: Golden Butterfly asset location when retired with RMDs

Of course when we hit 70.5, the tax bills are going to come due. But supposedly all the years of deferral have made it worthwhile. Obviously tax rates can and do change. You probably know this and just forgot when posting, but the new age for RMDs is 72, not 70.5. This changed in either late 2019 o...
by jatwell
Tue Apr 06, 2021 11:11 pm
Forum: Gold
Topic: A Boat I (Gladly) Missed
Replies: 9
Views: 4632

Re: A Boat I (Gladly) Missed

by jatwell
Tue Mar 16, 2021 9:46 pm
Forum: Other Discussions
Topic: CompTIA Security+
Replies: 10
Views: 2402

Re: CompTIA Security+

Check out https://www.udemy.com/

They have full courses geared toward many certifications for ~$10-20 each.

At that price, hard to pass up just as another resource.
by jatwell
Mon Mar 01, 2021 7:17 pm
Forum: Gold
Topic: Best Deal right now on Gold
Replies: 120
Views: 35782

Re: Best Deal right now on Gold

Fair, I think for one is $16 an oz over spot. Might give it a shot.
by jatwell
Wed Feb 24, 2021 6:18 am
Forum: Variable Portfolio Discussion
Topic: I think it’s time to move into crypto
Replies: 160
Views: 75943

Re: I think it’s time to move into crypto

Interesting, noticed this whole doing my taxes this year:

https://www.cointracker.io/blog/irs-cla ... -form-1040
by jatwell
Fri Jan 22, 2021 4:23 am
Forum: Permanent Portfolio Discussion
Topic: Questions concerning implementation of a GB/Weird portfolio
Replies: 9
Views: 4188

Re: Questions concerning implementation of a GB/Weird portfolio

Also remember, you're definitely not holding those LTT for 30 years - is this what you're getting hung up on?

The avg duration in LTT funds have to be maintained, generally it's about 25 years. This means they are constantly selling shorter duration and buying new bonds at prevailing rates.
by jatwell
Wed Jan 20, 2021 7:02 pm
Forum: Other Discussions
Topic: Novice Questions about Email Hosting
Replies: 14
Views: 2221

Re: Novice Questions about Email Hosting

With most of the cpanel-based web hosting services the admin can create and see all accounts for the domain.

If you point your domain to an email only service that manages it, would be totally up to that platform.
by jatwell
Tue Jan 19, 2021 8:41 pm
Forum: Politics
Topic: Your Presidential votes in 2016, 2020
Replies: 3
Views: 1241

Re: Your Presidential votes in 2016, 2020

What about Write-in 2016, Biden 2020
by jatwell
Sat Jan 09, 2021 4:53 pm
Forum: Variable Portfolio Discussion
Topic: When Harry Met Larry 3 Fund Portfolio
Replies: 4
Views: 1971

Re: When Harry Met Larry 3 Fund Portfolio

If you want to see one even crazier in Portfolio Charts (see it's Avg Return) try: 60% SCV, 20% LTT, 20% GLD I couldn't really do 60% SCV or 40% LTT though. The actual allocation I settled on and use is somewhat similar and seems to have similar SWR/PWR to the one mentioned above in the thread. Belo...
by jatwell
Tue Dec 08, 2020 9:19 pm
Forum: Gold
Topic: Best Deal right now on Gold
Replies: 120
Views: 35782

Re: Best Deal right now on Gold

Any concern on shipping via Fedex or UPS?

I believe their T&C's prohibit bullion/precious metals yet a lot of the online retailers seems to use them vs USPS.
by jatwell
Tue Oct 18, 2016 10:47 pm
Forum: Other Discussions
Topic: Speed ovens
Replies: 19
Views: 6502

Re: Speed ovens

http://www.brevilleusa.com/the-smart-oven-r.html We have an electric range, but barely use it now with one of these. It seems to be more accurate with temperature, has convection and uses less energy since it's more compact. Only time we use the larger oven is something like a large turkey. This eve...
by jatwell
Wed Jan 07, 2015 9:51 pm
Forum: Other Discussions
Topic: Frankenmosquitos
Replies: 3
Views: 2388

Re: Frankenmosquitos

This was from 2012, did it happen?  Fallout?
by jatwell
Sun Jul 07, 2013 7:58 pm
Forum: Other Discussions
Topic: Diatomaceous Earth - Natural Insecticide and Dietary Supplement?
Replies: 5
Views: 2942

Diatomaceous Earth - Natural Insecticide and Dietary Supplement?

I don't post a lot, but this is one of my favorite forums out there.  There are always very good conversations here. I came across this product when searching for something non-toxic for my brother who has a flea issue and just had a baby. http://www.earthworkshealth.com/human-use.php http://www.ncb...
by jatwell
Tue Sep 11, 2012 7:04 pm
Forum: Cash
Topic: Setting Up a Bond Ladder
Replies: 3
Views: 4288

Re: Setting Up a Bond Ladder

I was poking around and found Fidelity Auto Roll:  https://www.fidelity.com/fixed-income-bonds/tools/auto-roll-program This would take a bit to setup, but it should work for 1-3 year bills :)  Only works with Primary Auctions, no secondaries. What securities are eligible for the program? Only Treasu...
by jatwell
Sun Jun 17, 2012 5:18 pm
Forum: Permanent Portfolio Discussion
Topic: pls explain HSA as pseudo-Roth IRA tactic for annual investment $s #5001-#8200
Replies: 24
Views: 13040

Re: pls explain HSA as pseudo-Roth IRA tactic for annual investment $s #5001-#8200

Here's a thread with some great info on HSA's.  Tons of info there including HSA account providers and anything else you'd need to know. http://www.fatwallet.com/forums/finance/542257/ 1. I have my son on my healthcare at work and can contribute the max family amount ~$6250 (wife is on her own work ...
by jatwell
Mon Jul 04, 2011 4:34 pm
Forum: Permanent Portfolio Discussion
Topic: Weighting asset allocations in tax-advantaged accounts
Replies: 18
Views: 10863

Weighting asset allocations in tax-advantaged accounts

I came across an article on Fairmark that got me thinking about allocations in Roth and TIRA/401k accounts, but Roth especially. http://www.fairmark.com/rothira/bigroth.htm Amount Equivalent to $100 in a Roth Account Tax Bracket Amount 10% $111.11 15% $117.65 25% $133.33 28% $138.89 33% $149.25 35% ...
by jatwell
Mon Jul 04, 2011 3:29 pm
Forum: Cash
Topic: Hurdle 1 of 3 - Suitability of Bonds in my 401k for Cash position
Replies: 10
Views: 12322

Re: Hurdle 1 of 3 - Suitability of Bonds in my 401k for Cash position

Thanks for the replies. I will follow up with seeing if I could possibly get add'l Spartan funds or a brokerage window in my wife's 401k, I'm not sure how much traction that would get.  It's a pretty large company, so at least to me that would seem like a big deal to get pushed through.  I'd be inte...
by jatwell
Sun Jul 03, 2011 1:41 pm
Forum: Cash
Topic: Hurdle 1 of 3 - Suitability of Bonds in my 401k for Cash position
Replies: 10
Views: 12322

Re: Hurdle 1 of 3 - Suitability of Bonds in my 401k for Cash position

Thanks for the replies so far. Hmm, I thought there were more Spartan Funds, below are all the Stock options.  Together with the 5 Bond options above, that's all the 401k choices other than all the target-date funds.  I'm just using the Spartan Funds right now for 90% stock, 10% bond allocation.  Sp...
by jatwell
Sun Jul 03, 2011 9:54 am
Forum: Cash
Topic: Hurdle 1 of 3 - Suitability of Bonds in my 401k for Cash position
Replies: 10
Views: 12322

Re: Hurdle 1 of 3 - Suitability of Bonds in my 401k for Cash position

Nope, unfortunately the 5 listed above are it.
by jatwell
Sun Jul 03, 2011 1:29 am
Forum: Cash
Topic: Hurdle 1 of 3 - Suitability of Bonds in my 401k for Cash position
Replies: 10
Views: 12322

Hurdle 1 of 3 - Suitability of Bonds in my 401k for Cash position

Let me first say, I think I'm sold on this investing methodology.  Up until recently, I've been a passive indexer.  After a good bit of research, I bought into the idea and plunged in with some PRPFX to get my feet wet. Recently (past couple of weeks), I've been extensively reading these forums in p...