Search found 1375 matches

by Hal
Thu Oct 03, 2024 8:52 pm
Forum: Other Discussions
Topic: YouTube Junkie
Replies: 1276
Views: 750390

Re: YouTube Junkie

An interesting (and unfortunately accurate) talk on Australia. 8)



by Hal
Sun Sep 29, 2024 8:55 am
Forum: Other Discussions
Topic: This is the eighth grade final exam from 1895
Replies: 8
Views: 1997

Re: This is the eighth grade final exam from 1895

For something a bit more modern, here's the exams for the end of Australian High School. How do they compare with the USA/elsewhere equivalents? https://www.vcaa.vic.edu.au/assessment/vce-assessment/past-examinations/Pages/index.aspx ps: Loved this line from University ; 50% is a pass, 51 is a good ...
by Hal
Mon Sep 16, 2024 7:18 pm
Forum: Bonds
Topic: Help Finding Least Bad 401k option
Replies: 6
Views: 2342

Re: Help Finding Least Bad 401k option

The rest of the plans options consist of plenty of good equity index funds, and a few target date funds. What my best options here? Right now I'm debating between the following options. 1. Keep the 50/50 equities/total bond fund portfolio with the non-treasuries since the credit quality is listed a...
by Hal
Thu Sep 05, 2024 4:55 am
Forum: Other Discussions
Topic: YouTube Junkie
Replies: 1276
Views: 750390

Re: YouTube Junkie

Some Harry Browne history....

by Hal
Wed Sep 04, 2024 2:57 am
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 2626
Views: 1626824

Re: Daily "Check In" Thread For Us

joypog wrote: Tue Sep 03, 2024 11:05 pm
So instead I've been dabbling in various hobbies. My current hobby is calligraphy
Meanwhile in Joypogs back yard......
by Hal
Mon Sep 02, 2024 9:09 pm
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 2626
Views: 1626824

Re: Warren Buffett Interview

Another great Buffett interview from back in the day that's on the more difficult side to find now. Thanks Smithy, that was interesting. On the theme of old interviews, here are the typewritten notes from a Ben Graham lecture back in 1963 https://jasonzweig.com/wp-content/uploads/2015/03/BG-speech-...
by Hal
Fri Aug 30, 2024 7:18 am
Forum: Permanent Portfolio Discussion
Topic: Are you always taking a bath on at least one asset?
Replies: 17
Views: 5438

Re: Are you always taking a bath on at least one asset?

<snip> I thoroughly believe that the typical investor, particularly ones of the boglehead variety, drastically underestimates: 1. Their overall risk of ruin 2. Their own risk tolerance when facing massive loses and where the bottom is unknown 3. How much "timing", e.g. the unexpected loss...
by Hal
Thu Aug 29, 2024 1:16 am
Forum: Permanent Portfolio Discussion
Topic: Are you always taking a bath on at least one asset?
Replies: 17
Views: 5438

Re: Are you always taking a bath on at least one asset?

I think both gold and Bitсoin are assets that should be kept in reserve with a wait-and-see policy regarding their deployment. In other words, during a true currency crisis, one should wait until the economic and political situation stabilizes before deploying these hard assets. This is in contrast...
by Hal
Tue Aug 27, 2024 7:38 am
Forum: Permanent Portfolio Discussion
Topic: Are you always taking a bath on at least one asset?
Replies: 17
Views: 5438

Re: Are you always taking a bath on at least one asset?

I guess more generally, how do folks here psychology insulate themselves from the tracking error inherent in these types of portfolios? Interestingly enough, I find it easier with just two items (Gold & VDCO). All the rebalancing between Bonds & Shares is not seen, and my mindset is that Go...
by Hal
Mon Aug 26, 2024 5:03 pm
Forum: Permanent Portfolio Discussion
Topic: New Here - What are folks investing in
Replies: 17
Views: 5326

Re: New Here - What are folks investing in

I'm curious. Are most people here invested in a traditional PP, a GB, or something else entirely? Good Morning Burley, Depends on the funds available where you live, and the tax sheltered retirement account rules. For us in Australia, we just do 25% Gold, 75% Vanguard VDCO. The Early Retirement Ext...
by Hal
Fri Aug 23, 2024 2:02 am
Forum: Other Discussions
Topic: Kat Klub
Replies: 609
Views: 403757

Re: Kat Klub

https://www.politico.eu/article/ukraine-russia-war-cat-army-social-media/ Watch the video or you will be missing out. ;D This is fantastic, Smithers. Thanks! They must be watching old "Outer Limits" episodes over in the Ukraine ;D https://www.youtube.com/watch?v=zhfVgNKjFKE https://www.da...
by Hal
Thu Aug 15, 2024 7:23 am
Forum: Other Discussions
Topic: The Meme Thread
Replies: 303
Views: 291220

Re: The Meme Thread

yankees60 wrote: Wed Aug 14, 2024 9:17 pm This is COMPLETELY frightening!

Don't know where it took place or when.
A hint for you ::)

by Hal
Tue Jul 16, 2024 7:18 pm
Forum: Permanent Portfolio Discussion
Topic: This is the best time in 45 years to invest in the Permanent Portfolio
Replies: 63
Views: 41281

Re: This is the best time in 45 years to invest in the Permanent Portfolio

Somewhat similar alternative? The All-Weather portfolio integrates a fuller spectrum of defences – including assets with a better record against the withering winds of inflation. (Hmm, smooth metaphor mixology – Ed). Not really All-Weather. Ray Dalio now says he doesn't want to hold debt and cash i...
by Hal
Tue Jul 16, 2024 7:36 am
Forum: Permanent Portfolio Discussion
Topic: PP vs 60/40 Shares/Gold
Replies: 8
Views: 7323

Re: PP vs 60/40 Shares/Gold

This video has been blowing my mind today (among other current events). My takeaways: [*] With a 5 year horizon, 20% stocks / 80% gold is safer than 40% stocks / 60% tbills. [*] At a 10 year horizon, 40 % stocks / 60% gold has the same average returns as 50% stocks / 50% tbills, but had much better...
by Hal
Tue Jul 02, 2024 8:21 am
Forum: Variable Portfolio Discussion
Topic: The World’s Safest Portfolio
Replies: 1
Views: 4165

The World’s Safest Portfolio

An article on combining cash with the PP.

https://crusoeeconomics.com/2021/09/17/ ... portfolio/

Might consider it if I make it to 90 years old ::)
by Hal
Sun Jun 23, 2024 3:33 am
Forum: Gold
Topic: Assorted Gold-related News
Replies: 15
Views: 10044

Re: Assorted Gold-related News

Interesting Morningstar/Firstlinks article
https://www.firstlinks.com.au/how-gold- ... -portfolio

In particular, this chart.
by Hal
Wed May 29, 2024 2:09 am
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 2626
Views: 1626824

Re: Daily "Check In" Thread For Us

Been watching this channel. https://www.youtube.com/@lom6170

Found the talk on Iceland particularly interesting.
by Hal
Tue May 21, 2024 1:00 am
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 2626
Views: 1626824

Re: Daily "Check In" Thread For Us

Congratulations on your new laptop Smithy.

Here's a fun program to run on it -> https://transceive.app

Since you studied engineering, you will probably get an exemption on the licensing requirements.
by Hal
Thu Apr 25, 2024 9:57 pm
Forum: Permanent Portfolio Discussion
Topic: I do not undestand the theory behind international PP at all
Replies: 30
Views: 33901

Re: I do not undestand the theory behind international PP at all

Sounds very similar to BelangP's approach, with your cash allocation being 25%.

All the best for your investing success!
Edit: Link for anyone curious => https://palisadesradio.ca/paul-belanger ... ate-hedge/
by Hal
Tue Apr 09, 2024 5:30 am
Forum: Politics
Topic: Taxes
Replies: 28
Views: 14049

Re: Taxes

Reminds me of this talk by Stefan Molyneux....
https://archive.org/details/StefanMolyn ... nslavement
by Hal
Fri Apr 05, 2024 3:07 pm
Forum: Politics
Topic: Occupied Land acknowledgements
Replies: 16
Views: 7920

Re: Occupied Land acknowledgements

I can't believe I was vaguely aware of this song (as in I recognize the tune) yet I've never associated it with Australia or any political themes. "Give it back" is a quite creepy line. And it seems somewhat grotesque to me that such a song is sung by a guy who looks like elderly Reinhard...