Search found 1208 matches

by Hal
Wed Sep 28, 2022 3:00 pm
Forum: Permanent Portfolio Discussion
Topic: Are most people here sticking with Treasuries?
Replies: 211
Views: 13532

Re: Are most people here sticking with Treasuries?

Indeed! Definitely one of my favourite features is this "masking" effect. Really helps with behavioural control on the part of the investor! Also noted VCIP came out in 2019. A 20/80 fund vs VCNS 40/60 https://www.vanguard.ca/en/advisor/products/products-group/etfs/VCIP https://web.archive.org/web/...
by Hal
Mon Sep 26, 2022 2:47 pm
Forum: Permanent Portfolio Discussion
Topic: Are most people here sticking with Treasuries?
Replies: 211
Views: 13532

Re: Are most people here sticking with Treasuries?

amdda01 wrote:
Mon Sep 26, 2022 12:08 pm
Checking in w/ everyone - How are we feeling w/ TLT tanking big time?
Just a side note on Smithy's GoldSmith Portfolio. Because you don't "see" the swings in the individual asset classes, it "feels" more stable. Just a perception issue, but very real for a nervous investor.
by Hal
Mon Sep 26, 2022 8:09 am
Forum: Other Discussions
Topic: $250 investment for a 19 year old?
Replies: 30
Views: 283

Re: $250 investment for a 19 year old?

dualstow wrote:
Mon Sep 26, 2022 7:58 am
Looks like a cool book O0
It is! Also did a talk on the PP a few years back.
https://www.youtube.com/watch?v=fswWHYhQSgE
by Hal
Mon Sep 26, 2022 7:46 am
Forum: Other Discussions
Topic: $250 investment for a 19 year old?
Replies: 30
Views: 283

Re: $250 investment for a 19 year old?

barrett wrote:
Mon Sep 26, 2022 7:20 am
It's always interesting to discuss young people and how to best get them off to a good start in their investing lives. But this thread has surprising legs for an investment of $250!
Well, to add to the discussion, this book for teenage boys/young men was interesting and amusing ::)
by Hal
Sun Sep 25, 2022 10:08 pm
Forum: Other Discussions
Topic: $250 investment for a 19 year old?
Replies: 30
Views: 283

Re: $250 investment for a 19 year old?

Personally I think that money should be used to educate on how to invest.
Say, purchase BelangP's book, and if you can, split it 65/35 on TSM/Gold ETF as a training tool.

https://evidencebasedwealth.com/?page_id=2
https://www.youtube.com/user/belangp/videos
by Hal
Fri Sep 23, 2022 9:28 am
Forum: Permanent Portfolio Discussion
Topic: PP YTD performance - was it the worst ever?
Replies: 101
Views: 2818

Re: PP YTD performance - was it the worst ever?

FWIW.
Performance of Aussie GoldSmith PP: 25% Gold 75% VDCO for past 2 years
by Hal
Wed Sep 21, 2022 5:18 pm
Forum: Permanent Portfolio Discussion
Topic: PP YTD performance - was it the worst ever?
Replies: 101
Views: 2818

Re: PP YTD performance - was it the worst ever?

Given that that’s portfolio charts, I’d imagine it’s from the early 1970s to present. Touche! Couldn't fit title in with original screenshot :D Also from Portfolio Charts... Can you please explain how the Portfolio Charts heat map works? If I got to 2013 and go to the 9 year column, it says 4%. But...
by Hal
Wed Sep 21, 2022 3:08 pm
Forum: Permanent Portfolio Discussion
Topic: PP YTD performance - was it the worst ever?
Replies: 101
Views: 2818

Re: PP YTD performance - was it the worst ever?

Given that that’s portfolio charts, I’d imagine it’s from the early 1970s to present. Touche! Couldn't fit title in with original screenshot :D Also from Portfolio Charts... Can you please explain how the Portfolio Charts heat map works? If I got to 2013 and go to the 9 year column, it says 4%. But...
by Hal
Wed Sep 21, 2022 3:03 pm
Forum: Permanent Portfolio Discussion
Topic: PP YTD performance - was it the worst ever?
Replies: 101
Views: 2818

Re: PP YTD performance - was it the worst ever?

Patience, patience, my friend. There's no telling where the economy is heading in the next few months. We will only know the winners and losers in the future. I, personally, would not be comfortable being 100% invested in any one asset class at this point in time. The fed is going to (I think) righ...
by Hal
Wed Sep 21, 2022 1:05 pm
Forum: Permanent Portfolio Discussion
Topic: PP YTD performance - was it the worst ever?
Replies: 101
Views: 2818

Re: PP YTD performance - was it the worst ever?

Smith1776 wrote:
Wed Sep 21, 2022 11:48 am
Given that that’s portfolio charts, I’d imagine it’s from the early 1970s to present.
Touche! Couldn't fit title in with original screenshot :D

Also from Portfolio Charts...
by Hal
Wed Sep 21, 2022 3:19 am
Forum: Permanent Portfolio Discussion
Topic: PP YTD performance - was it the worst ever?
Replies: 101
Views: 2818

Re: PP YTD performance - was it the worst ever?

jason wrote:
Tue Sep 20, 2022 7:10 pm
My temperament is patient, but I am extremely risk averse. And that's why I chose the PP. But I was really hoping to be closer to 9% than 4.5% for my CAGR.
The picture says it all....
by Hal
Mon Sep 19, 2022 7:07 pm
Forum: Other Discussions
Topic: Scarce and high priced energy in Europe
Replies: 87
Views: 2207

Re: Scarce and high priced energy in Europe

Maddy wrote:
Mon Sep 19, 2022 6:10 pm
Little did I know that the EPA has declared wood burning to be "carbon neutral." So there.

https://mishtalk.com/economics/explorin ... on-neutral
Reminds me of the old "Industrial Egg" diagram ::)
by Hal
Thu Sep 15, 2022 5:00 pm
Forum: Gold
Topic: Gold will rise when Fed stops raising interest rates?
Replies: 49
Views: 1385

Re: Gold will rise when Fed stops raising interest rates?

I can sympathize with a 50/50 stock and cash portfolio as a chicken little investor. I have contemplated that exact holding in the past. I did give up on long term treasuries when I realized yields we're not worth the risk. Maybe someday they will look worth it again. I also hate gold but history i...
by Hal
Wed Sep 14, 2022 4:28 pm
Forum: Gold
Topic: Gold will rise when Fed stops raising interest rates?
Replies: 49
Views: 1385

Re: Gold will rise when Fed stops raising interest rates?

Hi Mathjak,

A Gold/Share portfolio hasn't been too shabby when measured with the Safe WR either. Using BelangP's 35% Gold/65% shares we get...
by Hal
Sat Sep 10, 2022 6:48 am
Forum: Permanent Portfolio Discussion
Topic: Remember this website
Replies: 1
Views: 275

Remember this website

Still like to have a read of this site occasionally. Especially the concise "Bond Duration as leverage" article.

https://web.archive.org/web/20160319123 ... icles.html
by Hal
Mon Sep 05, 2022 4:28 am
Forum: Other Discussions
Topic: Coronavirus General Discussion
Replies: 5555
Views: 764719

Re: Coronavirus General Discussion

by Hal
Sat Sep 03, 2022 1:51 am
Forum: Permanent Portfolio Discussion
Topic: Interesting site on the PP/Risk Parity
Replies: 3
Views: 344

Re: Interesting site on the PP/Risk Parity

Thanks Tom,

Tried playing with a min variance portfolio using the Efficient Frontier on Portfolio Visualizer. Could you or any forum members explain the "Chart from origin" option? Where is the origin supposed to be?
by Hal
Thu Jul 21, 2022 4:44 am
Forum: Politics
Topic: On Civility
Replies: 57
Views: 2415

Re: On Civility

Kbg wrote:
Wed Jul 20, 2022 9:55 pm
Love Mom
:D :D
by Hal
Tue Jul 19, 2022 6:28 am
Forum: Permanent Portfolio Discussion
Topic: Absolutely brutal - 5/5
Replies: 294
Views: 20208

Re: Absolutely brutal - 5/5

To keep Smithy happy ;D

This is how the Aussie GoldSmith portfolio is going
by Hal
Tue Jul 19, 2022 12:48 am
Forum: Other Discussions
Topic: Coronavirus General Discussion
Replies: 5555
Views: 764719

Re: Coronavirus General Discussion

While on the topic of Corona Virus...

https://caldronpool.com/victoria-police ... e-arrests/
by Hal
Tue Jul 12, 2022 2:21 pm
Forum: Other Discussions
Topic: Critique Financial Planner's Plan
Replies: 54
Views: 1889

Re: Critique Financial Planner's Plan

What really gets me is this idea of using a line of credit to finance the down payment for the new property and then mortgaging the rest of the balance. Has anyone on the forum done such a thing? A "what if" scenario... If you cannot service the loan for some reason, what happens? In Australia you ...
by Hal
Sat Jul 09, 2022 9:30 pm
Forum: Permanent Portfolio Discussion
Topic: Absolutely brutal - 5/5
Replies: 294
Views: 20208

Re: Absolutely brutal - 5/5

Interesting chart
by Hal
Thu Jul 07, 2022 9:26 pm
Forum: Other Discussions
Topic: Car Advice Needed!
Replies: 10
Views: 485

Re: Car Advice Needed!

Do you have access to anyone with a scan tool to read the error codes? USA version of https://www.racv.com.au/on-the-road/roadside-assistance.html Once you get the code, you can make an informed decision. btw: find this channel quite interesting https://www.youtube.com/channel/UCEKt2bUDBoRUw3wpPpDOUaA