Search found 1395 matches

by Hal
Thu Apr 17, 2025 3:41 pm
Forum: Permanent Portfolio Discussion
Topic: Should I complement my European Permanent Portfolio with a US or Global version?
Replies: 2
Views: 291

Re: Should I complement my European Permanent Portfolio with a US or Global version?

Option 2: Permanent Portfolio Global ✅ Maximum diversification (geographic + currency) ✅ Broader exposure beyond US/Europe ⚠️ Hard to find global long-term bond ETFs that fit the classic PP idea ⚠️ Higher complexity and potentially more costly to rebalance Easy to do if you wish. Get a LifeStrategy...
by Hal
Sat Apr 12, 2025 7:49 am
Forum: Permanent Portfolio Discussion
Topic: 3 Risks Of The Permanent Portfolio
Replies: 6
Views: 1737

Re: 3 Risks Of The Permanent Portfolio

While I cannot comment on the US PP performance, I am "very" pleased how the PP has done in Australia. If I just had the Vanguard conservative etf (VDCO) and not 25% Gold....well the chart says it all. Perhaps some other forum members from various countries could post their results? Nothin...
by Hal
Tue Apr 08, 2025 9:37 pm
Forum: Politics
Topic: Trump is the kind of person who would sign an EO to...
Replies: 5
Views: 888

Re: Trump is the kind of person who would sign an EO to...

Well if nothing else, I am thankful Trump has inspired me to read Bastiat. ;D <snip> There is no country in the world where the law is kept more within its proper domain: the protection of every person's liberty and property. As a consequence of this, there appears to be no country in the world wher...
by Hal
Sun Mar 23, 2025 5:55 am
Forum: Other Discussions
Topic: Rebalancing
Replies: 12
Views: 5727

Rebalancing

Well, here's an interesting thread over on BogleHeads regarding rebalancing. Mathjack will be happy as Kitces gets a mention. This is the link that referenced his paper => https://cpb-us-w2.wpmucdn.com/sites.udel.edu/dist/a/855/files/2020/08/Rebalancing-Strategies.pdf and the BH link https://www.bog...
by Hal
Tue Mar 18, 2025 6:00 am
Forum: Gold
Topic: The GOLD scream room
Replies: 3921
Views: 2342963

Re: The GOLD scream room

FWIW...

Found this link to many gold/silver charts => https://www.monetary-metals.com/data-science-charts/
Does anyone actually successfully use any of these?
by Hal
Tue Mar 11, 2025 7:17 pm
Forum: Variable Portfolio Discussion
Topic: ex-US stocks rising
Replies: 34
Views: 12181

Re: ex-US stocks rising

I'm in the US, and I don't invest internationally because foreign investors are treated differently. However, if I lived in a country w/ a smaller stock market, I would probably invest internationally. For any Non-US folk, this site may be useful... https://passiveinvestingaustralia.com/personalisi...
by Hal
Sat Feb 01, 2025 7:25 pm
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 2872
Views: 1889374

Re: Daily "Check In" Thread For Us

Smith1776 wrote: Sat Feb 01, 2025 6:06 pm How is it February already?? The year just started. Fack.
How is it February 2025 already?? The year Decade just started. Fack

Fixed it for you ;D
by Hal
Wed Jan 29, 2025 4:23 am
Forum: Other Discussions
Topic: Good summary of Passive Investing
Replies: 2
Views: 1304

Re: Good summary of Passive Investing

Thanks PointedStick,

I suspect your post has made many non residents much happier about their US domiciled PP !
by Hal
Mon Jan 27, 2025 8:38 pm
Forum: Other Discussions
Topic: Good summary of Passive Investing
Replies: 2
Views: 1304

Good summary of Passive Investing

Enjoy! https://passiveinvestingaustralia.com PS: Non US citizens setting up a US based PP..... <snip> Unfortunately, the US has draconian estate tax (death tax) laws for non-Americans. For countries without a tax-treaty agreement, the threshold is $60,000. Above the limit of your country, the US wil...
by Hal
Thu Jan 16, 2025 7:01 pm
Forum: Other Discussions
Topic: The Meme Thread
Replies: 345
Views: 353242

Re: The Meme Thread

Following BelangP over on Reddit ::)
by Hal
Sat Jan 11, 2025 1:43 am
Forum: Other Discussions
Topic: Goldsmith Portfolio - Fund Framework Paper
Replies: 0
Views: 1858

Goldsmith Portfolio - Fund Framework Paper

Happened to find the Framework Paper for the Australian version of the Goldsmith Portfolio. Enjoy! https://web.archive.org/web/20200313064950/https://static.vgcontent.info/crp/intl/auw/docs/literature/research/constructing-australian-diversified-funds-whitepaper.pdf For the new readers who haven't h...
by Hal
Sat Jan 11, 2025 1:34 am
Forum: Other Discussions
Topic: Figuring Out Religion
Replies: 4056
Views: 1625533

Oops- wrong topic!

!
by Hal
Wed Jan 01, 2025 2:01 pm
Forum: Permanent Portfolio Discussion
Topic: 4x25 HBPP 2024 performance
Replies: 5
Views: 3648

Re: 4x25 HBPP 2024 performance

Happy New Year everyone!
Here are the Aussie results.
by Hal
Fri Dec 20, 2024 1:46 pm
Forum: Politics
Topic: The Freeman
Replies: 3
Views: 1886

Re: The Freeman

They have archives of the magazine on the Mises website.

https://mises.org/freeman/freeman-1999
by Hal
Sun Dec 01, 2024 1:27 am
Forum: Other Discussions
Topic: For the Tech Types: Dec 1st centennial transmission
Replies: 0
Views: 2824

For the Tech Types: Dec 1st centennial transmission

For the Historical Tech Types amongst the Forum Members! https://www.youtube.com/watch?v=VwINhKcSF5o SAQ TO AIR ON DEC 1ST 2024. CELEBRATING “100 YEARS OF COMMUNICATION” On December 1st, 1924, the VLF transmitter, with call sign “SAQ” at Grimeton Radio Station, was put into commercial operation, wit...
by Hal
Fri Nov 29, 2024 3:43 am
Forum: Bonds
Topic: "U.S. Treasuries not the safe bet they once were"
Replies: 77
Views: 48586

Re: "U.S. Treasuries not the safe bet they once were"

Does anyone have any sage words of advice - are things going to get better for LTT? Keep DCA'ing and hang in there? Retool my PP? What? Well, HB said in his radio show that one asset class will always be performing poorly. But... it doesn't make it any easier to tolerate. A family member in our sel...
by Hal
Mon Nov 04, 2024 5:27 am
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 2872
Views: 1889374

Re: Daily "Check In" Thread For Us

Smith1776 wrote: Sun Nov 03, 2024 9:18 pm I just did a CompTIA exam and passed... barely. ;D

My score was 682 and the minimum passing score was 675 hehe. O0
Congratulations!
Remember the old joke..
50% is a pass
51% is a good pass
52% is a wasted effort
by Hal
Sat Oct 26, 2024 5:29 pm
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 2872
Views: 1889374

Re: Daily "Check In" Thread For Us

Smith1776 wrote: Sat Oct 26, 2024 4:57 pm I hope you guys are having a wonderful weekend!
Hi Smithy,
Just walked up to the top of this peak yesterday. Great view!
http://thenomadicexplorers.com/content/ ... nt-william

Been up to anything interesting?
by Hal
Thu Oct 17, 2024 11:56 pm
Forum: Gold
Topic: The GOLD scream room
Replies: 3921
Views: 2342963

Re: The GOLD scream room

2019 was the year of liftoff in AUD. What about your currency?
by Hal
Thu Oct 03, 2024 8:52 pm
Forum: Other Discussions
Topic: YouTube Junkie
Replies: 1327
Views: 843856

Re: YouTube Junkie

An interesting (and unfortunately accurate) talk on Australia. 8)



by Hal
Sun Sep 29, 2024 8:55 am
Forum: Other Discussions
Topic: This is the eighth grade final exam from 1895
Replies: 8
Views: 4902

Re: This is the eighth grade final exam from 1895

For something a bit more modern, here's the exams for the end of Australian High School. How do they compare with the USA/elsewhere equivalents? https://www.vcaa.vic.edu.au/assessment/vce-assessment/past-examinations/Pages/index.aspx ps: Loved this line from University ; 50% is a pass, 51 is a good ...
by Hal
Mon Sep 16, 2024 7:18 pm
Forum: Bonds
Topic: Help Finding Least Bad 401k option
Replies: 6
Views: 8611

Re: Help Finding Least Bad 401k option

The rest of the plans options consist of plenty of good equity index funds, and a few target date funds. What my best options here? Right now I'm debating between the following options. 1. Keep the 50/50 equities/total bond fund portfolio with the non-treasuries since the credit quality is listed a...
by Hal
Thu Sep 05, 2024 4:55 am
Forum: Other Discussions
Topic: YouTube Junkie
Replies: 1327
Views: 843856

Re: YouTube Junkie

Some Harry Browne history....