<snip> I thoroughly believe that the typical investor, particularly ones of the boglehead variety, drastically underestimates: 1. Their overall risk of ruin 2. Their own risk tolerance when facing massive loses and where the bottom is unknown 3. How much "timing", e.g. the unexpected loss...

I think both gold and Bitсoin are assets that should be kept in reserve with a wait-and-see policy regarding their deployment. In other words, during a true currency crisis, one should wait until the economic and political situation stabilizes before deploying these hard assets. This is in contrast...

I guess more generally, how do folks here psychology insulate themselves from the tracking error inherent in these types of portfolios? Interestingly enough, I find it easier with just two items (Gold & VDCO). All the rebalancing between Bonds & Shares is not seen, and my mindset is that Go...

I'm curious. Are most people here invested in a traditional PP, a GB, or something else entirely? Good Morning Burley, Depends on the funds available where you live, and the tax sheltered retirement account rules. For us in Australia, we just do 25% Gold, 75% Vanguard VDCO. The Early Retirement Ext...

https://www.politico.eu/article/ukraine-russia-war-cat-army-social-media/ Watch the video or you will be missing out. ;D This is fantastic, Smithers. Thanks! They must be watching old "Outer Limits" episodes over in the Ukraine ;D https://www.youtube.com/watch?v=zhfVgNKjFKE https://www.da...

yankees60 wrote: ↑Wed Aug 14, 2024 9:17 pm This is COMPLETELY frightening!

Don't know where it took place or when.

A hint for you

Somewhat similar alternative? The All-Weather portfolio integrates a fuller spectrum of defences – including assets with a better record against the withering winds of inflation. (Hmm, smooth metaphor mixology – Ed). Not really All-Weather. Ray Dalio now says he doesn't want to hold debt and cash i...

This video has been blowing my mind today (among other current events). My takeaways: [*] With a 5 year horizon, 20% stocks / 80% gold is safer than 40% stocks / 60% tbills. [*] At a 10 year horizon, 40 % stocks / 60% gold has the same average returns as 50% stocks / 50% tbills, but had much better...

An article on combining cash with the PP.

https://crusoeeconomics.com/2021/09/17/ ... portfolio/

Might consider it if I make it to 90 years old

Interesting Morningstar/Firstlinks article
https://www.firstlinks.com.au/how-gold- ... -portfolio

In particular, this chart.

https://www.youtube.com/watch?v=ek75vuGa1l0

No, this is not a joke YouTube clip!

Been watching this channel. https://www.youtube.com/@lom6170

Found the talk on Iceland particularly interesting.

Congratulations on your new laptop Smithy.

Here's a fun program to run on it -> https://transceive.app

Since you studied engineering, you will probably get an exemption on the licensing requirements.

Sounds very similar to BelangP's approach, with your cash allocation being 25%.

All the best for your investing success!
Edit: Link for anyone curious => https://palisadesradio.ca/paul-belanger ... ate-hedge/

Enjoy

https://www.macrobusiness.com.au/2024/0 ... y-podcast/

Reminds me of this talk by Stefan Molyneux....
https://archive.org/details/StefanMolyn ... nslavement

I can't believe I was vaguely aware of this song (as in I recognize the tune) yet I've never associated it with Australia or any political themes. "Give it back" is a quite creepy line. And it seems somewhat grotesque to me that such a song is sung by a guy who looks like elderly Reinhard...

Interesting comparison between asset classes in Australia.
VGS=Vanguard Global Shares
VBND=Vanguard Global Bond Index (Hedged)

I think I should read Mr Grahams book. Based on the passages quoted, a 50% stock, 50% cash and gold portfolio seems perfectly reasonable and also in line with your formula of "1/2 savings, 1/2 investments" (However, unlike you, he seems to place bonds more in the "savings" compo...

OK, so according to Harry Browne, Shares out perform during prosperity. Running the Portfolio Visualiser again with Long Term Bonds, it can be seen that the Total Share Market far outperformed the LT Bonds. So for the the USA forum members (or anyone else who wants to comment), did the past 15 years...

Mountaineer wrote: ↑Tue Mar 12, 2024 8:15 am
No biggie. It could be worse, or better depending on your perspective. You could be of Scottish descent and not know about haggis.

https://www.youtube.com/watch?v=2pNswjoJsuM

How does it look priced in other currencies inc gold and btc Here's a chart in AUD. With respect to Gold, if you look at the original chart at the top of the thread, it seems as Gold is pretty much a straight line across the bottom compared to the US Total Stock Market. Not sure how to get a chart ...

Good Morning ArthurPooh, Maybe look at the issue from a different perspective. This is how I explained the PP to my late mother. 1. We put your money into 1/2 savings and 1/2 investments. 2. The savings are in 50% Gold, 50% Cash, just in case the AUD loses value 3. The investments are in 50% Shares,...

The attached chart indicates an inflation adjusted return from approx 50K to nearly 350K for US shares in the past 15 years. Could anyone explain to me what caused such a dramatic increase? Has US productivity increased that much?