Search found 1337 matches

by Hal
Sat Feb 10, 2024 1:42 am
Forum: Other Discussions
Topic: Some historical listening
Replies: 4
Views: 565

Re: Some historical listening

Some more historical listening.... http://pricedingold.com/category/audio-podcast/ So using Gold as the reference to the other asset classes Consider 25% Gold as savings (NOT rebalanced), 75% Bonds & Equity (2:1 ratio) where each are again divided 50/50 USA/International. For a 25 year period (Note:...
by Hal
Sun Feb 04, 2024 3:17 pm
Forum: Gold
Topic: Gold Avenue (an overseas storage option in Switzerland)
Replies: 19
Views: 703

Re: Gold Avenue (an overseas storage option in Switzerland)

@Hal - if you recall, were there any interruptions to PM's online services during covid restrictions? I have checked Reddit before posting and the few people who have used it seem to think it's legitimate. They sure do love a photogenic stack. Thank you both for responding. At the moment I'm semi-d...
by Hal
Sat Feb 03, 2024 11:01 pm
Forum: Gold
Topic: Gold Avenue (an overseas storage option in Switzerland)
Replies: 19
Views: 703

Re: Gold Avenue (an overseas storage option in Switzerland)

I like the idea of being able to show up and get your coins. Maybe Texas depository. <snip> And the government lost credibility If ArthurPooh is open to other options, well yes, maybe Texas. Don't know how easy it is to take gold out of the USA though. In my opinion, Singapore is preferable to Aust...
by Hal
Sat Feb 03, 2024 6:02 pm
Forum: Gold
Topic: Gold Avenue (an overseas storage option in Switzerland)
Replies: 19
Views: 703

Re: Gold Avenue (an overseas storage option in Switzerland)

Does anyone here store their gold at Gold Avenue (https://www.goldavenue.com/)? <snip> It seems too good to be true, and yet there are no usual scam indicators. Has anyone dealt with this company? Have I missed something? Add-on question to avoid spamming the forum with repetitive threads (and on t...
by Hal
Wed Jan 24, 2024 6:05 am
Forum: Permanent Portfolio Discussion
Topic: I do not undestand the theory behind international PP at all
Replies: 25
Views: 11112

Re: I do not undestand the theory behind international PP at all

Obviously the smaller the home market, the greater the proportion of US investment: an investor in a country with 1% of world market cap would be ~44% invested in the US. On this basis, US stocks would constitute 1/3 to 1/2 of any non-US resident's portfolio. Thanks Tarentola, will definitely read ...
by Hal
Mon Jan 22, 2024 3:16 pm
Forum: Permanent Portfolio Discussion
Topic: I do not undestand the theory behind international PP at all
Replies: 25
Views: 11112

Re: I do not undestand the theory behind international PP at all

It's also interesting that HB didn't consider cash a true hedge for tight money recession - merely something that won't depreciate as much as the other three assets and will allow rebalancing into them. Then it appears the denomination of cash is not terribly relevant, and in a developed non-US eco...
by Hal
Sun Jan 21, 2024 3:56 am
Forum: Permanent Portfolio Discussion
Topic: I do not undestand the theory behind international PP at all
Replies: 25
Views: 11112

Re: I do not undestand the theory behind international PP at all

ArthurPooh wrote:
Sun Jan 21, 2024 3:21 am
Still safer than any eurozone country.
Just for fun, try substituting European domestic cash in a US permanent portfolio over on Portfolio Charts.

You may also find this interesting: https://www.youtube.com/watch?v=7uFPVjMC-IE

Visitors left today so will have to catch up on reading this thread!
by Hal
Sat Jan 13, 2024 11:31 pm
Forum: Permanent Portfolio Discussion
Topic: I do not undestand the theory behind international PP at all
Replies: 25
Views: 11112

Re: I do not undestand the theory behind international PP at all

However, I still cannot understand why exactly wouldn't a standard US-based PP work for any person anywhere in the world provided they have a convenient way to invest in US securities and the local currency is freely and legally convertible. If the portfolio generates real returns, is it really imp...
by Hal
Sat Jan 13, 2024 5:25 pm
Forum: Permanent Portfolio Discussion
Topic: I do not undestand the theory behind international PP at all
Replies: 25
Views: 11112

Re: I do not undestand the theory behind international PP at all

However, I still cannot understand why exactly wouldn't a standard US-based PP work for any person anywhere in the world provided they have a convenient way to invest in US securities and the local currency is freely and legally convertible. If the portfolio generates real returns, is it really imp...
by Hal
Fri Dec 29, 2023 10:13 pm
Forum: Permanent Portfolio Discussion
Topic: 2023 Returns
Replies: 25
Views: 62438

Re: 2023 Returns

For Australia...
by Hal
Wed Dec 20, 2023 9:57 pm
Forum: Permanent Portfolio Discussion
Topic: Rather PP'esque
Replies: 1
Views: 4356

Rather PP'esque

by Hal
Wed Nov 22, 2023 3:43 am
Forum: Permanent Portfolio Funds
Topic: prpfx
Replies: 3
Views: 7086

Re: prpfx

Permanent Portfolio Parent Rating Below Average Morningstar Manager Research Oct 30, 2023 Permanent Portfolio fails to meet industry-standard stewardship qualities, culminating in a Below Average Parent Pillar rating. https://www.morningstar.com/asset-management-companies/permanent-portfolio-BN00000...
by Hal
Sat Nov 04, 2023 12:17 pm
Forum: Gold
Topic: High cost gold depositories are you giving your gold away
Replies: 13
Views: 10594

Re: High cost gold depositories are you giving your gold away

But how do I send such a package across the USA and insure it for $120,000 at today's gold prices, and who knows how much in years to come? Do UPS / FedEx / DHL have special desks which handle high-value shipments like this? I guess they must. Any first-hand experiences? Cannot comment on safety de...
by Hal
Tue Oct 17, 2023 3:41 pm
Forum: Permanent Portfolio Discussion
Topic: Advice on Spaniard PP implementation
Replies: 1
Views: 2009

Re: Advice on Spaniard PP implementation

Hi Acuteinertia, Just wondering if you have considered doing something like: 25% Physical Gold held offshore eg: https://www.perthmint.com/invest/perth-mint-depository-program/ 75% Lifestrategy Fund eg: https://www.ie.vanguard/products/etf/lifestrategy/9492/lifestrategy-40-equity-ucits-etf-eur-accum...
by Hal
Tue Sep 26, 2023 12:05 am
Forum: Other Discussions
Topic: When the cops are the criminals
Replies: 293
Views: 110657

Re: When the cops are the criminals

Seeing the thread has been resurrected, this incident last year left me speechless. How anyone can be this stupid amazes me :o

https://edition.cnn.com/2022/09/24/us/c ... index.html
by Hal
Mon Sep 25, 2023 3:10 pm
Forum: Gold
Topic: I Thought Gold Would Fare Better in 2022-23
Replies: 63
Views: 83124

Re: I Thought Gold Would Fare Better in 2022-23

dualstow wrote:
Mon Sep 25, 2023 2:37 pm
Smith1776 wrote:
Mon Sep 25, 2023 1:15 pm
I will need to do some modelling work
How did this thread drift into fashion? ???
Easily! 8)
by Hal
Fri Sep 22, 2023 8:32 pm
Forum: Gold
Topic: I Thought Gold Would Fare Better in 2022-23
Replies: 63
Views: 83124

Re: I Thought Gold Would Fare Better in 2022-23

OUCH! I think this really highlights the importance of global diversification. Hi Smithy! As an aside here is the drawdown with Spanish Shares replaced by Developed World TSM. So 50% of the portfolio is not linked to the Spanish currency. Still would hurt if you just retired! The drawdown drops to ...
by Hal
Fri Sep 22, 2023 6:18 am
Forum: Gold
Topic: I Thought Gold Would Fare Better in 2022-23
Replies: 63
Views: 83124

Re: I Thought Gold Would Fare Better in 2022-23

This caught my attention while poking around Tylers site! Obviously Gold was not much use in Spain in the 70's. If you used 50% 10year bonds to more closely approximate long term bonds the results were even worse.
by Hal
Thu Sep 21, 2023 7:14 am
Forum: Bonds
Topic: TBonds saved me in 2008. Now, not sure what to do now.
Replies: 9
Views: 35569

Re: TBonds saved me in 2008. Now, not sure what to do now.

While I don't follow the US market much, it seems both bonds and shares are rather elevated in price. As I couldn't find the 30y bond price, imagine you have 50% 10 year bonds, 25% each shares & gold. Thoughts?
by Hal
Sat Sep 09, 2023 4:35 am
Forum: Permanent Portfolio Discussion
Topic: PP Mistakes
Replies: 43
Views: 78632

Re: PP Mistakes

But what if I step back to get a bit more perspective? What if I look at the preceding 13-year period (late 1997 to late 2010)? Over that time window, the stock market had a meager CAGR of 2.7% (vs. 7.3% for the PP) and also had a stomach-churning negative return of -36.2% in 2008. The picture star...
by Hal
Tue Aug 29, 2023 7:28 am
Forum: Gold
Topic: I Thought Gold Would Fare Better in 2022-23
Replies: 63
Views: 83124

Re: I Thought Gold Would Fare Better in 2022-23

Having said that, I am fed up reading FI books, given my performance I haven't fully understood the ones I have read and chances are very thin that I will ever understand them. Actually, last book I read on financial topics was the one written by BelangP and with a light sense of irony - I guess hi...
by Hal
Fri Aug 25, 2023 3:51 pm
Forum: Other Discussions
Topic: First Movie You Remember Seeing
Replies: 13
Views: 3428

Re: First Movie You Remember Seeing

Hmm...

Movie was Logans Run around 1976
https://www.youtube.com/watch?v=USADM5Gk9Gs

Honourable mention to first Mad Max movie. Filmed near where I lived after leaving home.
https://www.youtube.com/watch?v=uiRd5Kcl2GU
by Hal
Sat Aug 19, 2023 12:57 pm
Forum: Other Discussions
Topic: Computer stuff
Replies: 168
Views: 32212

Re: Computer stuff

I recently purchased a Playstation 3 off of Facebook Marketplace for $55, and am now playing some vintage games. This has awakened a bit of an itch to buy some more vintage tech stuff and relive some old memories. I might look for an old Pentium 4 system next. You may wish to check out these sites:...
by Hal
Thu Aug 17, 2023 10:45 pm
Forum: Other Discussions
Topic: Some calming article needed
Replies: 4
Views: 2083

Re: Some calming article needed

Well.... consider you went off and purchased Vanguards most conservative Life Strategy Fund instead ;)
https://investor.vanguard.com/investmen ... asix#price

Plan B: Get a dog to distract you! https://www.youtube.com/watch?v=CvPVQx_Jnt8