Search found 1409 matches

by Hal
Wed Aug 20, 2025 4:01 pm
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 3093
Views: 2381880

Re: Daily "Check In" Thread For Us

Mountaineer wrote: Wed Aug 20, 2025 6:49 am I remember when you were the Hal in 2001. Guess I’m old too!
…Your friend, Dave

🤣🤣🤣
…Mountaineer
;D ;D ;D
You figured out I am an AI bot!!
by Hal
Tue Aug 19, 2025 9:49 pm
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 3093
Views: 2381880

Re: Daily "Check In" Thread For Us

It's good to see that some of the forum members are still alive. It had been 6 days of darkness. How about the rest of you? Are you still on the bright side of the grass? ;) Hi Mountaineer, All good "down under". Spring will be here in a week so some more travel is likely. Still quite imp...
by Hal
Sat Aug 09, 2025 4:35 am
Forum: Other Discussions
Topic: Interesting talk on how banking operates
Replies: 1
Views: 1011

Interesting talk on how banking operates

Enjoy!

Richard Werner explains concept and Alasdair Macleod explains in detail.
(and no, it's not an end of the world talk and we shall all be eating dogfood ;) )



by Hal
Wed Jul 02, 2025 5:15 am
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 3093
Views: 2381880

Re: What Size TV Do You Guys Have?

Smith1776 wrote: Tue Jul 01, 2025 8:51 pm What size TV are you guys rocking at home? Was it a good purchase?
Heh Heh, Had to reply. Gave this to a friend so he could listen to his record collection. Was my parents TV & Radiogram! Still working in 2025 8)

https://collections.museumsvictoria.com.au/items/400989
by Hal
Sun Jun 29, 2025 7:46 pm
Forum: Permanent Portfolio Discussion
Topic: Difference Between Holding Long-Term Bonds Directly vs. Through an ETF
Replies: 10
Views: 32430

Re: Difference Between Holding Long-Term Bonds Directly vs. Through an ETF

Way back, if my memory is correct, there was a British forum member called Clive. I believe he advocated holding a 50% long term bond allocation in a bond ladder. Each year a bond would mature and you would purchase another 30 year bond. It would appear that ensured you never sold a bond at a loss a...
by Hal
Fri Jun 27, 2025 2:55 am
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 3093
Views: 2381880

Re: Daily "Check In" Thread For Us

Have also been watching this series. Very professional. Suggest watching the Malaya series from the beginning.

https://www.youtube.com/@theprinciplesofwar/videos
by Hal
Thu Jun 26, 2025 1:47 am
Forum: Permanent Portfolio Discussion
Topic: Brent Johnson praises Permanent Portfolio
Replies: 5
Views: 26749

Re: Brent Johnson praises Permanent Portfolio

Reminds me more of Marc Fabers portfolio.... <snip> Earlier, we saw that he advised investors to allocate their portfolios with equal percentages in various asset classes like the equity market, the bond market (BND), real estate, and precious metals (GLD) (RING). https://marketrealist.com/2017/08/w...
by Hal
Sat May 24, 2025 6:12 am
Forum: Permanent Portfolio Discussion
Topic: 📊 Current Portfolio Allocation – Almost a Permanent Portfolio (EU-PP-HB ) 💼
Replies: 6
Views: 6702

Re: 📊 Current Portfolio Allocation – Almost a Permanent Portfolio (EU-PP-HB ) 💼

Let HB answer your queries :D
Spent hours listening to these on a long interstate trip couple of days ago. Highly recommended.

https://www.youtube.com/@harrybrownearchives5823/videos
by Hal
Wed May 14, 2025 4:48 am
Forum: Permanent Portfolio Discussion
Topic: 💸 Is Rebalancing the Permanent Portfolio Costing You More Than You Think? 🤔
Replies: 11
Views: 4040

Re: 💸 Is Rebalancing the Permanent Portfolio Costing You More Than You Think? 🤔

🔍 I’d really like to hear how others using the Permanent Portfolio are handling this. Do you adjust your rebalancing strategy to reduce the tax hit? 📬 Looking forward to hearing your thoughts. 1. Funds are in a Superannuation Account (Retirement Savings Plan) 2. Use a Vanguard Ready Made ETF (VDCO)...
by Hal
Wed May 07, 2025 2:13 am
Forum: Permanent Portfolio Discussion
Topic: If the EURO 💶 collapses 🤯
Replies: 12
Views: 5224

Re: If the EURO 💶 collapses 🤯

I suspect you will find this interview from a few years back helpful... https://www.youtube.com/watch?v=a4_U6bS-cU4 From my perspective, and it is just my opinion, I see Gold as capital and the other three PP holdings as investments. The key point being, there is always a risk the value of your inve...
by Hal
Tue Apr 29, 2025 9:58 pm
Forum: Permanent Portfolio Discussion
Topic: Is it time to make the PP and GB less U.S.-centric?
Replies: 6
Views: 3445

Re: Is it time to make the PP and GB less U.S.-centric?

Just out of curiosity, back tested US PP against an international version. (VASIX/GLD)
Note that Gold/Shares/Cash&Bonds are 17%/17%/66% in both versions so allocations match (still within PP rebalance bands)

Seems similar for last 10 years using free version of Portfolio Visualiser.
by Hal
Sun Apr 20, 2025 2:36 pm
Forum: Permanent Portfolio Discussion
Topic: Not yet coming here? [to the Forum]
Replies: 28
Views: 18482

Re: Not yet coming here? [to the Forum]

Ah. I’ve actually heard a few episodes of ‘Have Gun Will Travel’ on a cassette of old radio shows (already old shows when I was a kid). I don’t remember the ‘Case of’ part The name of the show was "Have Gun, Will Travel". I interpreted that to mean if he had his gun he'd travel. You may w...
by Hal
Thu Apr 17, 2025 3:41 pm
Forum: Permanent Portfolio Discussion
Topic: Should I complement my European Permanent Portfolio with a US or Global version?
Replies: 2
Views: 3341

Re: Should I complement my European Permanent Portfolio with a US or Global version?

Option 2: Permanent Portfolio Global ✅ Maximum diversification (geographic + currency) ✅ Broader exposure beyond US/Europe ⚠️ Hard to find global long-term bond ETFs that fit the classic PP idea ⚠️ Higher complexity and potentially more costly to rebalance Easy to do if you wish. Get a LifeStrategy...
by Hal
Sat Apr 12, 2025 7:49 am
Forum: Permanent Portfolio Discussion
Topic: 3 Risks Of The Permanent Portfolio
Replies: 6
Views: 7934

Re: 3 Risks Of The Permanent Portfolio

While I cannot comment on the US PP performance, I am "very" pleased how the PP has done in Australia. If I just had the Vanguard conservative etf (VDCO) and not 25% Gold....well the chart says it all. Perhaps some other forum members from various countries could post their results? Nothin...
by Hal
Tue Apr 08, 2025 9:37 pm
Forum: Politics
Topic: Trump is the kind of person who would sign an EO to...
Replies: 5
Views: 4782

Re: Trump is the kind of person who would sign an EO to...

Well if nothing else, I am thankful Trump has inspired me to read Bastiat. ;D <snip> There is no country in the world where the law is kept more within its proper domain: the protection of every person's liberty and property. As a consequence of this, there appears to be no country in the world wher...
by Hal
Sun Mar 23, 2025 5:55 am
Forum: Other Discussions
Topic: Rebalancing
Replies: 12
Views: 24740

Rebalancing

Well, here's an interesting thread over on BogleHeads regarding rebalancing. Mathjack will be happy as Kitces gets a mention. This is the link that referenced his paper => https://cpb-us-w2.wpmucdn.com/sites.udel.edu/dist/a/855/files/2020/08/Rebalancing-Strategies.pdf and the BH link https://www.bog...
by Hal
Tue Mar 18, 2025 6:00 am
Forum: Gold
Topic: The GOLD scream room
Replies: 3965
Views: 2780515

Re: The GOLD scream room

FWIW...

Found this link to many gold/silver charts => https://www.monetary-metals.com/data-science-charts/
Does anyone actually successfully use any of these?
by Hal
Tue Mar 11, 2025 7:17 pm
Forum: Variable Portfolio Discussion
Topic: ex-US stocks rising
Replies: 34
Views: 41097

Re: ex-US stocks rising

I'm in the US, and I don't invest internationally because foreign investors are treated differently. However, if I lived in a country w/ a smaller stock market, I would probably invest internationally. For any Non-US folk, this site may be useful... https://passiveinvestingaustralia.com/personalisi...
by Hal
Sat Feb 01, 2025 7:25 pm
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 3093
Views: 2381880

Re: Daily "Check In" Thread For Us

Smith1776 wrote: Sat Feb 01, 2025 6:06 pm How is it February already?? The year just started. Fack.
How is it February 2025 already?? The year Decade just started. Fack

Fixed it for you ;D
by Hal
Wed Jan 29, 2025 4:23 am
Forum: Other Discussions
Topic: Good summary of Passive Investing
Replies: 2
Views: 2467

Re: Good summary of Passive Investing

Thanks PointedStick,

I suspect your post has made many non residents much happier about their US domiciled PP !
by Hal
Mon Jan 27, 2025 8:38 pm
Forum: Other Discussions
Topic: Good summary of Passive Investing
Replies: 2
Views: 2467

Good summary of Passive Investing

Enjoy! https://passiveinvestingaustralia.com PS: Non US citizens setting up a US based PP..... <snip> Unfortunately, the US has draconian estate tax (death tax) laws for non-Americans. For countries without a tax-treaty agreement, the threshold is $60,000. Above the limit of your country, the US wil...
by Hal
Thu Jan 16, 2025 7:01 pm
Forum: Other Discussions
Topic: The Meme Thread
Replies: 352
Views: 461258

Re: The Meme Thread

Following BelangP over on Reddit ::)