Search found 214 matches

by Hal
Thu Jan 16, 2020 9:34 pm
Forum: Permanent Portfolio Discussion
Topic: Setting up PP in Australia
Replies: 9
Views: 336

Re: Setting up PP in Australia

Seems a fine plan Toby, A few thoughts... Gold. For me, that is my insurance plan if things go very bad. Perhaps hold a few coins and put the rest in PMGOLD to minimise storage fees ? Remember countries have closed the stock exchanges in times of emergencies. Bonds. Corporates vs Treasuries. Depends...
by Hal
Thu Jan 16, 2020 7:45 am
Forum: Permanent Portfolio Discussion
Topic: Setting up PP in Australia
Replies: 9
Views: 336

Re: Setting up PP in Australia

Thanks Hal, that's really helpful to see the makeup of your portfolio. A couple of questions Why 50% intermediate bonds, instead of 25% each of cash + long term bonds (say eTB GSBK39)? Where can I learn more about the "Smith portfolio"? What motivated your switch to it? Is there any way to tax-shel...
by Hal
Wed Jan 15, 2020 10:31 pm
Forum: Permanent Portfolio Discussion
Topic: Setting up PP in Australia
Replies: 9
Views: 336

Re: Setting up PP in Australia

Happy to help Toby and Smith1776, At present I hold the following allocation. 1. 25% Allocated Gold at The Perth Mint 2. 50% Intermediate Government Bonds, ASX ticker RGB 3. 12% Vanguard Australian Equities, ticker VAS 4. 13% Vanguard International Equities, ticker VGS but I plan to reallocate in a ...
by Hal
Sun Jan 12, 2020 11:21 am
Forum: Variable Portfolio Discussion
Topic: Good summary of 18 portfolios
Replies: 5
Views: 312

Good summary of 18 portfolios

A good summary of Tylers PortfolioCharts site.

https://fourpillarfreedom.com/heres-how ... ince-1970/
by Hal
Sun Jan 12, 2020 1:22 am
Forum: Other Discussions
Topic: Golden Butterfly
Replies: 28
Views: 1221

Re: Golden Butterfly

sophie wrote:
Tue Dec 17, 2019 7:57 am

As far as rebalance bands - the 40% bands that work well for the PP won't work as well here, because 8% of any one asset is too little. So I set mine for 30% bands (14-26%).
Hi LittleDinghy,

Hope this snippet from Sophies earlier post helps explain her rebalancing rationale

Hal
by Hal
Tue Jan 07, 2020 9:10 pm
Forum: Other Discussions
Topic: What kind of dog should I get?
Replies: 67
Views: 12735

Re: What kind of dog should I get?

If you like brushing / grooming dogs regularly you could try a collie !

https://www.youtube.com/watch?v=CvPVQx_Jnt8
by Hal
Tue Jan 07, 2020 8:31 pm
Forum: Permanent Portfolio Discussion
Topic: Putting your mouth in the money: What is your current allocation?
Replies: 45
Views: 9289

Re: Putting your mouth in the money: What is your current allocation?

VDCO does indeed seem to be very similar to the fund I'm using in Canada, which is VCNS. VDCO is 70/30 while VCNS is 60/40. Pretty close though. Thanks Smith1776, Both Vanguard funds are listed as "Conservative" and you are correct - close enough. On digging a bit further, the VDCO bond allocation ...
by Hal
Tue Jan 07, 2020 4:19 pm
Forum: Permanent Portfolio Discussion
Topic: Putting your mouth in the money: What is your current allocation?
Replies: 45
Views: 9289

Re: Putting your mouth in the money: What is your current allocation?

Is anyone else on the forum doing the the two fund route when implementing the PP? A simple Vanguard stock/bond fund plus a gold fund? What about Treasury bonds? Er, what about them? 8) PP requires Treasuries (they make up 50% of the portfolio). Vanguard stock/bond mix funds typically include mainl...
by Hal
Sat Jan 04, 2020 5:07 am
Forum: Gold
Topic: Perth Gold and Australia Fires
Replies: 10
Views: 587

Re: Perth Gold and Australia Fires

Hi Kevin, Don't worry about it. As Mark Leavy mentioned, there is a lot of "nothingness" between the East Coast and Perth. https://www.google.com/search?q=nullarbor+plain&client=safari&channel=mac_bm&source=lnms&tbm=isch&sa=X&ved=2ahUKEwjq0KuU5OnmAhWO4nMBHU0oA94Q_AUoAnoECBIQBA&biw=800&bih=537 I live...
by Hal
Mon Dec 30, 2019 4:56 am
Forum: Other Discussions
Topic: For the biblically inclined
Replies: 0
Views: 380

For the biblically inclined

Interesting discussion on money and the economy

https://www.youtube.com/watch?v=FnAfKeYot58
by Hal
Thu Dec 26, 2019 4:48 pm
Forum: Other Discussions
Topic: YouTube Junkie
Replies: 652
Views: 141649

Re: YouTube Junkie