Search found 299 matches

by gizmo_rat
Sun May 24, 2020 4:05 am
Forum: Permanent Portfolio Discussion
Topic: Is your pp passing the coronavirus test?
Replies: 34
Views: 3456

Re: Is your pp passing the coronavirus test?

I look every month or 2 and use 15/35 bands, IIRC the (UK) PP has only hit a band a handful of times since the 70’s.

My stocks are down to 17%, I can barely contain my excitement 😉
by gizmo_rat
Wed May 20, 2020 5:00 am
Forum: Permanent Portfolio Discussion
Topic: Is your pp passing the coronavirus test?
Replies: 34
Views: 3456

Re: Is your pp passing the coronavirus test?

All good PP is up about 4% (has never hit a rebalance point in 10 years), however my Global 50/50 VP is only down about 1.5 %.

I’m very slowly tidying up into a GB ish type allocation for the longer term...Unless I lose my nerve, 10 years without a loss, still loss averse 😉.
by gizmo_rat
Wed May 06, 2020 2:49 pm
Forum: Other Discussions
Topic: Time to replace Macbook Pro?
Replies: 106
Views: 3907

Re: Time to replace Macbook Pro?

sophie wrote:
Tue May 05, 2020 3:31 pm
I did Option 2 in 2013, and the limit I ran into is the battery - performance is otherwise fine.
If performance is adequate then I’d be tempted to get a decent battery replacement and give Apple a couple more years to reestablish their hardware mojo.
by gizmo_rat
Fri Aug 23, 2019 9:20 am
Forum: Variable Portfolio Discussion
Topic: REITs
Replies: 29
Views: 27305

Re: REITs

I've been thinking about a TSM/IT/BIL/GLD/REIT portfolio ever since I saw it drop out of the Portfolio Charts portfolio finder a while ago. https://portfoliocharts.com/portfolio/portfolio-finder/ It does perform really well againt the measures that matter to me (ulcer index, perpetual withdrawal rat...
by gizmo_rat
Fri Aug 23, 2019 8:59 am
Forum: Variable Portfolio Discussion
Topic: The Top 4 Portfolios to Recession-Proof Your Investments
Replies: 12
Views: 9525

Re: The Top 4 Portfolios to Recession-Proof Your Investments

Nice investigation and write up Tyler. Were you riffing of this slighty odd article at Monevator ? https://monevator.com/how-to-protect-your-portfolio-in-a-crisis I almost felt like they were dodging the conclusions that you've pushed up front in your article. Hopefully they'll pick up your write up...
by gizmo_rat
Wed Aug 07, 2019 7:08 am
Forum: Other Discussions
Topic: Will Trump be Re-elected?
Replies: 740
Views: 176778

Re: Will Trump be Re-elected?

Mountaineer wrote:
Wed Aug 07, 2019 5:39 am
Ditto re. Medium Tex - I still really like the Spyderco Delica knife he recommended to me. Excellent choice.
Portfolio recommendation worked out pretty well, not so sure about the leather chaps.
by gizmo_rat
Fri Jun 07, 2019 4:49 am
Forum: Gold
Topic: The GOLD scream room
Replies: 2945
Views: 636355

Re: The GOLD scream room

Just me perhaps, I get bailing on a portfolio if you stick with it for a while and it just doesn't perform like you thought it would. What I don't get is the fixation on performance at the asset level. I'm sure I check performance too much, but I rarely pay any attention to the puzzle pieces. I thi...
by gizmo_rat
Thu Jun 06, 2019 1:21 pm
Forum: Gold
Topic: The GOLD scream room
Replies: 2945
Views: 636355

Re: The GOLD scream room

dualstow wrote:
Thu Jun 06, 2019 12:34 pm
We had a user, catacombs, who bought gold and sold it at a loss. I don't think he'd even held it for a year. One year at most.
Well remembered dualstow, there were indeed some intense moments (and members ) on this forum. The level of drama for such a conservative portfolio was quite eye opening.
by gizmo_rat
Wed Oct 10, 2018 11:06 am
Forum: Permanent Portfolio Discussion
Topic: UK Sipp investment options
Replies: 1
Views: 1157

Re: UK Sipp investment options

Hey Superb376 Looks fine to me, only thing I'm not sure about is IGLT as the bond holding. I'm not sure that it's "long" enough, it's Duration is 11.36 years Maturity is 15.96 years, in contrast TLT which is the ETF the guys in the US use has a duration of 17.15 years and a maturity of 25.5 years wh...
by gizmo_rat
Sun May 13, 2018 11:13 am
Forum: Other Discussions
Topic: Top VPN
Replies: 11
Views: 3257

Re: Top VPN

I'm kind of considering this

https://disconnect.me/offer

It's not the best due to its location(s). I see it as more of a hint to your ISP that you value privacy, rather than something keep the feds out... but $49 for life!
by gizmo_rat
Sun May 13, 2018 11:05 am
Forum: Other Discussions
Topic: Freedom
Replies: 51
Views: 10215

Re: Freedom

A fine move Desert. Good times ahead with the family.

I set myself a 18 month deadline to my "kind of" sabbatical about 72 months ago now, haven't regretted one moment spent with my family.
by gizmo_rat
Sat Apr 14, 2018 4:26 am
Forum: Permanent Portfolio Discussion
Topic: New UK Portfolio Setup
Replies: 5
Views: 3873

Re: New UK Portfolio Setup

My situation was somewhat similar, I'm still wrapping up from taxable holdings into two ISAs. I've found in practice the PP is pretty tax efficient, I haven't hit any significant capital gains or income tax issues along the way. That said our income situation has changed year to year so long term pl...