Search found 572 matches

by joypog
Thu Sep 26, 2024 4:04 pm
Forum: Permanent Portfolio Discussion
Topic: New Here - What are folks investing in
Replies: 15
Views: 3802

Re: New Here - What are folks investing in

It's possible...but in any case, it gives me some international exposure and with a state pension on the back end, I can push to be closer to 50% stocks. And the reality is that my intl portion is half MCW and half SCV because of my 401k offerings.
by joypog
Thu Sep 26, 2024 2:40 pm
Forum: Permanent Portfolio Discussion
Topic: New Here - What are folks investing in
Replies: 15
Views: 3802

Re: New Here - What are folks investing in

I'm currently 16% each of US Large Cap Growth, US Small Cap Value, Intl Small Cap Value, Cash, Long Term Treasuries and Gold with 4% in Managed Futures.

I plan on slowly transitioning to equal weights of all seven asset classes (noted above).
by joypog
Thu Sep 26, 2024 2:35 pm
Forum: Politics
Topic: Ouch...rough day for Mr. Adams
Replies: 1
Views: 1070

Ouch...rough day for Mr. Adams

I know it's just the prosecutor's side of the story, but not a good look.

I like turkish food as much as the next guy...and business class too (or at least I think I would)....but damn....
by joypog
Wed Sep 11, 2024 2:26 pm
Forum: Politics
Topic: Misc. U.S. Elections
Replies: 18
Views: 5101

Re: Misc. U.S. Elections

Well Harris is way more prepared and just…coherent, than I expected. Trump had been wiping the floor with Biden, but now he’s talking about the eating of cats and dogs? He’s not doing well tonight. Whether or not you believe in her sincerity, Harris has actively tried to get out of the lefty echo c...
by joypog
Mon Sep 09, 2024 10:53 pm
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 2616
Views: 1618012

Re: Daily "Check In" Thread For Us

What I'm hoping is that they update the iPhone SE. If they do, I'll jump on that to replace my aging iPhone XS Max. Same here. I have an iphone 6s that is still chugging along (one battery change) but I will swap out as soon as the new SE comes out. At my previous job I had an iphone 12 which was u...
by joypog
Thu Sep 05, 2024 4:19 pm
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 2616
Views: 1618012

Re: Daily "Check In" Thread For Us

Meanwhile in Joypogs back yard...... Hahaha maybe one day! Though I don't think we'll find trees like that in Las Vegas! Nice. Though I’m not good at calligraphy, I love fountain pens. Makes my handwriting more legible. I have one self-inking brush pen. Yes! I have a Pentel brush pen...actually 4 n...
by joypog
Tue Sep 03, 2024 11:05 pm
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 2616
Views: 1618012

Re: Daily "Check In" Thread For Us

Thought I'd just share what I've been up to lately...changed gigs a few months ago which will ultimately be a time savings but a new job always come with a high mental overhead to start. Now that my portfolio is set (though I'm eyeing adding Managed Futures as one of my 1/n assets), I don't spend mu...
by joypog
Tue Sep 03, 2024 10:55 pm
Forum: Stocks
Topic: Good Small Cap Value Funds in 2024
Replies: 5
Views: 3970

Re: Good Small Cap Value Funds in 2024

I spread it out between VIOV,AVUV, and DFSV. Our investments are spread across multiple brokerages so why not dip in a bit of each.
by joypog
Tue Sep 03, 2024 10:54 pm
Forum: Other Discussions
Topic: YouTube Junkie
Replies: 1276
Views: 747485

Re: YouTube Junkie

dualstow wrote: Sun Sep 01, 2024 7:42 pm It’s joypog!
This is fascinating indeed. Gold and aluminum?!
Wild right?! It's a long video but so fun to watch him work through a problem.
by joypog
Sun Sep 01, 2024 7:08 pm
Forum: Other Discussions
Topic: YouTube Junkie
Replies: 1276
Views: 747485

Re: YouTube Junkie

Here is an amazing video of NileRed making a purple gold ring. Gotta say my stomach hurt when started working on the fresh gold bar to start the process...

by joypog
Thu May 16, 2024 4:59 am
Forum: Permanent Portfolio Discussion
Topic: Global Withdrawal Rates on Portfolio Charts (epic!)
Replies: 0
Views: 5679

Global Withdrawal Rates on Portfolio Charts (epic!)

Tyler has done it again with an amazing new chart surveying multiple countries and seven asset types. https://portfoliocharts.com/charts/global-withdrawal-rates/#chart You can also hear him discuss it on the Many Happy Returns podcast https://many-happy-returns.captivate.fm/episode/building-a-bullet...
by joypog
Fri Mar 15, 2024 9:30 am
Forum: Politics
Topic: Occupied Land acknowledgements
Replies: 16
Views: 7527

Occupied Land acknowledgements

When did acknowledging that your institution is on “Located on Occupied and Unceeded XYZ Ancestral Homelands” become a thing?

Is it anything other than empty virtue signaling?
by joypog
Sun Dec 10, 2023 11:03 am
Forum: Politics
Topic: The Red State Brain Drain Isn’t Coming. It’s Happening Right Now.
Replies: 62
Views: 372055

Re: The Red State Brain Drain Isn’t Coming. It’s Happening Right Now.

"*!#% the libtards, y'all thought we were soft, [redacted]!" I don't know of a single person who voted for President Trump in 2020 who feels this way. And I aside from that dude in Iowa, I've heard no white evangelical leader bemoan the god awful option of Trump. But anecdata will only go...
by joypog
Sun Dec 10, 2023 10:04 am
Forum: Politics
Topic: The Red State Brain Drain Isn’t Coming. It’s Happening Right Now.
Replies: 62
Views: 372055

Re: The Red State Brain Drain Isn’t Coming. It’s Happening Right Now.

The text of St. Matthew runs as follows: Thanks! Always good to reread the Beatitudes! I suspect a non-zero portion of the political evangelicals would take umbrage at the Beatitudes, but not having gone to church in 20 years, that might be my left leaning stereotypes coming through. Way too many e...
by joypog
Sun Dec 10, 2023 9:11 am
Forum: Politics
Topic: The Red State Brain Drain Isn’t Coming. It’s Happening Right Now.
Replies: 62
Views: 372055

Re: The Red State Brain Drain Isn’t Coming. It’s Happening Right Now.

but without the softening balm of Jesus talk. The words of Jesus are in red in my New King James bible, and he never talked about abortion! He he did hang out with prostitutes, whom He forgave. Russel Moore talks about pastors getting complaints about spouting socialist propaganda after quoting tho...
by joypog
Sun Dec 10, 2023 8:32 am
Forum: Politics
Topic: The Red State Brain Drain Isn’t Coming. It’s Happening Right Now.
Replies: 62
Views: 372055

Re: The Red State Brain Drain Isn’t Coming. It’s Happening Right Now.

Any other Texans want to confirm? Whats the motivation behind the pro-life folks. Are they really church goers? As a libertarian I dont get it but I want to at least empathize/understand I lived in Houston for 9 years, but left in 2013 only to move closer to family. As a big metro, Houston leaned b...
by joypog
Sun Oct 08, 2023 8:52 am
Forum: Permanent Portfolio Discussion
Topic: Alright who’s hitting rebalancing bands?
Replies: 13
Views: 20883

Re: Alright who’s hitting rebalancing bands?

Like Smith 1776 I just bought a house so my "rebalancing" came in the form of lighting a ton of money on fire.

More seriously, I'm still accumulating so I don't wait for cash to hit a rebalancing band. I just make purchases every month.
by joypog
Wed Aug 09, 2023 4:50 pm
Forum: Permanent Portfolio Discussion
Topic: TIPS Ladder vs. PP/GB in retirement
Replies: 45
Views: 44101

Re: TIPS Ladder vs. PP/GB in retirement

If you have a lot of cash, TIPS makes sense. If you want any sort of long return, the protection comes at a high cost. I'm pretty conservative (ha, we're all here right?!) and I quickly gave up on TIPS after an intial study of the product. That said I do have some money in TIPS to help lock in money...
by joypog
Mon Jul 03, 2023 12:20 pm
Forum: Gold
Topic: Gold ETF Placement
Replies: 9
Views: 6484

Re: Gold ETF Placement

My lazy solution follows Smith1776 to have a bit in each and call it good. The most recent episode of Risk Parity Radio delves into the question a little. It's the last question on the episode before he goes into the weekly market update. His answer is gold can basically go anywhere. https://www.ris...
by joypog
Mon Jul 03, 2023 12:05 am
Forum: Politics
Topic: Putin Invades Ukraine II
Replies: 1199
Views: 1187072

Re: Putin Invades Ukraine II

Perun drops a great episode on the Mutiny.

https://youtu.be/tP8VPkWXOfU
by joypog
Wed Jun 28, 2023 3:17 pm
Forum: Politics
Topic: Putin Invades Ukraine II
Replies: 1199
Views: 1187072

Re: Putin Invades Ukraine II

That was one wild weekend.
by joypog
Fri Jun 09, 2023 10:42 am
Forum: Other Discussions
Topic: Your favorite charity?
Replies: 29
Views: 18671

Re: Your favorite charity?

First one I let roam around the house until I discovered that it loved to chew on all the wires on the floors in my living room! Yeah...they are fun to have around the house but destructive little beasts! I used to volunteer at their OG shelter in Richmond California when I lived in the Bay Area. F...
by joypog
Wed Jun 07, 2023 9:42 am
Forum: Other Discussions
Topic: Your favorite charity?
Replies: 29
Views: 18671

Re: Your favorite charity?

My usual donations are to a local news website (Nevada Independent), the Internet Archive, and the House Rabbit Society.
by joypog
Thu Jun 01, 2023 10:09 am
Forum: Bonds
Topic: Long Treasuries Top Bond Market Returns This Year
Replies: 7
Views: 12109

Re: Long Treasuries Top Bond Market Returns This Year

Half the market thinks LTT's are overpriced and the other half thinks they are underpriced. So the question is it time for a rebalance (percentage bands, calendar, or whatever else you use as a trigger)? If so, then buy. If not, then wait for the predetermined trigger in your personal investment pol...
by joypog
Thu Jun 01, 2023 10:05 am
Forum: Stocks
Topic: Small Cap Value vs US Total Stock Market
Replies: 19
Views: 12921

Re: Small Cap Value vs US Total Stock Market

The tracking error of SCV is a behavioral risk, even if it's better long term. Cause everybody else is going hot when the Dow or SP500 is going gangbusters. I'd recommend a simple 50/50 split of SP500 and SCV. Perfectly mediocre and you're never missing out It does quite nicely on Paul Merriman's qu...