There are also a whole lot of people (not just here previously, but everywhere in the US) who were previously centrists, but have moved right because the left has become so insane. Not saying those on the far right aren't also crazy, but the level of insanity on the left has gone off the deep end. ...

You are correct! Good catch O0 I saw something the other day that was very Not the Onion. Hearing voices from schizophrenia is now something like “non-consensus realities. ” I’m all for not stigmatizing mental health issues, but sheesh. What a joke. OMG...I can't describe how jealous I am of the ge...

dockinGA wrote: ↑

Sat May 21, 2022 6:00 am

on a portfolio level the differences look pretty small

Could this be said about 95% of the discussions on all these forums after someone has set their Equities percentage of their portfolio?

(assuming the remining percentage isn't going to crypto)

No, you’re right, joypog. It has totally been a libertarian hangout. But, enough members have left that it’s hard to tell where the majority is. Definitely not far leftists, of course. Still definitely not even close to being over the liberal / conservative line in some way. There are some liberal ...

It’s baby formula shortages turn in the spot light. I wonder what humans did for the approximate 300,000 years before it was invented. Well we had fewer pregnant men back then. Post of the week! ;D No, that's some sexist bullshit. Should be "pregnant gender non-conforming birthing-people ". Reporte...

People have complained several times that this forum is run by or dominated by liberals Interesting. I'm new around here but this place seems to be more of a libertarian hang out. Or maybe I'm projecting due to HB? In any case, I'd most likely be able to put up some liberal bonafides against most o...

Kbg wrote: ↑

Thu May 19, 2022 4:38 pm

Simple summary...the days of everything cheap due to Chinese labor/manufacturing/and just in time supply chains are over

So that sounds like an inflation prediction?

the moontower piece was long...and barely comprhenisble to a noob like me. If anything, it basically says things can go in a lot of ways, just as HB claimed by designing the PP. But his "thoughts for new grads" is a great post. Thanks for the reference. https://moontowermeta.com/thoughts-for-new-gra...

glennds wrote: ↑

Thu May 19, 2022 10:38 am

It's a high wire act for the Fed.

When I was younger I'd say "love to have their problems".

Now I'm like "don't need those headaches".

Slightly related to this question. How do you compare yields for bonds of different durations? The bloomberg site seems pretty clear, but it doesn't include all the available durations (such as 3 or 7 year). So just t reasury direct for most recent auction results? Or the treasury.gov daily par yiel...

And as completely opposite to a random observation - I am completely certain that new PP investors will get better prices. One could ask - better compared to what? Well, compared to me who did rebalancing/contribution at the beginning of this year ;D So, joypog , you may have good opportunities ahe...

I did hear some Guns N' Roses being played. I believe that they came out in 1987, which means you'd have to be at least 35 years old just to have been born when it came out, let alone how old you'd have to be just to be aware of it -- probably have to now be in your upper 40s. Yeah, pretty close. A...

For whatever odd reason I suddenly felt the need to listen to Guns and Roses.

What the hell does that say about my current state of mind...and the world?

(Up til today, I've been on a John Coltrane kick for 2022, except for a short spurt of War Pigs in late Feb).

dualstow wrote: ↑

Wed May 18, 2022 1:58 pm

Vil wrote: ↑

Wed May 18, 2022 10:59 am

Well, it might be that piling cash will be the new smart way of investing ...

Say it isn’t so, Vil

If cash is the best investment with 8% inflation...that's a gloomy forecast.

Nothing excuses what he did , but I think one can feel pity for him in watching/reading about his decent. There were a couple of lines that were flat out painful to read. One of the worst things about modern American discourse is the inability of both sides to feel pity while acknowledging an indiv...

Interesting! Quite convincing to see numbers instead of the theorizing of HBPP. It also falls in line with Bernstein's inclination to avoid ITT's and LTT's and keep the risk in equities. Makes me wonder if I should change my future LTT purchases to be 5-year notes. The 5 year notes seem follow the 8...

Let her decide or you'll never hear the end of it =) Trust me, I've learned the hard way. The first house was heavily influenced by my preferences. This next one I told her is 100% on her. I'll advise if asked, but if she needs to own the next decision. I don't want keep living like we'll be moving...

Cool story. Did you buy that portfolio yet =) Hahah good question! Last weekend we started moving money into position, but we're going in over 10 months. We got to our crazy cash position due to our hyper-conservativeness and see no compelling reason to suddenly change.... And yeah, it was fun tryi...

Cool story. Did you buy that portfolio yet =) Hahah good question! Last weekend we started moving money into position, but we're going in over 10 months. We got to our crazy cash position due to our hyper-conservativeness and see no compelling reason to suddenly change.... And yeah, it was fun tryi...

boglerdude wrote: ↑

Mon May 16, 2022 4:41 pm

Cant time the housing market either. Buy when you decide you'll be there long term

That's the problem. With two architects, it's hard to decide on a "good" house...timing or not!

Stupid question - as the only bonds you (plan to) keep is LTT and is just 10% - is that worth at all ? I mean (conceptually) for the time being - its just a burden (even though with minor effect on your overall portfolio), but when the sun start to shine over LTTs (god knows when) - will it be wort...

Start to smell pinwheel-ish here... ;D you just miss some REIT .. For me its too much of slice & dice. Only piece of international stocks I found that is not that much corelated to US stock market is EU small caps (and in EU we are good in having the small caps really small ;-)). For REITs I have r...

I like rules of thumb. This makes sense. Maybe I'll split my Tbill ladder to be half 52-week and half 2-year notes and just let them autoroll from there. Are you putting off the house purchase for at least two years? I ask because even 2-year notes (not held to maturity) will go negative if rates c...

btw I followed up with the same question on Bogleheads and was given good advice to not try and account for the pension as part of the AA. Just redeuce my assumed needed monthly income...and then invest according to my preexisting risk preference. Which pushed me back to my AA. Well after much more ...

I like rules of thumb. This makes sense. Maybe I'll split my Tbill ladder to be half 52-week and half 2-year notes and just let them autoroll from there.