Search found 528 matches

by joypog
Sat Mar 11, 2023 3:44 pm
Forum: Politics
Topic: Trump spurred ‘existential crisis’ at Fox News, lawsuit exhibits show
Replies: 2
Views: 1256

Re: Trump spurred ‘existential crisis’ at Fox News, lawsuit exhibits show

It amazes me that Tucker is still being watched in spite of these revelations.
by joypog
Tue Mar 07, 2023 8:32 am
Forum: Permanent Portfolio Discussion
Topic: This is the best time in 45 years to invest in the Permanent Portfolio
Replies: 14
Views: 3659

Re: This is the best time in 45 years to invest in the Permanent Portfolio

Vil wrote:
Tue Mar 07, 2023 6:44 am
but still kind of flat-ish overall...
Isn't that kind of the point of the HBPP? >:D
by joypog
Mon Mar 06, 2023 3:06 pm
Forum: Permanent Portfolio Discussion
Topic: Are most people here sticking with Treasuries?
Replies: 341
Views: 32627

Re: Are most people here sticking with Treasuries?

dualstow wrote:
Mon Mar 06, 2023 11:36 am
joypog wrote:
Sun Mar 05, 2023 6:07 pm

Having re-read Fail Safe Investing this afternoon,

the whole thing? :o
Hahaha! It's a short book...but not that short! It was a lot of skimming while slowing down at the juicy parts! O0
by joypog
Sun Mar 05, 2023 6:20 pm
Forum: Permanent Portfolio Discussion
Topic: Tim Price discussing the HBPP in the current economy
Replies: 12
Views: 1351

Re: Tim Price discussing the HBPP in the current economy

One big take away for me is that commodity trend following (CTA) is very interesting. One CTA I follow is up 30 percent in the past 12 months. Which I think is a general direction of a lot of the CTA’s. Basically it seems like they are zigging when a lot of stuff is zagging. Yeah CTA's are showing ...
by joypog
Sun Mar 05, 2023 6:07 pm
Forum: Permanent Portfolio Discussion
Topic: Are most people here sticking with Treasuries?
Replies: 341
Views: 32627

Re: Are most people here sticking with Treasuries?

I bought 30 years at 4 and then again at 3.87. I am using a new rule for myself. It’s called go halfsies. If I’m scared to buy or sell I do around half. That gets me moving. Having re-read Fail Safe Investing this afternoon, I think this is a great addendum to his Rule #17 "When in Doubt, Err on th...
by joypog
Sun Mar 05, 2023 6:00 pm
Forum: Stocks
Topic: Stock Picking in the PP
Replies: 33
Views: 2761

Re: Stock Picking in the PP

That's my question, though, is whether it fits in with the HBPP mentality. He seems to be saying to pick stocks with high risk/reward for better rebalancing opportunities. Would HB say to put all your stock allocation into SCV rather than splitting half and half between SCV and LCG? Or is there som...
by joypog
Sun Mar 05, 2023 5:51 pm
Forum: Stocks
Topic: SCV in the GB
Replies: 8
Views: 2095

Re: SCV in the GB

I hang out on the rational reminder forum so...not surprisingly I use a mix of AVUV (also recommended by Paul Merriman's group) and DFSV in our different accounts. I use more AVUV than DFSV because the ER is lower, but I doubt you could go wrong. If I was being adventurous I might check out VIOV for...
by joypog
Sat Mar 04, 2023 6:37 pm
Forum: Stocks
Topic: Stock Picking in the PP
Replies: 33
Views: 2761

Re: Stock Picking in the PP

That's my question, though, is whether it fits in with the HBPP mentality. He seems to be saying to pick stocks with high risk/reward for better rebalancing opportunities. Would HB say to put all your stock allocation into SCV rather than splitting half and half between SCV and LCG? Or is there som...
by joypog
Sat Mar 04, 2023 9:21 am
Forum: Stocks
Topic: Stock Picking in the PP
Replies: 33
Views: 2761

Re: Stock Picking in the PP

I'm a big fan of the LCG + SCV split. Paul Merriman's quilt charts show it as being the most consistent performer among various strategies - never the best, but never the worst. Which fits perfectly in line the HBPP mentality. https://paulmerriman.com/wp-content/uploads/2022/06/Sound-Investing-Portf...
by joypog
Sat Mar 04, 2023 9:19 am
Forum: Bonds
Topic: When is it time to load up on bonds.
Replies: 29
Views: 2544

Re: When is it time to load up on bonds.

I believe timing the interest rates market is as much a fool's game as picking individual stocks. So I've been just following my rules and buying stuff up. I will admit that with another 15+ years on my career horizon, buying bonds is a lot easier right now just cause its "cheaper" relative to the 5...
by joypog
Thu Mar 02, 2023 2:27 pm
Forum: Stocks
Topic: When will indexing blow up?
Replies: 15
Views: 926

Re: When will indexing blow up?

Maudlin has been bearish for the past decade. I should know, it was his newsletter that froze me in place during one of the biggest bull runs in the stock market ever. I mean, they'll be right...eventually. It wasn't until I found the HBPP that I felt comfortable putting money back into the market t...
by joypog
Wed Mar 01, 2023 7:43 pm
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 1740
Views: 290001

Re: Daily "Check In" Thread For Us

every american president, but they're all cool and they all sport a mullet

https://twitter.com/hamcarless/status/1 ... 24483?s=20

O0
by joypog
Sun Feb 19, 2023 6:07 pm
Forum: Politics
Topic: Ohio Disaster
Replies: 51
Views: 2292

Re: Ohio Disaster

> I truly believe that there are participants on this forum whose principal purpose is to break the forum down If that's a consequence of protecting their internal leftist narrative, so be it. Closing schools, muzzling kids. Had to be done, leaders said so. Everyone here believes they have the mora...
by joypog
Sun Feb 19, 2023 11:02 am
Forum: Politics
Topic: Ohio Disaster
Replies: 51
Views: 2292

Re: Ohio Disaster

Vinny offered a meme and a quoted article. Which is more than what you initially offered with a bare link to a Tucker video. Once again, the video posted by Vinny had absolutely nothing to do with the subject at hand. It involved a generic trashing of Tucker Carlson's "brand." I should not have bee...
by joypog
Sun Feb 19, 2023 9:53 am
Forum: Politics
Topic: Ohio Disaster
Replies: 51
Views: 2292

Re: Ohio Disaster

Vinny offered a meme and a quoted article. Which is more than what you initially offered with a bare link to a Tucker video. You're asking Vinny to do more than what you did yourself concerning that video. And if you truly wanted to discuss the matter, why did you completely ignore the very first co...
by joypog
Sun Feb 19, 2023 9:13 am
Forum: Politics
Topic: Ohio Disaster
Replies: 51
Views: 2292

Re: Ohio Disaster

Vinny watched the video enough to realize it was the typical drivel from Tucker Carlson and dismissed it out of hand. A viewer doesn't owe an established media personality a fresh slate every time a new video is posted. I don't have to presume that Trump isn't lying or Biden isn't having a senior mo...
by joypog
Wed Feb 15, 2023 8:05 pm
Forum: Politics
Topic: Fox News
Replies: 38
Views: 2135

Re: Fox News

vnatale wrote:
Tue Feb 14, 2023 5:50 pm
What politicians in the last 75 years have represented what you view as "right-wing"?
Nice move to prevent triggering Godwin's Law!
by joypog
Thu Feb 09, 2023 7:28 am
Forum: Politics
Topic: The Dems Set Some of the Darnedest Precedents
Replies: 44
Views: 3474

Re: The Dems Set Some of the Darnedest Precedents

whether or not the HBPP is the optimal portfolio, Fail Safe Investing is a classic that should be required reading for HB's insights on money and investing as a part of life.
by joypog
Tue Feb 07, 2023 12:37 pm
Forum: Politics
Topic: The Dems Set Some of the Darnedest Precedents
Replies: 44
Views: 3474

Re: The Dems Set Some of the Darnedest Precedents

But in your perseveration over the title of my post, you're missing my point entirely. Which is that Mattis' decision to not only break rank but to utilize his position of command to sabotage a sitting president--and to potentially deseat him--amounts to a quintessential insurrection that has opene...
by joypog
Tue Feb 07, 2023 7:34 am
Forum: Politics
Topic: The Dems Set Some of the Darnedest Precedents
Replies: 44
Views: 3474

Re: The Dems Set Some of the Darnedest Precedents

Not that my endorsement means anything, but Vinny is one of the most non-partisan members of this forum. He even avoids being boxed into the "libertarian contrarian" box that is more common around here than in the wild. I wouldn't be surprised if there is a entrenched bureaucratic machine that might...
by joypog
Mon Jan 30, 2023 8:09 am
Forum: Stocks
Topic: Permanent Broker
Replies: 14
Views: 972

Re: Permanent Broker

vnatale wrote:
Mon Jan 30, 2023 7:20 am
Vanguard's customer service has definitely declined over the last few years.
That's unsurprising given what I've heard over the past year, but a disappointing since they were great fifteen years ago when I was first getting into investing and trying to set thing sup.
by joypog
Sun Jan 29, 2023 8:43 am
Forum: Stocks
Topic: Permanent Broker
Replies: 14
Views: 972

Re: Permanent Broker

I use both (Vanguard for IRA's, Fidelity for taxable and HSA's). Both are fine. I think I slightly prefer the additional info on Fidelity, but nothing that would tempt me to go through the hassle of moving my vanguard accounts to Fido. Plus I wouldn't feel particularly great if all of my investments...
by joypog
Wed Jan 25, 2023 6:34 am
Forum: Permanent Portfolio Discussion
Topic: Solution for those on the fence between bogle or browne
Replies: 9
Views: 1170

Re: Solution for those on the fence between bogle or browne

Hahah half 60/40-half HBPP. I dig it. For my kids' 529s I just do the Vanguard target date funds - accurate to their age. I thought it's not the end of the world to rely a bit on conventional wisdom. 42.5 US TSM 20 ITT 12.5 LTT 12.5 STT 12.5 Gold That said... it wouldn't be a big step to take that p...
by joypog
Fri Jan 20, 2023 7:11 pm
Forum: Variable Portfolio Discussion
Topic: Joypog's regularly changing AA (originally "The Desert Looking Glass Portfolio")
Replies: 48
Views: 5448

Re: Joypog's regularly changing AA (originally "The Desert Looking Glass Portfolio")

Yup that's it. She just prefers the stability of cash and isn't worried about opportunity cost or inflation.