Search found 561 matches

by joypog
Fri Mar 15, 2024 9:30 am
Forum: Politics
Topic: Occupied Land acknowledgements
Replies: 10
Views: 316

Occupied Land acknowledgements

When did acknowledging that your institution is on “Located on Occupied and Unceeded XYZ Ancestral Homelands” become a thing?

Is it anything other than empty virtue signaling?
by joypog
Sun Dec 10, 2023 11:03 am
Forum: Politics
Topic: The Red State Brain Drain Isn’t Coming. It’s Happening Right Now.
Replies: 62
Views: 262146

Re: The Red State Brain Drain Isn’t Coming. It’s Happening Right Now.

"*!#% the libtards, y'all thought we were soft, [redacted]!" I don't know of a single person who voted for President Trump in 2020 who feels this way. And I aside from that dude in Iowa, I've heard no white evangelical leader bemoan the god awful option of Trump. But anecdata will only go so far an...
by joypog
Sun Dec 10, 2023 10:04 am
Forum: Politics
Topic: The Red State Brain Drain Isn’t Coming. It’s Happening Right Now.
Replies: 62
Views: 262146

Re: The Red State Brain Drain Isn’t Coming. It’s Happening Right Now.

The text of St. Matthew runs as follows: Thanks! Always good to reread the Beatitudes! I suspect a non-zero portion of the political evangelicals would take umbrage at the Beatitudes, but not having gone to church in 20 years, that might be my left leaning stereotypes coming through. Way too many e...
by joypog
Sun Dec 10, 2023 9:11 am
Forum: Politics
Topic: The Red State Brain Drain Isn’t Coming. It’s Happening Right Now.
Replies: 62
Views: 262146

Re: The Red State Brain Drain Isn’t Coming. It’s Happening Right Now.

but without the softening balm of Jesus talk. The words of Jesus are in red in my New King James bible, and he never talked about abortion! He he did hang out with prostitutes, whom He forgave. Russel Moore talks about pastors getting complaints about spouting socialist propaganda after quoting tho...
by joypog
Sun Dec 10, 2023 8:32 am
Forum: Politics
Topic: The Red State Brain Drain Isn’t Coming. It’s Happening Right Now.
Replies: 62
Views: 262146

Re: The Red State Brain Drain Isn’t Coming. It’s Happening Right Now.

Any other Texans want to confirm? Whats the motivation behind the pro-life folks. Are they really church goers? As a libertarian I dont get it but I want to at least empathize/understand I lived in Houston for 9 years, but left in 2013 only to move closer to family. As a big metro, Houston leaned b...
by joypog
Sun Oct 08, 2023 8:52 am
Forum: Permanent Portfolio Discussion
Topic: Alright who’s hitting rebalancing bands?
Replies: 13
Views: 13864

Re: Alright who’s hitting rebalancing bands?

Like Smith 1776 I just bought a house so my "rebalancing" came in the form of lighting a ton of money on fire.

More seriously, I'm still accumulating so I don't wait for cash to hit a rebalancing band. I just make purchases every month.
by joypog
Wed Aug 09, 2023 4:50 pm
Forum: Permanent Portfolio Discussion
Topic: TIPS Ladder vs. PP/GB in retirement
Replies: 45
Views: 29823

Re: TIPS Ladder vs. PP/GB in retirement

If you have a lot of cash, TIPS makes sense. If you want any sort of long return, the protection comes at a high cost. I'm pretty conservative (ha, we're all here right?!) and I quickly gave up on TIPS after an intial study of the product. That said I do have some money in TIPS to help lock in money...
by joypog
Mon Jul 03, 2023 12:20 pm
Forum: Gold
Topic: Gold ETF Placement
Replies: 9
Views: 3507

Re: Gold ETF Placement

My lazy solution follows Smith1776 to have a bit in each and call it good. The most recent episode of Risk Parity Radio delves into the question a little. It's the last question on the episode before he goes into the weekly market update. His answer is gold can basically go anywhere. https://www.ris...
by joypog
Mon Jul 03, 2023 12:05 am
Forum: Politics
Topic: Putin Invades Ukraine II
Replies: 1159
Views: 825900

Re: Putin Invades Ukraine II

Perun drops a great episode on the Mutiny.

https://youtu.be/tP8VPkWXOfU
by joypog
Wed Jun 28, 2023 3:17 pm
Forum: Politics
Topic: Putin Invades Ukraine II
Replies: 1159
Views: 825900

Re: Putin Invades Ukraine II

That was one wild weekend.
by joypog
Fri Jun 09, 2023 10:42 am
Forum: Other Discussions
Topic: Your favorite charity?
Replies: 29
Views: 11716

Re: Your favorite charity?

First one I let roam around the house until I discovered that it loved to chew on all the wires on the floors in my living room! Yeah...they are fun to have around the house but destructive little beasts! I used to volunteer at their OG shelter in Richmond California when I lived in the Bay Area. F...
by joypog
Wed Jun 07, 2023 9:42 am
Forum: Other Discussions
Topic: Your favorite charity?
Replies: 29
Views: 11716

Re: Your favorite charity?

My usual donations are to a local news website (Nevada Independent), the Internet Archive, and the House Rabbit Society.
by joypog
Thu Jun 01, 2023 10:09 am
Forum: Bonds
Topic: Long Treasuries Top Bond Market Returns This Year
Replies: 7
Views: 5861

Re: Long Treasuries Top Bond Market Returns This Year

Half the market thinks LTT's are overpriced and the other half thinks they are underpriced. So the question is it time for a rebalance (percentage bands, calendar, or whatever else you use as a trigger)? If so, then buy. If not, then wait for the predetermined trigger in your personal investment pol...
by joypog
Thu Jun 01, 2023 10:05 am
Forum: Stocks
Topic: Small Cap Value vs US Total Stock Market
Replies: 19
Views: 4540

Re: Small Cap Value vs US Total Stock Market

The tracking error of SCV is a behavioral risk, even if it's better long term. Cause everybody else is going hot when the Dow or SP500 is going gangbusters. I'd recommend a simple 50/50 split of SP500 and SCV. Perfectly mediocre and you're never missing out It does quite nicely on Paul Merriman's qu...
by joypog
Sun Apr 16, 2023 9:53 am
Forum: Variable Portfolio Discussion
Topic: in depth review of golden butterfly
Replies: 21
Views: 12509

Re: in depth review of golden butterfly

Damn...all in on foreign equities. Hope it works out!

(ps, any reason you went small cap foreign instead of foreign SCV?)
by joypog
Mon Apr 10, 2023 3:51 pm
Forum: Bonds
Topic: When is it time to load up on bonds.
Replies: 40
Views: 33534

Re: When is it time to load up on bonds.

With that news I guess I’ll be buying more into long bonds on tomorrow when I do my regular purchase as I slowly bleed into the market.
by joypog
Fri Apr 07, 2023 8:53 pm
Forum: Other Discussions
Topic: How much to save for retirement
Replies: 101
Views: 74191

Re: How much to save for retirement

All any of us can do is to do our best and we’re going to end up with whatever we end up with. People have been retiring that way forever. To be pedantic…is that true? My speculation is that voluntary retirement is a modern construct. I meant “for as long as people have been retiring”, not literall...
by joypog
Fri Apr 07, 2023 3:54 pm
Forum: Other Discussions
Topic: How much to save for retirement
Replies: 101
Views: 74191

Re: How much to save for retirement

flyingpylon wrote:
Thu Apr 06, 2023 9:18 pm
All any of us can do is to do our best and we’re going to end up with whatever we end up with. People have been retiring that way forever.
To be pedantic…is that true? My speculation is that voluntary retirement is a modern construct.
by joypog
Fri Apr 07, 2023 3:49 pm
Forum: Variable Portfolio Discussion
Topic: Hedging Against U.S. Dollar Losing Global Reserve Status
Replies: 34
Views: 24683

Re: Hedging Against U.S. Dollar Losing Global Reserve Status

It’s basically a golden butterfly that is underweight bonds, especially if you switch to ITT. I think the performance gains are negligible when wiggling 5 percentage points one way or the other. At that point the key is to create a systematic system so you don’t let yourself get carried away by emot...
by joypog
Sun Apr 02, 2023 9:52 am
Forum: Variable Portfolio Discussion
Topic: Simplifying fund choices for the PP/GB
Replies: 19
Views: 6684

Re: Simplifying fund choices for the PP/GB

When I decided upon my asset allocation, I put together a little spreadsheet table simplifying it to the bare minimum of two funds (like Hal's 2-fund approach). It was a good exercise. That said, it feels natural to split brokerages between tax advantaged versus taxable accounts, just for a little h...
by joypog
Wed Mar 29, 2023 12:50 am
Forum: Permanent Portfolio Discussion
Topic: I'M OUT!
Replies: 64
Views: 59917

Re: I'M OUT!

Ha! It’s because I was arguing from a libertarian point of view in the second half of my post. That said, I’d be wary about Florida. One might enjoy DeSantis trolling of teh libs, but he’s doing it with heavy handed laws. I’d recommend a purple state that doesn’t have a long term single party rule a...
by joypog
Tue Mar 28, 2023 9:01 pm
Forum: Permanent Portfolio Discussion
Topic: I'M OUT!
Replies: 64
Views: 59917

Re: I'M OUT!

If I had to bet what would be the global power in 40 years—"USA VS everybody else" I would get the pessimism around such a binary outcome. But the reality is you get to be the citizen of ONE nation...maybe two if you're lucky. So I return to the TINA question. Maybe Nigeria or India will be the next...
by joypog
Tue Mar 28, 2023 8:50 pm
Forum: Politics
Topic: TikTok ban thoughts?
Replies: 26
Views: 19373

Re: TikTok ban thoughts?

Great! I'm all for a Tiktok ban...but I'm sick of Congress delegating powers to the executive branch.

My ideal is to ban certain types of surveillance that would cripple Tiktok's addictiveness (and FB, Twitter, Youtube, etc). Of course that's why it won't happen....
by joypog
Mon Mar 27, 2023 6:38 am
Forum: Permanent Portfolio Discussion
Topic: International PP / theory
Replies: 11
Views: 2831

Re: International PP / theory

Thanks for the link. It might be just be confirmation but I agree with the Bogleheads article’s sentiment that a global-with-home-tilt equities portion coupled with an all domestic bond portion is an ideal setup. That said, if you look on Portfolio Visualizer you’ll see that into stocks are highly c...
by joypog
Sun Mar 26, 2023 7:04 pm
Forum: Permanent Portfolio Discussion
Topic: I'M OUT!
Replies: 64
Views: 59917

Re: I'M OUT!

Geopolitics always matter….to the point where it doesn’t really matter. If the system collapses (especially with the US as the worlds reserve currency) we’re all fucked no matter the portfolio. If you got a safety deposit box in another country, there is a chance you’ll be less fucked than the rest ...