Search found 508 matches

by joypog
Mon Jan 30, 2023 8:09 am
Forum: Stocks
Topic: Permanent Broker
Replies: 14
Views: 328

Re: Permanent Broker

vnatale wrote:
Mon Jan 30, 2023 7:20 am
Vanguard's customer service has definitely declined over the last few years.
That's unsurprising given what I've heard over the past year, but a disappointing since they were great fifteen years ago when I was first getting into investing and trying to set thing sup.
by joypog
Sun Jan 29, 2023 8:43 am
Forum: Stocks
Topic: Permanent Broker
Replies: 14
Views: 328

Re: Permanent Broker

I use both (Vanguard for IRA's, Fidelity for taxable and HSA's). Both are fine. I think I slightly prefer the additional info on Fidelity, but nothing that would tempt me to go through the hassle of moving my vanguard accounts to Fido. Plus I wouldn't feel particularly great if all of my investments...
by joypog
Wed Jan 25, 2023 6:34 am
Forum: Permanent Portfolio Discussion
Topic: Solution for those on the fence between bogle or browne
Replies: 9
Views: 554

Re: Solution for those on the fence between bogle or browne

Hahah half 60/40-half HBPP. I dig it. For my kids' 529s I just do the Vanguard target date funds - accurate to their age. I thought it's not the end of the world to rely a bit on conventional wisdom. 42.5 US TSM 20 ITT 12.5 LTT 12.5 STT 12.5 Gold That said... it wouldn't be a big step to take that p...
by joypog
Fri Jan 20, 2023 7:11 pm
Forum: Variable Portfolio Discussion
Topic: Joypog's regularly changing AA (originally "The Desert Looking Glass Portfolio")
Replies: 48
Views: 4491

Re: Joypog's regularly changing AA (originally "The Desert Looking Glass Portfolio")

Yup that's it. She just prefers the stability of cash and isn't worried about opportunity cost or inflation.
by joypog
Sat Jan 14, 2023 2:36 pm
Forum: Permanent Portfolio Discussion
Topic: Defensive moves when lunatics are running the asylum?
Replies: 13
Views: 700

Re: Defensive moves when lunatics are running the asylum?

Smith got it covered, aside from moving to another economy....
by joypog
Fri Jan 13, 2023 11:22 am
Forum: Variable Portfolio Discussion
Topic: Joypog's regularly changing AA (originally "The Desert Looking Glass Portfolio")
Replies: 48
Views: 4491

Re: Joypog's regularly changing AA (originally "The Desert Looking Glass Portfolio")

New Year's update: Two tweaks 1) My small allocation in wacky investments is going into Managed Futures, a mix of DBMF, CTA, and KMLM. We'll see how that goes. 2) The Wife made it clear she strongly prefers cash...so it looks like my AA will be more like Half Speculative - 16% each in US-TSM, US-SCV...
by joypog
Sat Dec 31, 2022 6:10 am
Forum: Permanent Portfolio Discussion
Topic: Huh, 1/N Asset Allocation is Quite Robust
Replies: 12
Views: 980

Re: Huh, 1/N Asset Allocation is Quite Robust

Makes sense to go for a true barbell when one isn’t constrained by past purchases in taxable accounts and/or 401k options.
by joypog
Sat Dec 24, 2022 9:54 am
Forum: Permanent Portfolio Discussion
Topic: Huh, 1/N Asset Allocation is Quite Robust
Replies: 12
Views: 980

Re: Huh, 1/N Asset Allocation is Quite Robust

Although holy tracking error — IIRC, SCV hasn’t kept up with SP500 until quite recently Yeah... that's the game with highly volatile products. Paul Merriman has a chart that compares various strategies. And a SCV+SP500 pairing ends up consistently being perfectly mediocre - never first, never last....
by joypog
Thu Dec 22, 2022 6:44 pm
Forum: Permanent Portfolio Discussion
Topic: Huh, 1/N Asset Allocation is Quite Robust
Replies: 12
Views: 980

Re: Huh, 1/N Asset Allocation is Quite Robust

Interesting. That's pretty much what I settled on 1/n of US LCG, US SCV, Intl SCV, Gold, LTT, and STT (I'm doing a barbell for the bonds because we're still thinking about buying a house so I like having the "ready-cash" for a down payment) It works for me because it's simple and it focuses the mind...
by joypog
Thu Dec 15, 2022 7:36 pm
Forum: Politics
Topic: Putin Invades Ukraine II
Replies: 949
Views: 61520

Re: Putin Invades Ukraine II

Have you watched Graveyard of the Fireflies? It’s really good and soulcrushingly sad. No. Have never heard of it. In general, I prefer my eyes to be reading rather than watching. Take in much more information that way. What is "Graveyard of the Fireflies"? It's a feature length animation about two ...
by joypog
Thu Dec 08, 2022 11:19 pm
Forum: Politics
Topic: Putin Invades Ukraine II
Replies: 949
Views: 61520

Re: Putin Invades Ukraine II

Have you watched Graveyard of the Fireflies?
It’s really good and soulcrushingly sad.
by joypog
Wed Nov 23, 2022 2:37 pm
Forum: Other Discussions
Topic: YouTube Junkie
Replies: 1137
Views: 388330

Re: YouTube Junkie

3 years ago, Tod's workshop did a great arrows vs breastplate video. Now they've done the top half altogether. Just brilliant, both of the main videos as well as the ancillary ones. ALL worth watching.

https://youtu.be/ds-Ev5msyzo
by joypog
Mon Nov 21, 2022 9:08 am
Forum: Politics
Topic: How did YOU vote???!!
Replies: 62
Views: 2131

Re: How did YOU vote???!!

1) $44 BILLLION, not $44 million 2) The NBA was even worst off than the NFL. I remember way back around 1980 when the NBA was so unpopular that their finals were not even shown live but were, instead, shown at 11:30 PM on tape delay! Now it is wildly poplular all over the world. 1) thanks for the c...
by joypog
Mon Nov 21, 2022 7:49 am
Forum: Politics
Topic: How did YOU vote???!!
Replies: 62
Views: 2131

Re: How did YOU vote???!!

If Elon decides to antagonize his liberal base… He’s just allowing people they don’t like to say things they disagree with. Letting Trump back onto the platform is one thing. The screenshot posted by vnatale is taking a victory lap-trolling-antagonizing-sore winning. It's totally his right since he...
by joypog
Sun Nov 20, 2022 8:43 pm
Forum: Politics
Topic: How did YOU vote???!!
Replies: 62
Views: 2131

Re: How did YOU vote???!!

Again, my reaction was that those people were guilty of gross overreaction. Where else should one indulge in meaningless apocalyptic fantasies, if not Twitter! That said, Twitter is in precarious place. Overall, it was already an underperforming social media platform, but it maintained the position...
by joypog
Sun Nov 20, 2022 5:59 pm
Forum: Politics
Topic: How did YOU vote???!!
Replies: 62
Views: 2131

Re: How did YOU vote???!!

It was fun! Not as hilarious as the week before when all the fake verified accounts got released. But still a good spectacle. I wonder how many more events Elon can manufacture after the World Cup stops boosting his traffic numbers. In the meantime, I hope all the engineers that were laid off / resi...
by joypog
Sun Nov 20, 2022 2:48 pm
Forum: Politics
Topic: How did YOU vote???!!
Replies: 62
Views: 2131

Re: How did YOU vote???!!

haha funny! I don't particularly care if Trump is on Twitter or not...but I had gotten bored of following the Elon-show. I also realized how much time it was wasting when I could have been doing something more creative (playing music or blogging). So last night I logged off of Twitter on all my devi...
by joypog
Sun Nov 20, 2022 11:13 am
Forum: Politics
Topic: How did YOU vote???!!
Replies: 62
Views: 2131

Re: How did YOU vote???!!

So if you’re someone that thinks the GOPe is the problem, should you keep voting for their candidates? Or is a strategic retreat (D win) the better option? I don’t have the answer but it will be interesting to see how it all unfolds. Isn't that the basic conundrum for BOTH factions of the Republica...
by joypog
Sun Nov 20, 2022 10:57 am
Forum: Politics
Topic: Putin Invades Ukraine II
Replies: 949
Views: 61520

Re: Putin Invades Ukraine II

Who here would support their children or nieces and nephews bring sent to fight Russia? Do you draw the line there? We are at war with Russia, but currently by proxy. I mean, that's kind of the point of supporting them with materiel. This is an amazing value play for the projection of American powe...
by joypog
Sat Nov 19, 2022 10:23 am
Forum: Politics
Topic: Putin Invades Ukraine II
Replies: 949
Views: 61520

Re: Putin Invades Ukraine II

Please, tell me more about how corrupt and disgusting the political world of Ukraine is. It’s very Russian…and public apologies. Sometimes my writing gets strident and obnoxious. Has never come across that way to me... I'll second that...but I'm almost always in agreement with kgb so I may be overl...
by joypog
Sat Nov 19, 2022 10:19 am
Forum: Cash
Topic: John Mauldin on Crypto
Replies: 5
Views: 485

Re: John Mauldin on Crypto

Thanks for sharing this. Great essay. I had followed Maudlin for a while but his constant bearishness was a bit of a turnoff over time. HB's approach of "we just don't know, so let's own a bit of each" was much more empowering for my psychology. That said, I love this line. I think I'm gonna have to...
by joypog
Thu Nov 17, 2022 11:10 pm
Forum: Politics
Topic: US House to investigate the Bidens et al
Replies: 15
Views: 608

Re: US House to investigate the Bidens et al

Since we can nothing nice in this world, the likely endgame is two discredited presidents vying for a second term in 2024. >:D Do you think there'd be a sizable chunk of people voting third-party in that situation? I think the prisoners dilemma is too strong. I’m on a high from the recent election ...
by joypog
Thu Nov 17, 2022 8:59 pm
Forum: Politics
Topic: US House to investigate the Bidens et al
Replies: 15
Views: 608

Re: US House to investigate the Bidens et al

Hey, if there's nothing there, then cool...and if it pushes Biden stage left (assuming he's not shameless like his predecessor) that's fine too.

Since we can have nothing nice in this world, the likely endgame is two discredited presidents vying for a second term in 2024. >:D
by joypog
Thu Nov 17, 2022 5:51 pm
Forum: Politics
Topic: Putin Invades Ukraine II
Replies: 949
Views: 61520

Re: Putin Invades Ukraine II

Posting an image 4 days after the invasion and reports from 2014...pales in comparison to the unmitigated atrocity of the Russians over the past 9 months. I'm certain there are war crimes going both ways, but every report shows the mass preponderance perpetrated by the Russians. I see why the Ukran...