For a flip style asset allocation from a British perspective, third British (GBP) short term treasury (STT), third US (USD) STT, third split thirds 3x stock, gold, silver ... diversified fiat and non fiat currencies. If a single currency crashes to a extreme of a total loss then two-thirds being in ...

CJ, years of austerity won’t be undertaken voluntarily. They will try to kick this down the road forever. Inflation is their only hope to get out of debt. I’m so bad at market timing, so take this for what you paid for it. Gold is going a lot higher. Maybe not soon. But it has to. Short sharp pain ...

I thought there was no political discussion allowed at B’heads. Well, stocks have been on an absolute tear, so I don’t know that they’re in shambles. On-topic: Gold hit US$3785 ! Shambles ... abattoir or butchers 'bloodbath' ... it is not, at least not thus far. Year to recent and the S&P500 is...

For minimalist I compile a Linux kernel (https://kernel.org/) and compile/run a framebuffer vnc and ssh on top of that. ssh into remote boxes/servers and run chrome/whatever on those (gui forwarded via vnc). Around 20MB filesize so boots in a second and on very-low spec hardware. Not good for the li...

GDE is one alternative tax form option, targets holding 90% long stock, 90% via gold Futures, where gold gains are taxed differently to regular gold. 1.8x leveraged 50/50 stock/gold, so for 25% each in stock and gold = 28% GDE (72% rest in short term treasury, or in the case of the PP 25% in LTT/47%...

Did J. Powell really say today that stocks are overvalued? I'm at work, haven't seen the video. Government shutdown in 8 days? Should all be great for stocks. Buy that dip! ;) In British Pounds terms US stock total return year to recent are up around 5%. In terms of Euros US stocks are around flat....

Here in the UK and one ounce legal tender (tax exempt) gold coins via my more regular dealership typically cost spot +1.5% (for 10 coin bundles), sell back (individually) for spot -1%. Bought/sold privately and often both parties are typically content to buy/sell at spot (so just the postage costs),...

In this context, copper is a recent 'value' play

https://www.portfoliovisualizer.com/bac ... CYoNSwknto
(Much of silver production is a bi-product from copper production)

Mathjak makes a valid point. It's all a balancing act. They say you can never change anyone else, you can only change yourself. So in that context, if your own comfort level stands in conflict with the returns you need for the retirement goals you have, it may not be a bad idea to look internally a...

I've been inclined to read it as Global Financial Crisis

That would be an example of an oxymoron in the dictionary? ... and onyx room is a anagram of oxymoron :) seajay, are you a fan of the internet anagram server? I wrote to the guy once, asking him to make the search term persistent instead of resetting each time. He did it, and it’s been persistent e...

yankees60 wrote: ↑Fri Aug 29, 2025 9:41 am

dualstow wrote: ↑Fri Aug 29, 2025 6:22 am The permanent portfolio:
It’s for short-term money

That would be an example of an oxymoron in the dictionary?

... and onyx room is a anagram of oxymoron

Yeah, the longer I live, the more I’m convinced that most if not all couch potato portfolios* are fine if one sticks with them. Wellesley, 50/50 stock/bond, 20/80 Small Cap Value/PP (Golden Butterfly), 24/76 Mid Cap/PP (19% in each of the four PP assets) ... and each/any of those would have been 's...

i disagree ,the pp isn’t a good choice for most in their accumulation stage . that is not the time to be in what is considered a capital preservation portfolio not a pedal to the metal growth portfolio for decades of growth absolutely not in my opinion. unless one is making a load of money where th...

What we're finding is that the caregiving field is dominated by immigrants. Elders are valued more highly in some cultures Is it not more a case of family units, 'mother' staying at home to raise the kids and care for the elderly versus both parents working and paying fortunes in child/elderly care...

When modest/deep downturns occur even those that let others manage their money may capitulate, its a common time for high flows out of more aggressive funds. Those that manage their own initial more aggressive asset allocation, or have managers doing that for them, end up after capitulation with les...

Bitcoin has become more mainstream recently, which limits backtesting however from 2021, after all of the big-up's as it became more accepted, 25/50/25 bitcoin/stablecoin/gold compared against stocks https://www.portfoliovisualizer.com/backtest-portfolio?s=y&sl=sP2kvSaDHg695k8P7yq22 With that yo...

If you inspect the yearly gains of each stock in a general stock index and sort those from worst to best then typically the left tail (quarter) is often down, the right tail up, the middle 50% section relatively flat, often not dissimilar to cash. You might emulate that, a form of synthetic stock in...

many abandoned the pp because of it or they are still licking their wounds from long term bonds which are still off 50% from their peak as well as zero returns on cash at a time other assets were doing very well. In purchase power terms, cash and gold had a good year in 2022 when both yielded near ...

The PP is out of vogue after recent large/fast gains elsewhere - but where the valuations in those alternatives seem high. Perhaps in another year after a major correction the board activity might once again soar. Those that perhaps profit took to start building up PP exposure at recent times might ...

A private key is 32 bytes, what's not to stop random 32 bytes private keys being generated and then applied across the entire blockchain to see if it opens up any addresses, rinse and repeat continually and surely by chance/luck it will periodically strike it lucky ??? Have at it O0 I don’t think y...

It's an attempt at capital flow control. They don't want organizations settling in gold. They want to push them through SWIFT and the US Dollar. The US has been running with a deficit, borrows from abroad, buys more imports than it exports. Lower interest rates paid by the US than what it receives ...

A private key is 32 bytes, what's not to stop random 32 bytes private keys being generated and then applied across the entire blockchain to see if it opens up any addresses, rinse and repeat continually and surely by chance/luck it will periodically strike it lucky

UK imports of US cars plunge 60% in June 2025. Similar likely elsewhere. Trumps ever dynamic changes in tariffs are pretty much making buying from or selling to the US as non viable. Much trust has also been lost. In another year I wouldn't be surprised to see high reciprocal penalties against other...

Trump has recently said that he is "never going to let the dollar slide." The only way that could happen, he added, is "if you have a dummy" as president. The US dollar index - a measure of the US currency against various foreign currencies - has fallen 12.5% since his Inaugurati...