Search found 167 matches

by dockinGA
Wed Aug 03, 2022 8:33 am
Forum: Permanent Portfolio Discussion
Topic: Are most people here sticking with Treasuries?
Replies: 130
Views: 7660

Re: Are most people here sticking with Treasuries?

That really is the whole point of the PP, isn't it? PP investors tend to be self-selecting conservative, defensive stewards of their wealth for a reason. PP investors are more inclined to look at investing as putting aside surplus capital today and anticipate that having maintained its purchase pow...
by dockinGA
Tue Jul 19, 2022 5:31 am
Forum: Gold
Topic: Gold is not an investment
Replies: 35
Views: 2302

Re: Gold is not an investment

Not quite MJ. Per PV... As a general rule on several average rolling year computations equities outperform gold 1.5 to 2x in CAGR (gold lovers...this should get your attention) For the last 3 years rolling equites/gold 9.52/8.54% For the last 5 years rolling equities/gold 10.48/7.31% You're correct...
by dockinGA
Mon Jul 18, 2022 3:01 pm
Forum: Other Discussions
Topic: Critique Financial Planner's Plan
Replies: 54
Views: 1506

Re: Critique Financial Planner's Plan

Switching gears a bit. Do any of you guys use a financial planner? If so, why or why not? Would you be willing to pay 150 basis points on AUM? Seems awfully steep to me. The planner was proposing two 90 minute meetings per year in exchange for that 150 bps. The minimum investment is $250,000, so th...
by dockinGA
Mon Jul 18, 2022 1:01 pm
Forum: Other Discussions
Topic: Critique Financial Planner's Plan
Replies: 54
Views: 1506

Re: Critique Financial Planner's Plan

Switching gears a bit. Do any of you guys use a financial planner? If so, why or why not? Would you be willing to pay 150 basis points on AUM? Seems awfully steep to me. The planner was proposing two 90 minute meetings per year in exchange for that 150 bps. The minimum investment is $250,000, so th...
by dockinGA
Mon Jul 18, 2022 5:29 am
Forum: Other Discussions
Topic: Led Fridman
Replies: 14
Views: 490

Re: Led Fridman

joypog wrote:
Sun Jul 17, 2022 6:04 pm
Smith1776 wrote:
Sun Jul 17, 2022 5:50 pm
lol i have a feeling that Led Fridman will be a forum inside joke for a long time to come.
I remember listening to Led Fridman II on repeat before breaking up with a girlfriend in college. The good old days!
LFII is a good album, but I've always thought LFIII and Presents were the best.
by dockinGA
Sat Jul 16, 2022 7:45 pm
Forum: Permanent Portfolio Discussion
Topic: Absolutely brutal - 5/5
Replies: 294
Views: 16041

Re: Absolutely brutal - 5/5

I don't get why the poor relative has gotten so much flack. The relative in question is doing so well that he doesn't ever look at his portfolio, so lets assume that his pre-retirement savings was quite healthy. Looking at on the longterm trends it seems that the SP500 typically yields about 4.4% -...
by dockinGA
Sat Jul 16, 2022 5:25 pm
Forum: Permanent Portfolio Discussion
Topic: Absolutely brutal - 5/5
Replies: 294
Views: 16041

Re: Absolutely brutal - 5/5

OK, I can't let this one go. This one post possibly highlights the limits of your critical thinking skills more than any other. You are boring the shit out of me . So you're saying you splatter word salad all over everybody's threads out of boredom? Let's hope I can bore you so much you run out of $...
by dockinGA
Sat Jul 16, 2022 2:26 pm
Forum: Permanent Portfolio Discussion
Topic: Absolutely brutal - 5/5
Replies: 294
Views: 16041

Re: Absolutely brutal - 5/5

mathjak, I respect your knowledge and your contributions to discussions, but I must admit that I agree with the assertion that you have a propensity for derailing threads. Just looking at his posts from the past couple of days: 1. He's posted a link to an article (that didn't really address the ori...
by dockinGA
Sat Jul 16, 2022 11:38 am
Forum: Bonds
Topic: Bond ETFs vs Individual Bonds
Replies: 10
Views: 831

Re: Bond ETFs vs Individual Bonds

You can do it the same as funds do . Regardless, why did you make the comment, point blank, that 'Funds also can do something you can’t do with individual bonds and that is called ride the yield curve;, a direct quote from your post. Still waiting on an answer here Mathjak. Please provide us with a...
by dockinGA
Sat Jul 16, 2022 11:35 am
Forum: Permanent Portfolio Discussion
Topic: Absolutely brutal - 5/5
Replies: 294
Views: 16041

Re: Absolutely brutal - 5/5

Others can decide if what i said was wrong . You are just argumentative and a dick . You clearly implied I said something that I didn’t. . Clearly don’t understand spending down to live is based on portfolio value not dividend spending Clearly like to harp on what you can construe as false but is s...
by dockinGA
Sat Jul 16, 2022 8:38 am
Forum: Permanent Portfolio Discussion
Topic: Absolutely brutal - 5/5
Replies: 294
Views: 16041

Re: Absolutely brutal - 5/5

You are boring the shit out of me . No I never said. A 1.80% draws is dangerous nor did anyone say that is what we are talking about ..there are no specific amounts discussed so it is all just general advice I am tired of responding too your argumentative posts . I will not respond to you …bye Well...
by dockinGA
Sat Jul 16, 2022 8:10 am
Forum: Permanent Portfolio Discussion
Topic: Absolutely brutal - 5/5
Replies: 294
Views: 16041

Re: Absolutely brutal - 5/5

I said it .. as an example one cannot blindly spend dividends to live on with out knowing the rate of the draw and how much may have to be reinvested to keep to a safe draw rate. When one is drawing an income to live it is advisable that they know their draw rate and not blindly pull money OK. So y...
by dockinGA
Sat Jul 16, 2022 7:58 am
Forum: Permanent Portfolio Discussion
Topic: Absolutely brutal - 5/5
Replies: 294
Views: 16041

Re: Absolutely brutal - 5/5

Right here . If you have to sell shares for income, do you know whether remaining shares are going to rise or fall with the level of certainty and precision that a dividend investor knows what his dividend take will be next year? And where is he claiming that a 6% withdrawal rate is a 'safe withdra...
by dockinGA
Sat Jul 16, 2022 7:51 am
Forum: Permanent Portfolio Discussion
Topic: Absolutely brutal - 5/5
Replies: 294
Views: 16041

Re: Absolutely brutal - 5/5

My beef is that anyone who is living off dividends especially while retired is blindly spending money at a draw rate that they have no idea what it is . Without looking at value one has no clue what they are pulling out …it is way to easy to draw more then it can support. Just because I can put my ...
by dockinGA
Sat Jul 16, 2022 7:49 am
Forum: Permanent Portfolio Discussion
Topic: Absolutely brutal - 5/5
Replies: 294
Views: 16041

Re: Absolutely brutal - 5/5

Stop your worthless babbling already. You can be a real dick and add no value at all to any conversation other than argue So far there is nothing to be learned from your posts at all There's plenty to be learned from my posts by other people. Countering your misinformation is of value to other peop...
by dockinGA
Sat Jul 16, 2022 7:21 am
Forum: Permanent Portfolio Discussion
Topic: Absolutely brutal - 5/5
Replies: 294
Views: 16041

Re: Absolutely brutal - 5/5

So dividends are a withdrawal method , the company does it for you I haven't said anything that contradicted that. And, what's your beef with jalanlong's friend's strategy, if all he's done is chosen a particular withdrawal method? Mathjak is a perfect example of someone who has accumulated a lot o...
by dockinGA
Sat Jul 16, 2022 7:14 am
Forum: Permanent Portfolio Discussion
Topic: Absolutely brutal - 5/5
Replies: 294
Views: 16041

Re: Absolutely brutal - 5/5

Pay attention . I am not claiming anything . Portfolio labs gives the results daily as well as they include a quarterly rebalance so they are not just individual returns ytd with the pp. Got a gripe ,. Complain to them , not me They're not the ones coming on this website and spouting their informat...
by dockinGA
Sat Jul 16, 2022 6:36 am
Forum: Permanent Portfolio Discussion
Topic: Absolutely brutal - 5/5
Replies: 294
Views: 16041

Re: Absolutely brutal - 5/5

the gap widens as the pp falls farther behind the others in the downturn portfolio labs shows pp ytd down 15.81% wellesly down 9.80 insight income down 10% OK, the more I look at this the more I realize you're just a mathematically challenged individual (witness your inability last week to figure o...
by dockinGA
Sat Jul 16, 2022 6:22 am
Forum: Permanent Portfolio Discussion
Topic: Absolutely brutal - 5/5
Replies: 294
Views: 16041

Re: Absolutely brutal - 5/5

the gap widens as the pp falls farther behind the others in the downturn portfolio labs shows pp ytd down 15.81% wellesly down 9.80 insight income down 10% This information for PP doesn't match what's shown on Yahoo Finance or Google Finance or any other site that I looked at. I'm getting roughly 1...
by dockinGA
Fri Jul 15, 2022 1:28 pm
Forum: Bonds
Topic: Bond ETFs vs Individual Bonds
Replies: 10
Views: 831

Re: Bond ETFs vs Individual Bonds

You can do it the same as funds do . Correct, which is the method usually used for individual treasury purchasers using the PP approach. Buy at 30, sell at 20. Regardless, why did you make the comment, point blank, that 'Funds also can do something you can’t do with individual bonds and that is cal...
by dockinGA
Fri Jul 15, 2022 11:22 am
Forum: Bonds
Topic: Bond ETFs vs Individual Bonds
Replies: 10
Views: 831

Re: Bond ETFs vs Individual Bonds

Funds also can do something you can’t do with individual bonds and that is called ride the yield curve https://www.kitces.com/blog/how-bond-funds-rolling-down-the-yield-curve-help-defend-against-rising-interest-rates/ Do you care to offer an explanation of why this can't be done with individual tre...
by dockinGA
Tue Jul 12, 2022 11:10 am
Forum: Permanent Portfolio Discussion
Topic: Bitcoin in the PP?
Replies: 87
Views: 12798

Re: Bitcoin in the PP?

I've personally decided to eschew personal significant involvement in Bitcoin at the portfolio level. I'll stick with gold. Gold has the multi-millennia history of being a monetary asset, and it's unique in that it's physical instead of digital. The massive telecom outage that happened here in Cana...
by dockinGA
Mon Jul 11, 2022 8:38 pm
Forum: Permanent Portfolio Discussion
Topic: Absolutely brutal - 5/5
Replies: 294
Views: 16041

Re: Absolutely brutal - 5/5

Same to you ……stay the fuck off my posts I think you're telling me the same thing that the rest of the board has been trying to tell you regarding THEIR posts. And let the record show this is not a thread you started, just one of the countless ones that you've hijacked, so it's kinda rich for you t...
by dockinGA
Mon Jul 11, 2022 4:14 pm
Forum: Permanent Portfolio Discussion
Topic: Absolutely brutal - 5/5
Replies: 294
Views: 16041

Re: Absolutely brutal - 5/5

You mean like most of your comments are just useless arguing and bull shit.. wait let me correct that ..I find all your comments useless insulting and arguing and just bull shit Well, if you weren't around, there'd be no need for me to argue incessantly with somebody. Look, I think I've figured you...
by dockinGA
Mon Jul 11, 2022 3:54 pm
Forum: Permanent Portfolio Discussion
Topic: Absolutely brutal - 5/5
Replies: 294
Views: 16041

Re: Absolutely brutal - 5/5

Investor behavior has been the biggest factor and most small investors have shot themselves in the foot based on their own behavior . Almost all funds have ended up with higher fund returns then the investors in them according to morningstars small investor tracking and vanguards study . So even co...