Search found 44 matches

by turbo8214
Fri Mar 27, 2020 11:18 am
Forum: Permanent Portfolio Discussion
Topic: What are you doing with your 401K?
Replies: 13
Views: 593

Re: What are you doing with your 401K?

For one thing all new money to cash now! I have thought about doing this. Do you plan to convert it to stock when you think it hits bottom? Or do you plan on leaving it cash? Oh it'll go into the stock market for sure. Just not when VIX is 65 ! The house is on fire. Someone told me he's doing the s...
by turbo8214
Fri Mar 27, 2020 11:17 am
Forum: Permanent Portfolio Discussion
Topic: What are you doing with your 401K?
Replies: 13
Views: 593

Re: What are you doing with your 401K?

I include my 401k in my PP. I hold all gold in taxable. For bonds in 401k I have to use TBM and I use that as an approximate substitute for the 50/50 barbell. I hold the bond barbell where space allows (cash in taxable, 30 year treasuries in IRA) How do you balance it? For example, let's say you ha...
by turbo8214
Fri Mar 27, 2020 10:29 am
Forum: Permanent Portfolio Discussion
Topic: What are you doing with your 401K?
Replies: 13
Views: 593

Re: What are you doing with your 401K?

I include my 401k in my PP. I hold all gold in taxable. For bonds in 401k I have to use TBM and I use that as an approximate substitute for the 50/50 barbell. I hold the bond barbell where space allows (cash in taxable, 30 year treasuries in IRA) How do you balance it? For example, let's say you ha...
by turbo8214
Fri Mar 27, 2020 10:20 am
Forum: Permanent Portfolio Discussion
Topic: What are you doing with your 401K?
Replies: 13
Views: 593

Re: What are you doing with your 401K?

solo 401(k): I don't contribute new money to this account but this is the space where stocks are traded and sometimes held for less than a year before taking profits. It holds a lot of 30-Year treasury bonds so it is part of the pp. The other day, I sold a Fidelity intermediate treasury fund and pu...
by turbo8214
Fri Mar 27, 2020 10:18 am
Forum: Permanent Portfolio Discussion
Topic: What are you doing with your 401K?
Replies: 13
Views: 593

Re: What are you doing with your 401K?

ochotona wrote:
Fri Mar 27, 2020 9:52 am
For one thing all new money to cash now!
I have thought about doing this.
Do you plan to convert it to stock when you think it hits bottom? Or do you plan on leaving it cash?
by turbo8214
Fri Mar 27, 2020 9:46 am
Forum: Permanent Portfolio Discussion
Topic: What are you doing with your 401K?
Replies: 13
Views: 593

What are you doing with your 401K?

I have transferred my non-401K retirement funds into a Permanent Portfolio, after being in a typical Bogleheads 60/40. My 401K, like many of them, have limited options (and no brokerage window). I currently have it in a 60/40 and it's down nearly 25% for the year. To those of you who invest in a 401...
by turbo8214
Tue Mar 24, 2020 11:14 pm
Forum: Permanent Portfolio Discussion
Topic: Asset Allocation in the Most Painful Month
Replies: 32
Views: 2494

Re: Asset Allocation in the Most Painful Month

You can buy gold via your Vanguard Roth, but it will need to be a Brokerage account. You can convert it to Brokerage if not already one. So, I jumped onto Vinny's thread in the Gold subforum here: https://www.gyroscopicinvesting.com/forum/viewtopic.php?f=5&t=10119 But, yeah, it looks like my Vangua...
by turbo8214
Tue Mar 24, 2020 8:34 pm
Forum: Permanent Portfolio Discussion
Topic: Asset Allocation in the Most Painful Month
Replies: 32
Views: 2494

Re: Asset Allocation in the Most Painful Month

Welcome to the PP, CT-Scott. Thanks for the welcome, and your post talking-up Gold is of particular interest to me. I don't want to get this thread side-tracked (I promise I'll create a dedicated thread soon to talk more about my situation), but we basically moved all of our tax-deferred accounts t...
by turbo8214
Thu Mar 19, 2020 11:47 pm
Forum: Permanent Portfolio Discussion
Topic: Are you "staying the course"?
Replies: 39
Views: 2076

Re: Are you "staying the course"?

This month really reminds me of October 2008 personally, the way stocks, bonds, and gold are trading. I'm just waiting for the Lehman announcement, something like TSLA going under when it can't get the credit it needs to keep the lights on. True. October is when the bottom dropped out. I just remem...
by turbo8214
Wed Mar 18, 2020 6:50 pm
Forum: Permanent Portfolio Discussion
Topic: Are you "staying the course"?
Replies: 39
Views: 2076

Re: Are you "staying the course"?

If you have the psychological wherewithal to buy stocks and wait what could be years, I think once the DJIA is <15,000, it's time to think about buying. If it actually happens to get down to 10,000 or less, back up the truck and fill it with stocks. If you can afford it, and if you think you can si...
by turbo8214
Wed Mar 18, 2020 6:23 pm
Forum: Permanent Portfolio Discussion
Topic: Are you "staying the course"?
Replies: 39
Views: 2076

Re: Are you "staying the course"?

Do you all plan on staying the course? Yes in the sense of not capitulating and selling stocks low. I'll be buying stocks. No in the sense of dumping munis and prime for a flight to quality (treasury mm). Are you buying now or waiting until it goes down another 20-30%? For now, I'm merely throwing ...
by turbo8214
Wed Mar 18, 2020 6:20 pm
Forum: Permanent Portfolio Discussion
Topic: Are you "staying the course"?
Replies: 39
Views: 2076

Re: Are you "staying the course"?

I know many musician / artist / part-time teacher types, and the combination of AB5 and Coronavirus has destroyed their income sources. Those government stimulus checks should hopefully help. They are talking about $1000 in April and another $1000 in May. How can anyone live on that though? As much...