Search found 47 matches

by turbo8214
Sat Sep 26, 2020 11:28 am
Forum: Variable Portfolio Discussion
Topic: 60-40 Portfolio Won't Prepare Investors for Retirement
Replies: 16
Views: 711

Re: 60-40 Portfolio Won't Prepare Investors for Retirement

Smith1776 wrote:
Fri Sep 18, 2020 6:53 pm
I hold a few shares of a low cost 60/40 balanced fund just for fun. I think with international diversification they should do fine. High valuations in U.S. stocks and bonds can be at least partially ameliorated with international allocations.
That sound similar to a Bogleheads 3-tiered portfolio.
by turbo8214
Sat Sep 26, 2020 11:27 am
Forum: Variable Portfolio Discussion
Topic: 60-40 Portfolio Won't Prepare Investors for Retirement
Replies: 16
Views: 711

Re: 60-40 Portfolio Won't Prepare Investors for Retirement

Sadly no. I keep asking if in-service rollovers are allowed just in case the answer changes...it would certainly be helpful to roll it into my solo 401K which would allow me to continue making back-door Roth contributions. I have the same issue. It will have to wait until the job ends. IRA is in a ...
by turbo8214
Fri Sep 18, 2020 10:22 am
Forum: Variable Portfolio Discussion
Topic: 60-40 Portfolio Won't Prepare Investors for Retirement
Replies: 16
Views: 711

60-40 Portfolio Won't Prepare Investors for Retirement

Interesting article. Not only does the author bash the Bogleheads 60/40 portfolio (without mentioning Bogleheads) but he seems to be recommending a Permanent Portfolio without mentioning it (or perhaps even knowing what it is) ----------------- https://www.newsmax.com/t/newsmax/article/987093/8 The ...
by turbo8214
Fri Mar 27, 2020 11:18 am
Forum: Permanent Portfolio Discussion
Topic: What are you doing with your 401K?
Replies: 13
Views: 1089

Re: What are you doing with your 401K?

For one thing all new money to cash now! I have thought about doing this. Do you plan to convert it to stock when you think it hits bottom? Or do you plan on leaving it cash? Oh it'll go into the stock market for sure. Just not when VIX is 65 ! The house is on fire. Someone told me he's doing the s...
by turbo8214
Fri Mar 27, 2020 11:17 am
Forum: Permanent Portfolio Discussion
Topic: What are you doing with your 401K?
Replies: 13
Views: 1089

Re: What are you doing with your 401K?

I include my 401k in my PP. I hold all gold in taxable. For bonds in 401k I have to use TBM and I use that as an approximate substitute for the 50/50 barbell. I hold the bond barbell where space allows (cash in taxable, 30 year treasuries in IRA) How do you balance it? For example, let's say you ha...
by turbo8214
Fri Mar 27, 2020 10:29 am
Forum: Permanent Portfolio Discussion
Topic: What are you doing with your 401K?
Replies: 13
Views: 1089

Re: What are you doing with your 401K?

I include my 401k in my PP. I hold all gold in taxable. For bonds in 401k I have to use TBM and I use that as an approximate substitute for the 50/50 barbell. I hold the bond barbell where space allows (cash in taxable, 30 year treasuries in IRA) How do you balance it? For example, let's say you ha...
by turbo8214
Fri Mar 27, 2020 10:20 am
Forum: Permanent Portfolio Discussion
Topic: What are you doing with your 401K?
Replies: 13
Views: 1089

Re: What are you doing with your 401K?

solo 401(k): I don't contribute new money to this account but this is the space where stocks are traded and sometimes held for less than a year before taking profits. It holds a lot of 30-Year treasury bonds so it is part of the pp. The other day, I sold a Fidelity intermediate treasury fund and pu...
by turbo8214
Fri Mar 27, 2020 10:18 am
Forum: Permanent Portfolio Discussion
Topic: What are you doing with your 401K?
Replies: 13
Views: 1089

Re: What are you doing with your 401K?

ochotona wrote:
Fri Mar 27, 2020 9:52 am
For one thing all new money to cash now!
I have thought about doing this.
Do you plan to convert it to stock when you think it hits bottom? Or do you plan on leaving it cash?
by turbo8214
Fri Mar 27, 2020 9:46 am
Forum: Permanent Portfolio Discussion
Topic: What are you doing with your 401K?
Replies: 13
Views: 1089

What are you doing with your 401K?

I have transferred my non-401K retirement funds into a Permanent Portfolio, after being in a typical Bogleheads 60/40. My 401K, like many of them, have limited options (and no brokerage window). I currently have it in a 60/40 and it's down nearly 25% for the year. To those of you who invest in a 401...
by turbo8214
Tue Mar 24, 2020 11:14 pm
Forum: Permanent Portfolio Discussion
Topic: Asset Allocation in the Most Painful Month
Replies: 32
Views: 3922

Re: Asset Allocation in the Most Painful Month

You can buy gold via your Vanguard Roth, but it will need to be a Brokerage account. You can convert it to Brokerage if not already one. So, I jumped onto Vinny's thread in the Gold subforum here: https://www.gyroscopicinvesting.com/forum/viewtopic.php?f=5&t=10119 But, yeah, it looks like my Vangua...
by turbo8214
Tue Mar 24, 2020 8:34 pm
Forum: Permanent Portfolio Discussion
Topic: Asset Allocation in the Most Painful Month
Replies: 32
Views: 3922

Re: Asset Allocation in the Most Painful Month

Welcome to the PP, CT-Scott. Thanks for the welcome, and your post talking-up Gold is of particular interest to me. I don't want to get this thread side-tracked (I promise I'll create a dedicated thread soon to talk more about my situation), but we basically moved all of our tax-deferred accounts t...
by turbo8214
Thu Mar 19, 2020 11:47 pm
Forum: Permanent Portfolio Discussion
Topic: Are you "staying the course"?
Replies: 39
Views: 3243

Re: Are you "staying the course"?

This month really reminds me of October 2008 personally, the way stocks, bonds, and gold are trading. I'm just waiting for the Lehman announcement, something like TSLA going under when it can't get the credit it needs to keep the lights on. True. October is when the bottom dropped out. I just remem...