Greetings from Europe. My USD-based portfolio is still pure of the purest HBPP, though only 5 years in it (invested since end of 2019) happy so far... Haven't calculated the performance in the last year or so, but think its doing rather well nowadays. Anyway, working for an early retirement, no time...

Yup, just listened to it this morning. As I did not have enough of sleep during the night to cover my needs, most part I slept, but details should not bother any real PP proponent (like me). Whether Gold is real inflation protector or not, whether it covers 80-90 or merely 50% of the inflation, real...

Thanks ! Once I finish Schwarzenegger's 'Be Useful', will have a look.

Yay, it was on the shelf. DS, what's the name of that book ? May find it strange, but looks kind of more detailed than the ones I found translated in BG. So, maybe its time to shift to the untranslated. To be honest I read them mostly for entertainment, but they are awfully lacking any details and ...

IMHO, worth reading, though can be categorized as (un)common sense.
And don't get mislead by the subject (actually there's section about what you may think initially, named Movie stuff: asteroids, aliens, zombies, and killer apes )

Rational reasons why you should be prepared

Both US and Russia sucks - does that work ? However, in this war Russia sucks way more

Well, investing in euro bills is neither that hard, nor that easy, compared to US (based on my understanding) is harder. Yeah, do not think people here are crazy about USD, though they (as I do) try to find a way to keep their investments in not-extremely-bad shape - given the staggering inflation (...

Get well soon, Sir! Here the cases started to increase too. What they say is a common symptom - eyes inflammation.

Still have room for improvement. EUR 25+years bonds cracked 50% drawdown, TLT is still only -45% ...

For EU investors (guess US ones have better options anyway), Interactive Brokers offers (since couple of months already) the so called "cash yield enhancement program". Compared to other brokers its indeed a viable option. As of the time of writing, those are the USD and EUR rates for any ...

I find most of those costumes funny, especially the ones that go way beyond what you can normally day-wear i.e. Kiss-style. Personally, while I am great trash/death metal fan, do own just a single Sepultura hoodie. Like the one on below, art of the "Beneath the remains" is astonishing, isn...

Indeed, gold is crap. Haven't met my expectations. ;D However, given that I am posting to gyroscopic and not windmill investing, have to give a credit to the folks on which shoulders I have stepped and admit I am keeping the course. O0 My US PP is not changed since I started in 2019 (just rebalanced...

Yeah, of course, you are both legends in your own way ! O0 To proceed with the offtopic... Vinny, your right hand looks huge - dunno whether its some strange photo effect, or its really that big. Have seen such effect in rock climbers, their fingers get much thicker than normal ones too (yours look ...

DS and Vinny, based on my modest observations being older than a certain age generally means the oddities of your character are irreversible ;D I think you have both exceeded that age haha. By the way, DS I haven't yet met such an informed person like you, living west of Mid-Europe and one that is s...

Indeed. Even with a good start date sensitivity, having started HB/PP/GB passive investing at the end of 2019 is kind of painful experience - what you get is what you lose. (I hope) I know the theory behind what I've done, but still I wish I had started 10 years back ha-ha. Ok, ok, I know the "...

Hi guys, I knew I should not have a look on how my investments are doing. I think all the PP, GB-ish, good_bad_ugly-weather and alike portfolios are getting smashed ... Some short bonds or money markets really sound to me as getting back a small piece of money taken away by the inflation. Do you kno...

Yes, DS, that's the exact translation. My wife bought the book as a gift to my father (he's avid reader), several months before the book got public attention. He was (kind of) dissapointed, but he rarely hails a book, so nothing unusual. Do you like it so far? PS. I still keep coming here as part of...

I do not know if its only me, but I really do not share your optimism about the best time. Its too early in the year, but I suspect it can be quite the same as the previous one, well, not that negative, but still kind of flat-ish overall...

dualstow wrote: ↑Mon Mar 06, 2023 5:15 pm Couldn’t bring myself to destroy the avatar.

Ya, that's painted by Dall-E based on key words taken from the forum..

…, I sold out of Treasuries back in 2017. … I have made several posts herein about a modified HBPP where I make quarterly adjustments based upon the prior 63-day returns of the portfolio components. … How did you settle on 63 days, Edward? That's the quarter amount of trading days i.e. 3 x ~21 days...

@DS re. your question - no Britannnia's with Elisabeth II ! All sold it seems ! In terms of spread - next to Brittania's with Charles are the canadian maple leafs (with Elisabeth, spread is 0.4% higher - 1.65%). @seajay Likely I'd be repeating myself, but always wondering how gold coins are handled...

Oddly enough the new 1oz Brittania's with his majesty Charles III has the smallest spread (1.25%) at my local dealer now. Bargain, not ? Seems he is not very popular amongst investors

but the Pixel has certain advantages- Yes, indeed, as proud owner of Google Pixel 6 Pro with the latest and greatest Android 13 version, I can (kind-of..) positively acknowledge that. It's certainly one of the most prominent tracking devices a-la 'Big Brother' ever created, At one point my 7-year-o...

Brian Kernighan explaining Still can recall how bored I felt as one of our IT teachers was constantly repeating that Kernighan and Ritchie C is different from ANSI C. Though can't recall which of the two we were supposed to really learn ... Sometimes I get in that special mood, you know, and start ...

Hold my beer. Here, cheese got from 8-10 EUR to 15-17 EUR for the last year, etc. Sport tuition fees for the various sports my kids are attending got increased by no less than 50% (was kind of 'funny' with the soccer, we got three sequential monthly fees increases). So I think US has still plenty of...