You guys crack me up.

I think it's intended as satire...

One other option that I forgot to mention is that Fidelity offers segregated allocated storage of Gold Eagles within both Roth and Traditional IRAs. While it is not as efficient, we also use that as a tool to hold physical while not having to withdrawl from the IRAs. As @flyingpylon mentions, earlie...

Hey Stuper1, I think it's a pretty common situation that many of us have: being heavy on the tax advantaged accounts and light on after-tax funds. On the other hand, funds in a Roth IRA are highly valuable. When I found myself in a similar situation to yours, I took a middle path. That is, I still c...

I've had multiple good experiences with California Numismatic Investments (golddealer.com). I have a great deal of trust in them. Conversely, I have had two experiences with JMBullion where they made annoying sloppy mistakes on orders and their customer service in making correction was unsatisfying....

As my wife and I are closing in on retirement, I went to see a fee-only financial planner for a sanity check. I told him I was confident in our situation and plan but I wanted him to give it a sanity check and poke holes in it where he could. We met virtually a couple times so he could understand o...

As my wife and I are closing in on retirement, I went to see a fee-only financial planner for a sanity check. I told him I was confident in our situation and plan but I wanted him to give it a sanity check and poke holes in it where he could. We met virtually a couple times so he could understand ou...

Hey Mr. Smith. It sounds like that was an interesting meeting. Those are pretty drastic recommendations. Just a few questions for your consideration: o How does the "financial planner" make his money? o Do I remember correctly that you live in B.C.? o Do you want to be a landlord? If so, why do you ...

I lurk but don't post much, but allin for PP/GB since 2008. I'm not dogmatic but just can't find anything better for my needs. I suspect there are a lot of us here. BTW, I've been following your posts/thought processes as you wrestle with portfolio/investment strategy. My advice would be to not jump...

We haven't met, Mr. Smith, but depression does, in fact, suck balls.

You are in my prayers.

Do you have a good therapist? If not, I very strongly encourage that.

Steve

I've been all-in for 14 years, switching to GB a while back based on things I learned here and on Tyler's site. Not thrilled about LT Treasuries, but they are an integral element of system. In my case, I have all I need so my primary goal is to not do something stupid AND a lower SD is important for...

Seemed too good to be true to me. Once I read this review, scratched it off my list: https://wantfi.com/masterworks-review.html " ... If you can get beyond the shady business practices, marketing, founder’s past business activities, fee grab where they act as an art hedge fund, and unique art risks,...

Thank you, JHogue. I appreciate the clarification, although I was hoping you had discovered some kind of magical, one-way capital appreciation aspect of EE bonds. Interestingly, I think there actually is another magical hack for the cash quadrant. For those of us who are federal employees, the G-fun...

@JHogue, could you expand on your comment, below, regarding ”EE-Bonds are for “Deep Bonds"? I have not previously heard that perspective.

I'm with you, Lordo, and would wager that there are a lot of us here. I started w/ PP in the late 80's but didn't go all-in until seeing what happened to my slice-and-dice portfolio in 2007, finding this forum about that time. I have learned a ton here, including enough to switch to GB. That was pro...

I'm mostly a lurker here; don't post much but have been following this forum for some time. Your question hit a nerve. I think you really have to be bought into whatever you're going to do. If you're not then you will end up subject to many forces to change your mind, bring you continual anxiety, an...

Atlas Shrugged.

Being an engineer, I've puzzled through all the maths. What I've come to understand is that there are an army of very smart people and computers that make these calculations constantly and use that information to quickly arbitrage any mismatches that they find. What this means for me (a normal retai...

SeaJay,
Respectfully, I used to believe that 80x number as well.
But from a quick google search, it appears that the ratio of gold in ETFs/gold in the world is closer to 3.6t/187t. So maybe we both had our ratios reversed?
Just a thought.
Steve

If you didn't do such a perfect parody, I'd mistake you for being serious.

Keep rockin' it, Tom.

Joking aside, did anyone else notice that, "According to the Tax Foundation’s General Equilibrium Model, the Biden tax plan would reduce GDP by 1.62 percent over the long term." There may be better references, but this is where that info comes from: https://taxfoundation.org/joe-biden-tax-plan-2020/...

Thanks, Mathjack.

That sounds like a more elegant approach, and I really like the concept of separating your living expenses from such close linkage to the PP.

Have you been doing approach for long?

Any significant issues to watch out for?

Thanks,

I have not actually done it in practice yet, but that is my plan, as well. Just using the cash until hitting a band and then rebalancing. It should work just as in the accumulations phase, as in nice and smooth. I think I even read this in one of the HB books, maybe "Failsafe Investing," but I can't...

Hold my chilled martini glass in one hand
Think really hard about dry vermouth
Bombay Sapphire swirled over ice in the other hand
Strain into glass
Enjoy with my medium rare rib eye steak

Another angle that's easily overlooked is to not "oversave" in a 529 account. For example, what happens if you sacrifice and save the full projected cost of a private college, but your child ends up barely graduating high school and wants nothing to do with post-secondary education? Maybe a good app...